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For saleLeased lot

$92,900

2 beds1,104 sq ft

140 Pine Tree DriveLeesburg, FL 34788

Manufactured and mobile homes · MLS 11941712 · Listed 70 days ago (Aug 20, 2026)

Harris Chain of Lakes · Canal · Shared waterfront site · Waterfront details

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For sale: Listed and available according to the MyStateMLS feed.

About this property

Looking for a Florida retirement home in a 55+ community in Leesburg with Harris Chain of Lakes access? This spacious 2-bedroom, 2-bath manufactured home offers 1,404 sq. ft. of comfortable living on a quiet street with off-street parking and a Level 2 electric vehicle charger. The oversized carport has room for a truck, a car, and the included golf cart! Major updates include a new air-conditioning system and water heater, both installed in 2023. Inside, the open floor plan features a large kitchen with newer appliances, including a new refrigerator, plus a beautiful bay window overlooking the water and woods. Neutral paint, ceramic tile, carpeting, and LED lighting create a bright and welcoming interior. The spacious primary suite includes a large walk-in shower. Relax in the screened Florida room and enjoy peaceful water and wooded views surrounded by mature native Florida landscaping. Your boat and metal dock are just steps from your door, making it easy to enjoy boating, fishing, and waterfront dining throughout the Harris Chain of Lakes. Cruise through this golf-cart-friendly community in your included golf cart and enjoy two swimming pools, shuffleboard, cornhole, bingo, card games, community events, a woodshop, two dog parks, RV and boat storage, and on-site laundry facilities. On-site management and emergency maintenance provide added peace of mind. This active, dog-friendly community near The Villages offers so much more to help you stay social, active, and enjoy your best years. It's an inviting choice for year-round Florida living or a comfortable snowbird retreat.

Description provided by the listing brokerage.

MLS-reported waterfront

Waterfront details

The home is part of a condominium, cooperative or community whose shared site is reported as waterfront. Shoreline and docks are typically common or community property, not owned by the individual unit.

Relationship to the water
Shared waterfront site
Water type
Canal
Water body
Harris Chain of LakesListing names this water body (matched to our registry)
Frontage length
Not provided. Ask the listing agent.
Water access arrangement
Not provided. Ask the listing agent.
Docks, slips, lifts, moorings
Not provided. Ask the listing agent.
Dock depth
Not provided. Ask the listing agent.
Shoreline
Not provided. Ask the listing agent.
Seasonal or tidal conditions
Not provided. Ask the listing agent.
Boating limits (bridges, depth, open-water access)
Not provided. Ask the listing agent.
Why this is listed as waterfront
  • WaterfrontYN “Yes”: The listing is marked waterfront.
  • WaterfrontFeatures “Canal Front”: Includes a "… Front" value describing frontage.
  • PropertyTypeDetail “mob-man”: Property form used to read the frontage relationship.
  • LandLeaseYN “Yes”: The home is on a leased lot in a community; the land is not part of the sale.

Classified from fields in the MyStateMLS listing data. It has not been independently verified, and it is not a survey, title examination or legal determination of shoreline or access rights. Rules version 2026-10-29.1. How we classify waterfront

Something wrong with this classification? Report a waterfront classification issue. Questions about frontage, docks or access are best answered by Tarri O'Shea of Right Realty Connection INC.

Facts

List price
$92,900
Status
For sale
Property type
Manufactured home
Bedrooms
2
Full baths
2
Interior area
1,104 sq ft
Year built
1981
Stories
1
County
Lake County
MLS number
11941712
Annual property tax
$62

Facts are reported by the listing brokerage. Items not listed were not provided; that does not mean the property lacks them.

Manufactured home details

Year manufactured
1981
Land
Leased lot (land not included)
Land lease amount
$1,056 (period not specified by the source)

Lot rent is separate from any HOA fee and is set by the community. Ask the listing agent for the current lease terms and what the rent includes.

