For saleReduced $46,000 from $296,000

$250,000

3 beds2,214 sq ft

1160 20th StreetOkeechobee, FL 34974

Homes, condos and townhomes · MLS 11640450 · Listed 610 days ago (Feb 27, 2025)

Lake Okeechobee · Canal · Waterfront, relationship not specified · Waterfront details

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For sale: Listed and available according to the MyStateMLS feed.

About this property

Charming 3/2 Home with Lake Okeechobee Access! Enjoy waterfront living in this beautiful 3-bedroom, 2-bathroom home with direct access to Lake Okeechobee. This open-concept home features, spacious living areas with large room cozy kitchen with plenty of charm expansive Florida Room, perfect for relaxing or entertaining two master suites, each with updated bathrooms, one master suite features a luxurious Jacuzzi tub. Attached garage with a convenient laundry area, private dock with a solid seawall on a quality canal with so many great features, this home is a must see.

Description provided by the listing brokerage.

MLS-reported waterfront

Waterfront details

The listing reports the property as waterfront but does not say how it meets the water. Ask the listing agent whether the parcel itself adjoins the shoreline.

Relationship to the water
Waterfront, relationship not specified
Water type
Canal
Water body
Lake OkeechobeeListing names this water body (matched to our registry)
Frontage length
Not provided. Ask the listing agent.
Water access arrangement
Not provided. Ask the listing agent.
Docks, slips, lifts, moorings
Not provided. Ask the listing agent.
Dock depth
Not provided. Ask the listing agent.
Shoreline
Not provided. Ask the listing agent.
Seasonal or tidal conditions
Not provided. Ask the listing agent.
Boating limits (bridges, depth, open-water access)
Not provided. Ask the listing agent.
Why this is listed as waterfront
  • WaterfrontYN “Yes”: The listing is marked waterfront.
  • WaterfrontFeatures “Canal Front”: Includes a "… Front" value describing frontage.
  • PropertyTypeDetail “residential”: Property form used to read the frontage relationship.

Classified from fields in the MyStateMLS listing data. It has not been independently verified, and it is not a survey, title examination or legal determination of shoreline or access rights. Rules version 2026-10-29.1. How we classify waterfront

Something wrong with this classification? Report a waterfront classification issue. Questions about frontage, docks or access are best answered by Vicki Anderson of ANDERSON REALTY CO.

Facts

List price
$250,000
Original list price
$296,000
Status
For sale
Property type
Homes, condos and townhomes
Bedrooms
3
Full baths
2
Interior area
2,214 sq ft
County
Glades County
MLS number
11640450

Facts are reported by the listing brokerage. Items not listed were not provided; that does not mean the property lacks them.

Features

Interior

  • Walk-In Closet(s)

Appliances

  • Range
  • Refrigerator
  • Dishwasher

Flooring

  • Vinyl
  • Tile

Construction

  • Vinyl Siding

Roof

  • Metal

Water

  • Public (Water Source)

Sewer

  • Septic Tank

Location

The pin is the listing's reported coordinates and may be approximate. It is not a parcel boundary or shoreline, and no flood, wetland or hazard conclusion should be drawn from it. See more listings in Okeechobee.

Price and status history

  • Original list price reported by the brokerage: $296,000

Changes observed by Waterfront Homes in MyStateMLS data since Oct 29, 2026. This is not a public-record sales history; MyStateMLS does not publish sold prices.

Estimate a monthly payment

$50,000
Illustrative. Replace with a quote from your lender.
Estimate. Check the county assessor for the actual amount.
Get a quote; rates vary widely by location.
Manufactured homes on a leased lot.
Applied only while the loan is over 80% of the price. Illustrative.

Estimated monthly payment

$1,547 per month

Principal and interest$1,264
Property tax$208
Homeowners insurance$75
Loan amount$200,000
Total interest over the term$255,089

An estimate for comparison only, not a loan offer or approval. Actual rates, taxes, insurance, PMI and fees depend on your lender, credit, location and loan program.

