For saleReduced $2,000 from $81,900Leased lot

$79,900

2 beds

4577 Lakeland Harbor LoopLakeland, FL 33805

Manufactured and mobile homes · MLS 12023318 · Listed 22 days ago (Oct 7, 2026)

Lake or reservoir · Shared waterfront site · Waterfront details

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For sale: Listed and available according to the MyStateMLS feed.

About this property

Stunning view of the lake is what you will enjoy every day in this incredible 2/2 home in Lakeland Harbor. Located just off I-4,this property is convenient to shopping, medical and all local amenities. This home is waiting for the most discriminating buyer. There is no detail left to chance. The membrane roof is less than 3 years old and has a lifetime guarantee. AC unit is less than 3 years old and the water heater is less than 1 year old. This home comes completely furnished with beautiful furnishings and five (5) televisions. The screened porch stretches across the length of the home and provides gentle breezes from the lake. Lake View without the Lake Front Price! This home is a "must see" if you are considering retiring in style or just being a seasonal snowbird. You will not be disappointed!

Description provided by the listing brokerage.

MLS-reported waterfront

Waterfront details

The home is part of a condominium, cooperative or community whose shared site is reported as waterfront. Shoreline and docks are typically common or community property, not owned by the individual unit.

Relationship to the water
Shared waterfront site
Water body
Not provided. Ask the listing agent.
Frontage length
Not provided. Ask the listing agent.
Water access arrangement
Not provided. Ask the listing agent.
Docks, slips, lifts, moorings
Not provided. Ask the listing agent.
Dock depth
Not provided. Ask the listing agent.
Shoreline
Not provided. Ask the listing agent.
Seasonal or tidal conditions
Not provided. Ask the listing agent.
Boating limits (bridges, depth, open-water access)
Not provided. Ask the listing agent.
Why this is listed as waterfront
  • WaterfrontYN “Yes”: The listing is marked waterfront.
  • WaterfrontFeatures “Lake Front”: Includes a "… Front" value describing frontage.
  • PropertyTypeDetail “mob-man”: Property form used to read the frontage relationship.
  • LandLeaseYN “Yes”: The home is on a leased lot in a community; the land is not part of the sale.

Classified from fields in the MyStateMLS listing data. It has not been independently verified, and it is not a survey, title examination or legal determination of shoreline or access rights. Rules version 2026-10-29.1. How we classify waterfront

Something wrong with this classification? Report a waterfront classification issue. Questions about frontage, docks or access are best answered by Julie Anderson of The SWANS MHRS LLC.

Facts

List price
$79,900
Original list price
$81,900
Status
For sale
Property type
Manufactured home
Bedrooms
2
Full baths
2
Year built
1990
County
Polk County
MLS number
12023318

Facts are reported by the listing brokerage. Items not listed were not provided; that does not mean the property lacks them.

Manufactured home details

Year manufactured
1990
Land
Leased lot (land not included)
Land lease amount
$762 (period not specified by the source)

Lot rent is separate from any HOA fee and is set by the community. Ask the listing agent for the current lease terms and what the rent includes.

Features

Appliances

  • Washer
  • Range
  • Microwave
  • Water Heater
  • Refrigerator
  • Dryer
  • Dishwasher

Flooring

  • Carpet

Heating

  • Electric

Parking

  • Driveway

Construction

  • Vinyl Siding

Roof

  • Rubber

Water

  • Public (Water Source)

Sewer

  • Other

Lot

  • Corner Lot

Location

The pin is the listing's reported coordinates and may be approximate. It is not a parcel boundary or shoreline, and no flood, wetland or hazard conclusion should be drawn from it. See more listings in Lakeland.

Price and status history

  • Original list price reported by the brokerage: $81,900

Changes observed by Waterfront Homes in MyStateMLS data since Oct 29, 2026. This is not a public-record sales history; MyStateMLS does not publish sold prices.

Estimate a monthly payment

$15,980
Illustrative. Replace with a quote from your lender.
Estimate. Check the county assessor for the actual amount.
Get a quote; rates vary widely by location.
Manufactured homes on a leased lot.
Applied only while the loan is over 80% of the price. Illustrative.

Estimated monthly payment

$496 per month

Principal and interest$404
Property tax$67
Homeowners insurance$25
Loan amount$63,920
Total interest over the term$81,526

An estimate for comparison only, not a loan offer or approval. Actual rates, taxes, insurance, PMI and fees depend on your lender, credit, location and loan program.

Similar waterfront listings nearby

Waterfront listings of the same property type and water type in Lakeland, priced within 25% of this listing ($59,925 to $99,875), newest first. Each one passes the same waterfront rules. See all matches

FRONT VIEW
For saleLeased lot

$69,500

2 beds1,152 sq ft

Highland LakeLake or reservoirShared waterfront site

192 Hadley Rd.Lakeland, FL 33813

Manufactured home · MLS 11961224

Listing courtesy of Someday Mobile Home Sales, LLC · MyStateMLS

Photo 1 of 43, manufactured home at 33 Morganthau Drive, Lakeland, FL 33813
For saleLeased lotVirtual tour

$69,900

2 beds1,032 sq ft

Lake or reservoirShared waterfront site

33 Morganthau DriveLakeland, FL 33813

Manufactured home · MLS 11800372

Listing courtesy of USA Mobile & Manufactured Home Sales, LLC. · MyStateMLS

Questions to ask before you buy

Questions worth investigating for any waterfront property. They are not claims that this property has a problem or meets any condition.

  1. Who owns the shoreline and the land under the water, and are there easements or public-access rights along it?Ownership can stop at a high-water line, a survey line or a seawall. A title search and survey answer this, not the listing.
  2. Is a dock, slip, lift or mooring included, and do the rights transfer to you?Docks can be shared, leased, assigned by an association or held under a permit that does not automatically transfer.
  3. What permits exist for the dock, seawall or other shoreline structures, and what would new work require?Shoreline work is often regulated by local, state and federal agencies.
  4. How much does the water level change by season, by tide or by reservoir management?Depth at a dock in one season can differ a lot in another.
  5. What does flood insurance cost for this property, and what does the current flood map show?Get a quote from an insurer or agent. A flood zone is not a premium, and no zone does not mean no risk.
  6. What maintenance does the shoreline need (seawall, bulkhead, riprap, erosion), and what has been done recently?Shoreline structures are expensive to repair; ask for records and inspection reports.
  7. How are water, sewer or septic, and power provided?Waterfront septic systems and wells can have extra rules and inspections.
  8. How do you reach the property by road year-round, and who maintains that road?Some waterfront roads are private, seasonal or shared.
  9. What local rules apply: rentals, docks, boat lifts, fences, tree removal, setbacks?Rules come from the town, county, state, lake authority or association and vary widely.

Printable due-diligence checklist · Ownership budget planner · FEMA Flood Map Service Center (official flood maps; look up the address yourself)

Guides and next steps

Listing courtesy of The SWANS MHRS LLC. Listing agent: Julie Anderson. Co-listing agent: Pam Hickman. Listings provided by MyStateMLS.

Listing last updated by the brokerage Oct 29, 2026, 4:07 PM UTC. Waterfront Homes last received MyStateMLS data Oct 29, 2026, 10:01 PM UTC. Information is deemed reliable but not guaranteed; verify all details with the listing agent.