For saleReduced $87,000 from $649,000Virtual tour

$562,000

5 beds3,166 sq ft0.2 acres

5052 Center CourtSt Cloud, FL 34772

Homes, condos and townhomes · MLS 11669249 · Listed 237 days ago (Mar 7, 2026)

Lake or reservoir · Direct parcel frontage · Waterfront details

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For sale: Listed and available according to the MyStateMLS feed.

About this property

Take advantage of this move-in ready home in the exclusive waterfront community of Hanover Lakes! With a modern design, over $30,000 in upgrades. It's the perfect choice for those seeking comfort and convenience. A true turnkey opportunity!Open-concept living with a Chef's Kitchen featuring quartz countertops, premium cabinetry, center island & walk-in pantry. The spacious living room flows perfectly for entertaining or relaxing with the family.First-floor guest suite with full bath offers flexibility for guests or a home office. Upstairs, enjoy 4 more bedrooms + loft space. The oversized primary suite has space for a sitting area, large walk-in closet, and a spa-like bathroom with a garden tub & walk-in shower.Exterior features include a paver driveway, covered front patio & lush landscaping.Community Amenities:Boat lift with access to the Alligator Chain of Lakes,Resort-style pool,Covered playground,Mini soccer field,Dock & boat ramp. Just 25 mins to Lake Nona and 40 mins to Disney, Universal & Downtown Orlando.

Description provided by the listing brokerage.

MLS-reported waterfront

Waterfront details

The listing represents the offered parcel itself as adjoining the water. This is what the listing reports, not a survey or a title finding.

Relationship to the water
Direct parcel frontage
Water body
Not provided. Ask the listing agent.
Frontage length
Not provided. Ask the listing agent.
Water access arrangement
Not provided. Ask the listing agent.
Docks, slips, lifts, moorings
Dock reported
Dock depth
Not provided. Ask the listing agent.
Shoreline
Not provided. Ask the listing agent.
Seasonal or tidal conditions
Not provided. Ask the listing agent.
Boating limits (bridges, depth, open-water access)
Not provided. Ask the listing agent.

The listing reports a dock. It does not say whether the dock is private, shared or transferable, or what boats it fits.

Why this is listed as waterfront
  • WaterfrontYN “Yes”: The listing is marked waterfront.
  • WaterfrontFeatures “Lake Front, Boat Dock”: Includes a "… Front" value describing frontage.
  • PropertyTypeDetail “house”: Property form used to read the frontage relationship.

Classified from fields in the MyStateMLS listing data. It has not been independently verified, and it is not a survey, title examination or legal determination of shoreline or access rights. Rules version 2026-10-29.1. How we classify waterfront

Something wrong with this classification? Report a waterfront classification issue. Questions about frontage, docks or access are best answered by Monique Morgan of La Rosa Realty Llc.

Facts

List price
$562,000
Original list price
$649,000
Status
For sale
Property type
House
Bedrooms
5
Full baths
3
Interior area
3,166 sq ft
Lot size
0.2 acres (8,712 sq ft)
Year built
2022
Garage spaces
2
County
Osceola County
HOA / association fee
$105 monthly
MLS number
11669249
Annual property tax (2025)
$10,602

Facts are reported by the listing brokerage. Items not listed were not provided; that does not mean the property lacks them.

Features

Interior

  • Walk-In Closet(s)

Appliances

  • Washer
  • Range
  • Microwave
  • Refrigerator
  • Dryer
  • Disposal
  • Dishwasher

Flooring

  • Tile
  • Carpet

Water

  • Public (Water Source)

Sewer

  • Other

Virtual tours

Location

The pin is the listing's reported coordinates and may be approximate. It is not a parcel boundary or shoreline, and no flood, wetland or hazard conclusion should be drawn from it. See more listings in St Cloud.

Price and status history

  • Original list price reported by the brokerage: $649,000

Changes observed by Waterfront Homes in MyStateMLS data since Oct 29, 2026. This is not a public-record sales history; MyStateMLS does not publish sold prices.

Estimate a monthly payment

$112,400
Illustrative. Replace with a quote from your lender.
From the listing (tax year 2025). Taxes can change after a sale.
Get a quote; rates vary widely by location.
Manufactured homes on a leased lot.
Applied only while the loan is over 80% of the price. Illustrative.

Estimated monthly payment

$3,993 per month

Principal and interest$2,842
Property tax$884
Homeowners insurance$163
HOA dues$105
Loan amount$449,600
Total interest over the term$573,440

An estimate for comparison only, not a loan offer or approval. Actual rates, taxes, insurance, PMI and fees depend on your lender, credit, location and loan program.

Questions to ask before you buy

Questions worth investigating for any waterfront property. They are not claims that this property has a problem or meets any condition.

  1. Who owns the shoreline and the land under the water, and are there easements or public-access rights along it?Ownership can stop at a high-water line, a survey line or a seawall. A title search and survey answer this, not the listing.
  2. Is a dock, slip, lift or mooring included, and do the rights transfer to you?Docks can be shared, leased, assigned by an association or held under a permit that does not automatically transfer.
  3. What permits exist for the dock, seawall or other shoreline structures, and what would new work require?Shoreline work is often regulated by local, state and federal agencies.
  4. How much does the water level change by season, by tide or by reservoir management?Depth at a dock in one season can differ a lot in another.
  5. What does flood insurance cost for this property, and what does the current flood map show?Get a quote from an insurer or agent. A flood zone is not a premium, and no zone does not mean no risk.
  6. What maintenance does the shoreline need (seawall, bulkhead, riprap, erosion), and what has been done recently?Shoreline structures are expensive to repair; ask for records and inspection reports.
  7. How are water, sewer or septic, and power provided?Waterfront septic systems and wells can have extra rules and inspections.
  8. How do you reach the property by road year-round, and who maintains that road?Some waterfront roads are private, seasonal or shared.
  9. What local rules apply: rentals, docks, boat lifts, fences, tree removal, setbacks?Rules come from the town, county, state, lake authority or association and vary widely.

Printable due-diligence checklist · Ownership budget planner · FEMA Flood Map Service Center (official flood maps; look up the address yourself)

Guides and next steps

Listing courtesy of La Rosa Realty Llc. Listing agent: Monique Morgan. Listings provided by MyStateMLS.

Listing last updated by the brokerage Oct 22, 2026, 11:52 AM UTC. Waterfront Homes last received MyStateMLS data Oct 30, 2026, 5:01 PM UTC. Information is deemed reliable but not guaranteed; verify all details with the listing agent.