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Under contractVirtual tour

$99,995

23 acres

1.4 Cobble Creek Rd. #4Chester, NY 12853

Land and lots · MLS 11801094 · Listed 148 days ago (Jun 4, 2026)

Creek or stream · Waterfront, relationship not specified · Waterfront details

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Under contract: The seller has accepted an offer with conditions. Some sellers still accept backup offers.

About this land

Experience the best of Adirondack living on this scenic 22-acre property in Chester, New York. Accessible year-round from a town-maintained road with power nearby, the land offers several elevated APA-approved building sites perfectly positioned for a private cabin, vacation home, or full-time residence. The property is richly forested with mature Northern hardwoods including maple, oak, birch, beech, and ash, accented by stands of white pine. Two clear mountain streams meander through the woodlands, enhancing both the scenery and wildlife habitat. An established network of former logging trails, along with an interior seasonal two-wheel-drive road, provides excellent access throughout the property and makes it easy to explore every corner of the acreage. A secluded wildlife pond in the southeastern corner attracts deer, birds, and other native species, creating a picturesque natural setting and an ideal spot for nature enthusiasts. Located just minutes from the Hudson River, you'll enjoy outstanding opportunities for fishing, paddling and whitewater rafting. Gore Mountain is only 12 minutes away for skiing and mountain adventures, while North Creek is less than 10 minutes away for shopping, restaurants and everyday necessities. Lake George, one of the Adirondacks' most popular destinations, is just 40 minutes from the property. Only 1 1/2 hours to Albany, less than 3 hours from Syracuse and 4 1/2 hours to New York City. Financing is available to qualified buyers.

Description provided by the listing brokerage.

MLS-reported waterfront

Waterfront details

The listing reports the property as waterfront but does not say how it meets the water. Ask the listing agent whether the parcel itself adjoins the shoreline.

Relationship to the water
Waterfront, relationship not specified
Water type
Creek or stream
Water body
Not provided. Ask the listing agent.
Frontage length
Not provided. Ask the listing agent.
Water access arrangement
Not provided. Ask the listing agent.
Docks, slips, lifts, moorings
Not provided. Ask the listing agent.
Dock depth
Not provided. Ask the listing agent.
Shoreline
Not provided. Ask the listing agent.
Seasonal or tidal conditions
Not provided. Ask the listing agent.
Boating limits (bridges, depth, open-water access)
Not provided. Ask the listing agent.
Why this is listed as waterfront
  • WaterfrontYN “Yes”: The listing is marked waterfront.
  • WaterfrontFeatures “Stream”: Describes the water without a frontage value.
  • PropertyTypeDetail “land”: Property form used to read the frontage relationship.

Classified from fields in the MyStateMLS listing data. It has not been independently verified, and it is not a survey, title examination or legal determination of shoreline or access rights. Rules version 2026-10-29.1. How we classify waterfront

Something wrong with this classification? Report a waterfront classification issue. Questions about frontage, docks or access are best answered by Marc Christmas of CHRISTMAS AND ASSOCIATES INC.

Facts

List price
$99,995
Status
Under contract
Property type
Land and lots
Lot size
23 acres
County
Warren County
MLS number
11801094
Annual property tax (2025)
$1,481

Facts are reported by the listing brokerage. Items not listed were not provided; that does not mean the property lacks them.

Virtual tours

Open virtual tour on www.landandcamps.com

Location

The pin is the listing's reported coordinates and may be approximate. It is not a parcel boundary or shoreline, and no flood, wetland or hazard conclusion should be drawn from it. See more listings in Chester.

Price and status history

    Changes observed by Waterfront Homes in MyStateMLS data since Oct 29, 2026. This is not a public-record sales history; MyStateMLS does not publish sold prices.

    Estimate a monthly payment

    $19,999
    Illustrative. Replace with a quote from your lender.
    From the listing (tax year 2025). Taxes can change after a sale.
    Get a quote; rates vary widely by location.
    Manufactured homes on a leased lot.
    Applied only while the loan is over 80% of the price. Illustrative.

    Estimated monthly payment

    $658 per month

    Principal and interest$506
    Property tax$123
    Homeowners insurance$29
    Loan amount$79,996
    Total interest over the term$102,030

    An estimate for comparison only, not a loan offer or approval. Actual rates, taxes, insurance, PMI and fees depend on your lender, credit, location and loan program.

    Similar waterfront listings nearby

    Waterfront listings of the same property type and water type in Chester, priced within 25% of this listing ($74,996 to $124,994), newest first. Each one passes the same waterfront rules. See all matches

    Photo 1 of 10, land at 1.3 Cobble Creek Rd. #3, Chester, NY 12853
    For saleVirtual tour

    $119,995

    31 acres

    Creek or streamWaterfront, relationship not specified

    1.3 Cobble Creek Rd. #3Chester, NY 12853

    Land and lots · MLS 11831655

    Listing courtesy of CHRISTMAS AND ASSOCIATES INC · MyStateMLS

    Questions to ask before you buy

    Questions worth investigating for any waterfront property. They are not claims that this property has a problem or meets any condition.

    1. Who owns the shoreline and the land under the water, and are there easements or public-access rights along it?Ownership can stop at a high-water line, a survey line or a seawall. A title search and survey answer this, not the listing.
    2. Is a dock, slip, lift or mooring included, and do the rights transfer to you?Docks can be shared, leased, assigned by an association or held under a permit that does not automatically transfer.
    3. What permits exist for the dock, seawall or other shoreline structures, and what would new work require?Shoreline work is often regulated by local, state and federal agencies.
    4. How much does the water level change by season, by tide or by reservoir management?Depth at a dock in one season can differ a lot in another.
    5. What does flood insurance cost for this property, and what does the current flood map show?Get a quote from an insurer or agent. A flood zone is not a premium, and no zone does not mean no risk.
    6. What maintenance does the shoreline need (seawall, bulkhead, riprap, erosion), and what has been done recently?Shoreline structures are expensive to repair; ask for records and inspection reports.
    7. How are water, sewer or septic, and power provided?Waterfront septic systems and wells can have extra rules and inspections.
    8. How do you reach the property by road year-round, and who maintains that road?Some waterfront roads are private, seasonal or shared.
    9. What local rules apply: rentals, docks, boat lifts, fences, tree removal, setbacks?Rules come from the town, county, state, lake authority or association and vary widely.

    Printable due-diligence checklist · Ownership budget planner · FEMA Flood Map Service Center (official flood maps; look up the address yourself)

    Guides and next steps

    Listing courtesy of CHRISTMAS AND ASSOCIATES INC. Listing agent: Marc Christmas. Co-listing agent: Daniel Christmas. Listings provided by MyStateMLS.

    Listing last updated by the brokerage Aug 20, 2026, 3:19 PM UTC. Waterfront Homes last received MyStateMLS data Oct 30, 2026, 10:01 PM UTC. Information is deemed reliable but not guaranteed; verify all details with the listing agent.