For saleVirtual tour

$1,349,000

5 beds3,281 sq ft0.81 acres

2055 N New River InletNorth Topsail Beach, NC 28460

Homes, condos and townhomes · MLS 12048055 · Listed today (Oct 29, 2026)

Chadwick Bay · Bay, harbor, inlet or sound · Direct parcel frontage · Waterfront details

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For sale: Listed and available according to the MyStateMLS feed.

About this property

Experience the ultimate coastal lifestyle in this stunning North Topsail Beach waterfront retreat, offering expansive sound views and located just one block from the ocean. With 5 BD, 4 BA, and over 3,200 sqft (+ bonus unfinished 4th floor) this fully furnished, turn key home delivers the perfect combination of luxury, space, and proven rental potential. Designed to take full advantage of its waterfront setting, the home is filled with windows that bring in abundant natural light and showcase beautiful sound and ocean views throughout. The open-concept main living area flows seamlessly into a gorgeous updated kitchen featuring leathered granite countertops, generous counter seating, a beverage refrigerator, plenty of cooking space, and stainless steel appliances. It is stocked with anything and everything you or your guests could ever need. Just off the living room, a full screened-in porch creates the perfect place to relax, dine, and enjoy the coastal breeze. With spacious bedrooms, convenient bathroom access, and a second sitting area ideal for games or additional gathering space, the layout is designed for large families and vacation groups. Each BD has access to a bathroom to make for almost an en-suite feel as well as balconies for private relaxation. The outdoor space transforms this property into a true private resort. Enjoy the in-ground pool, hot tub, outdoor shower, full tiki bar with grill, sink and refrigerator, and a separate sitting area with a gas firepit. You'll have 5-star resort living right in your back yard. Manicured landscaping and palm trees create privacy while updated Trex decking makes the outdoor areas both beautiful and low maintenance. BONUS: The brand new community dock allows for fishing, relaxing and dropping in a kayak. Dolphins Shores also has 2 brand new private bathrooms at the beach access. One of the home's most exciting features is the large unfinished fourth floor with water views. This space offers incredible potential to create a game room, home office, additional suite, or expansive bonus living area. Updated Hardie Board siding adds to the home's coastal appeal and durability. Offered fully furnished with a proven rental history of approximately $100,000 per year--rental history available upon request. Whether you're searching for a primary residence, second home, or established vacation rental, this property offers more than a home--it offers a complete North Topsail Beach vacation experience, with the sound in your backyard and the ocean just a block away. * Home is currently listed on Airbnb and has $50K confirmed in bookings so far for 2027! *Be sure to check out the Matterport! Legal: L3 Dolphin Shores

Description provided by the listing brokerage.

MLS-reported waterfront

Waterfront details

The listing represents the offered parcel itself as adjoining the water. This is what the listing reports, not a survey or a title finding.

Relationship to the water
Direct parcel frontage
Water body
Chadwick Bay (as reported)Name as reported by the listing (not matched to a mapped water body)
Frontage length
Not provided. Ask the listing agent.
Water access arrangement
Not provided. Ask the listing agent.
Docks, slips, lifts, moorings
Dock reported
Dock depth
Not provided. Ask the listing agent.
Shoreline
Beach access reported
Seasonal or tidal conditions
Not provided. Ask the listing agent.
Boating limits (bridges, depth, open-water access)
Not provided. Ask the listing agent.

The listing reports a dock. It does not say whether the dock is private, shared or transferable, or what boats it fits.

Why this is listed as waterfront
  • WaterfrontYN “Yes”: The listing is marked waterfront.
  • WaterfrontFeatures “Inlet Front, Beach Access, Waterfront, Boat Dock, Bay”: Includes a "… Front" value describing frontage.
  • PropertyTypeDetail “house”: Property form used to read the frontage relationship.

Classified from fields in the MyStateMLS listing data. It has not been independently verified, and it is not a survey, title examination or legal determination of shoreline or access rights. Rules version 2026-10-29.1. How we classify waterfront

Something wrong with this classification? Report a waterfront classification issue. Questions about frontage, docks or access are best answered by Sandra Chisholm of SJC REAL ESTATE LLC.