Features

Interior

  • Walk-In Closet(s)
  • Master Downstairs

Exterior

  • Electric Vehicle Charger

Appliances

  • Washer
  • Range
  • Microwave
  • Water Heater
  • Refrigerator
  • Dryer
  • Disposal
  • Dishwasher

Flooring

  • Tile

Heating

  • Heat Pump

Parking

  • Carport
  • Driveway

Construction

  • Vinyl Siding

Roof

  • Metal

Water

  • Public (Water Source)

Sewer

  • Public Sewer

Location

The pin is the listing's reported coordinates and may be approximate. It is not a parcel boundary or shoreline, and no flood, wetland or hazard conclusion should be drawn from it. See more listings in Leesburg.

Price and status history

    Changes observed by Waterfront Homes in MyStateMLS data since Oct 29, 2026. This is not a public-record sales history; MyStateMLS does not publish sold prices.

    Estimate a monthly payment

    $18,580
    Illustrative. Replace with a quote from your lender.
    From the listing. Taxes can change after a sale.
    Get a quote; rates vary widely by location.
    Manufactured homes on a leased lot.
    Applied only while the loan is over 80% of the price. Illustrative.

    Estimated monthly payment

    $504 per month

    Principal and interest$470
    Property tax$5
    Homeowners insurance$29
    Loan amount$74,320
    Total interest over the term$94,791

    An estimate for comparison only, not a loan offer or approval. Actual rates, taxes, insurance, PMI and fees depend on your lender, credit, location and loan program.

    Similar waterfront listings nearby

    Waterfront listings of the same property type and water type in Leesburg, priced within 25% of this listing ($69,675 to $116,125), newest first. Each one passes the same waterfront rules. See all matches

    Photo 1 of 22, manufactured home at 133 East Sterling Way, Leesburg, FL 34788
    For saleLeased lot

    $87,500

    2 beds1,152 sq ft

    Harris Chain of LakesCanalShared waterfront site

    133 East Sterling WayLeesburg, FL 34788

    Manufactured home · MLS 12023860

    Listing courtesy of Right Realty Connection INC · MyStateMLS

    Photo 1 of 56, manufactured home at 141 W Sterling Way, Leesburg, FL 34788
    Under contractReduced $22,100Leased lot

    $69,900

    2 beds864 sq ft

    Harris Chain of Lakes accessCanalShared waterfront site

    141 W Sterling WayLeesburg, FL 34788

    Manufactured home · MLS 11691820

    Listing courtesy of Weichert Realtors Hallmark Properties · MyStateMLS

    Questions to ask before you buy

    Questions worth investigating for any waterfront property. They are not claims that this property has a problem or meets any condition.

    1. Who owns the shoreline and the land under the water, and are there easements or public-access rights along it?Ownership can stop at a high-water line, a survey line or a seawall. A title search and survey answer this, not the listing.
    2. Is a dock, slip, lift or mooring included, and do the rights transfer to you?Docks can be shared, leased, assigned by an association or held under a permit that does not automatically transfer.
    3. What permits exist for the dock, seawall or other shoreline structures, and what would new work require?Shoreline work is often regulated by local, state and federal agencies.
    4. How much does the water level change by season, by tide or by reservoir management?Depth at a dock in one season can differ a lot in another.
    5. What does flood insurance cost for this property, and what does the current flood map show?Get a quote from an insurer or agent. A flood zone is not a premium, and no zone does not mean no risk.
    6. What maintenance does the shoreline need (seawall, bulkhead, riprap, erosion), and what has been done recently?Shoreline structures are expensive to repair; ask for records and inspection reports.
    7. How are water, sewer or septic, and power provided?Waterfront septic systems and wells can have extra rules and inspections.
    8. How do you reach the property by road year-round, and who maintains that road?Some waterfront roads are private, seasonal or shared.
    9. What local rules apply: rentals, docks, boat lifts, fences, tree removal, setbacks?Rules come from the town, county, state, lake authority or association and vary widely.

    Printable due-diligence checklist · Ownership budget planner · FEMA Flood Map Service Center (official flood maps; look up the address yourself)

    Guides and next steps

    Listing courtesy of Right Realty Connection INC. Listing agent: Tarri O'Shea. Listings provided by MyStateMLS.

    Listing last updated by the brokerage Sep 8, 2026, 1:31 PM UTC. Waterfront Homes last received MyStateMLS data Oct 29, 2026, 8:01 PM UTC. Information is deemed reliable but not guaranteed; verify all details with the listing agent.