$175,000
7862 State Hwy 5St Johnsville, NY 13452
Homes, condos and townhomes · MLS 11999432 · Listed 36 days ago (Sep 24, 2026)
Creek or stream · Waterfront, relationship not specified · Waterfront details
For sale: Listed and available according to the MyStateMLS feed.
About this property
Home has been renovated throughout the whole first floor. Oak threw the kitchen from ceiling to cabinets. Full bathroom with upgraded washer/dryer hookup with ceramic tile and freshly painted, sheet rocked and new utilities. This charming home is move in ready and just minutes from town for shopping and medical needs. Three bedrooms and could be four if you desire. Lots of room to create your new look for whatever your needs are! Possibility of office, den, playroom and plenty of storage area! Come take a look , it won't last long!
Description provided by the listing brokerage.
MLS-reported waterfront
Waterfront details
The listing reports the property as waterfront but does not say how it meets the water. Ask the listing agent whether the parcel itself adjoins the shoreline.
- Relationship to the water
- Waterfront, relationship not specified
- Water type
- Creek or stream
- Water body
- Not provided. Ask the listing agent.
- Frontage length
- Not provided. Ask the listing agent.
- Water access arrangement
- Not provided. Ask the listing agent.
- Docks, slips, lifts, moorings
- Not provided. Ask the listing agent.
- Dock depth
- Not provided. Ask the listing agent.
- Shoreline
- Not provided. Ask the listing agent.
- Seasonal or tidal conditions
- Not provided. Ask the listing agent.
- Boating limits (bridges, depth, open-water access)
- Not provided. Ask the listing agent.
Why this is listed as waterfront
WaterfrontYN“Yes”: The listing is marked waterfront.WaterfrontFeatures“Stream”: Describes the water without a frontage value.PropertyTypeDetail“house-accessory”: Property form used to read the frontage relationship.
Classified from fields in the MyStateMLS listing data. It has not been independently verified, and it is not a survey, title examination or legal determination of shoreline or access rights. Rules version 2026-10-29.1. How we classify waterfront
Something wrong with this classification? Report a waterfront classification issue. Questions about frontage, docks or access are best answered by Debra Steele of KRUTZ PROPERTIES LLC.
Facts
- List price
- $175,000
- Status
- For sale
- Property type
- House with accessory unit
- Bedrooms
- 3
- Full baths
- 1
- Interior area
- 1,575 sq ft
- Lot size
- 0.59 acres
- Year built
- 1910
- Stories
- 2
- County
- Montgomery County
- MLS number
- 11999432
Facts are reported by the listing brokerage. Items not listed were not provided; that does not mean the property lacks them.
Features
Interior
- Entrance Foyer
Appliances
- Water Heater
Flooring
- Tile
- Laminate
- Hardwood
Basement
- Unfinished
Heating
- Other
- Forced Air
- Baseboard
- Kerosene
- Electric
Construction
- Vinyl Siding
Roof
- Metal
Water
- Well
Sewer
- Septic Tank
Location
The pin is the listing's reported coordinates and may be approximate. It is not a parcel boundary or shoreline, and no flood, wetland or hazard conclusion should be drawn from it. See more listings in St Johnsville.
Price and status history
Changes observed by Waterfront Homes in MyStateMLS data since Oct 29, 2026. This is not a public-record sales history; MyStateMLS does not publish sold prices.
Estimate a monthly payment
Estimated monthly payment
$1,081 per month
An estimate for comparison only, not a loan offer or approval. Actual rates, taxes, insurance, PMI and fees depend on your lender, credit, location and loan program.
Questions to ask before you buy
Questions worth investigating for any waterfront property. They are not claims that this property has a problem or meets any condition.
- Who owns the shoreline and the land under the water, and are there easements or public-access rights along it?Ownership can stop at a high-water line, a survey line or a seawall. A title search and survey answer this, not the listing.
- Is a dock, slip, lift or mooring included, and do the rights transfer to you?Docks can be shared, leased, assigned by an association or held under a permit that does not automatically transfer.
- What permits exist for the dock, seawall or other shoreline structures, and what would new work require?Shoreline work is often regulated by local, state and federal agencies.
- How much does the water level change by season, by tide or by reservoir management?Depth at a dock in one season can differ a lot in another.
- What does flood insurance cost for this property, and what does the current flood map show?Get a quote from an insurer or agent. A flood zone is not a premium, and no zone does not mean no risk.
- What maintenance does the shoreline need (seawall, bulkhead, riprap, erosion), and what has been done recently?Shoreline structures are expensive to repair; ask for records and inspection reports.
- How are water, sewer or septic, and power provided?Waterfront septic systems and wells can have extra rules and inspections.
- How do you reach the property by road year-round, and who maintains that road?Some waterfront roads are private, seasonal or shared.
- What local rules apply: rentals, docks, boat lifts, fences, tree removal, setbacks?Rules come from the town, county, state, lake authority or association and vary widely.
Printable due-diligence checklist · Ownership budget planner · FEMA Flood Map Service Center (official flood maps; look up the address yourself)
Guides and next steps
Listing courtesy of KRUTZ PROPERTIES LLC. Listing agent: Debra Steele. Listings provided by MyStateMLS.
Listing last updated by the brokerage Sep 25, 2026, 12:02 PM UTC. Waterfront Homes last received MyStateMLS data Oct 30, 2026, 10:31 PM UTC. Information is deemed reliable but not guaranteed; verify all details with the listing agent.