Facts

List price
$1,349,000
Status
For sale
Property type
House
Bedrooms
5
Full baths
4
Half baths
1
Interior area
3,281 sq ft
Lot size
0.81 acres
Year built
2005
Stories
4
County
Onslow County
HOA / association fee
$25 monthly
MLS number
12048055

Facts are reported by the listing brokerage. Items not listed were not provided; that does not mean the property lacks them.

Features

Interior

  • Walk-In Closet(s)
  • Entrance Foyer

Exterior

  • Dock
  • Outdoor Shower

Appliances

  • Range
  • Microwave
  • Refrigerator
  • Dishwasher

Heating

  • Heat Pump
  • Electric

Parking

  • Driveway

Construction

  • Hardi Plank Type

Roof

  • Asphalt

Water

  • Public (Water Source)

Sewer

  • Other

Virtual tours

Location

The pin is the listing's reported coordinates and may be approximate. It is not a parcel boundary or shoreline, and no flood, wetland or hazard conclusion should be drawn from it. See more listings in North Topsail Beach.

Price and status history

  • Oct 29, 2026: First appeared on Waterfront Homes

Changes observed by Waterfront Homes in MyStateMLS data since Oct 29, 2026. This is not a public-record sales history; MyStateMLS does not publish sold prices.

Estimate a monthly payment

$269,800
Illustrative. Replace with a quote from your lender.
Estimate. Check the county assessor for the actual amount.
Get a quote; rates vary widely by location.
Manufactured homes on a leased lot.
Applied only while the loan is over 80% of the price. Illustrative.

Estimated monthly payment

$8,362 per month

Principal and interest$6,821
Property tax$1,124
Homeowners insurance$392
HOA dues$25
Loan amount$1,079,200
Total interest over the term$1,376,460

An estimate for comparison only, not a loan offer or approval. Actual rates, taxes, insurance, PMI and fees depend on your lender, credit, location and loan program.

Questions to ask before you buy

Questions worth investigating for any waterfront property. They are not claims that this property has a problem or meets any condition.

  1. Who owns the shoreline and the land under the water, and are there easements or public-access rights along it?Ownership can stop at a high-water line, a survey line or a seawall. A title search and survey answer this, not the listing.
  2. Is a dock, slip, lift or mooring included, and do the rights transfer to you?Docks can be shared, leased, assigned by an association or held under a permit that does not automatically transfer.
  3. What permits exist for the dock, seawall or other shoreline structures, and what would new work require?Shoreline work is often regulated by local, state and federal agencies.
  4. How much does the water level change by season, by tide or by reservoir management?Depth at a dock in one season can differ a lot in another.
  5. What does flood insurance cost for this property, and what does the current flood map show?Get a quote from an insurer or agent. A flood zone is not a premium, and no zone does not mean no risk.
  6. What maintenance does the shoreline need (seawall, bulkhead, riprap, erosion), and what has been done recently?Shoreline structures are expensive to repair; ask for records and inspection reports.
  7. How are water, sewer or septic, and power provided?Waterfront septic systems and wells can have extra rules and inspections.
  8. How do you reach the property by road year-round, and who maintains that road?Some waterfront roads are private, seasonal or shared.
  9. What local rules apply: rentals, docks, boat lifts, fences, tree removal, setbacks?Rules come from the town, county, state, lake authority or association and vary widely.

Printable due-diligence checklist · Ownership budget planner · FEMA Flood Map Service Center (official flood maps; look up the address yourself)

Guides and next steps

Listing courtesy of SJC REAL ESTATE LLC. Listing agent: Sandra Chisholm. Listings provided by MyStateMLS.

Listing last updated by the brokerage Oct 29, 2026, 8:00 PM UTC. Waterfront Homes last received MyStateMLS data Oct 29, 2026, 9:01 PM UTC. Information is deemed reliable but not guaranteed; verify all details with the listing agent.