Similar waterfront listings nearby

Waterfront listings of the same property type and water type in Okeechobee, priced within 25% of this listing ($187,500 to $312,500), newest first. Each one passes the same waterfront rules. See all matches

Front
For sale

$247,000

3 beds1,107 sq ft

Lake OkeechobeeCanalWaterfront, relationship not specified

2121 Se 33rd StOkeechobee, FL 34974

Homes, condos and townhomes · MLS 11991779

Listing courtesy of ANDERSON REALTY CO · MyStateMLS

Front
For sale

$220,000

3 beds2,585 sq ft

Lake OkeechobeeCanalWaterfront, relationship not specified

6458 Hwy 441 SeOkeechobee, FL 34974

Homes, condos and townhomes · MLS 11939896

Listing courtesy of ANDERSON REALTY CO · MyStateMLS

Front
For sale

$249,000

2 beds882 sq ft

Lake OkeechobeeCanalWaterfront, relationship not specified

21 Shell RdOkeechobee, FL 34974

Homes, condos and townhomes · MLS 11863530

Listing courtesy of ANDERSON REALTY CO · MyStateMLS

Photo 1 of 25, home at 23 Shell Rd, Okeechobee, FL 34974
For sale

$210,000

2 beds1,682 sq ft

Lake OkeechobeeCanalWaterfront, relationship not specified

23 Shell RdOkeechobee, FL 34974

Homes, condos and townhomes · MLS 11863516

Listing courtesy of ANDERSON REALTY CO · MyStateMLS

Front of House
For sale

$305,000

3 beds1,302 sq ft

Lake OkeechobeeCanalWaterfront, relationship not specified

3031 Se 29th LnOkeechobee, FL 34974

Homes, condos and townhomes · MLS 11739453

Listing courtesy of ANDERSON REALTY CO · MyStateMLS

Front
For saleReduced $57,000

$295,000

2 beds2,020 sq ft

Lake OkeechobeeCanalWaterfront, relationship not specified

3033 Se 29th LaneOkeechobee, FL 34974

Attached home · MLS 11633755

Listing courtesy of ANDERSON REALTY CO · MyStateMLS

Questions to ask before you buy

Questions worth investigating for any waterfront property. They are not claims that this property has a problem or meets any condition.

  1. Who owns the shoreline and the land under the water, and are there easements or public-access rights along it?Ownership can stop at a high-water line, a survey line or a seawall. A title search and survey answer this, not the listing.
  2. Is a dock, slip, lift or mooring included, and do the rights transfer to you?Docks can be shared, leased, assigned by an association or held under a permit that does not automatically transfer.
  3. What permits exist for the dock, seawall or other shoreline structures, and what would new work require?Shoreline work is often regulated by local, state and federal agencies.
  4. How much does the water level change by season, by tide or by reservoir management?Depth at a dock in one season can differ a lot in another.
  5. What does flood insurance cost for this property, and what does the current flood map show?Get a quote from an insurer or agent. A flood zone is not a premium, and no zone does not mean no risk.
  6. What maintenance does the shoreline need (seawall, bulkhead, riprap, erosion), and what has been done recently?Shoreline structures are expensive to repair; ask for records and inspection reports.
  7. How are water, sewer or septic, and power provided?Waterfront septic systems and wells can have extra rules and inspections.
  8. How do you reach the property by road year-round, and who maintains that road?Some waterfront roads are private, seasonal or shared.
  9. What local rules apply: rentals, docks, boat lifts, fences, tree removal, setbacks?Rules come from the town, county, state, lake authority or association and vary widely.

Printable due-diligence checklist · Ownership budget planner · FEMA Flood Map Service Center (official flood maps; look up the address yourself)

Guides and next steps

Listing courtesy of ANDERSON REALTY CO. Listing agent: Vicki Anderson. Listings provided by MyStateMLS.

Listing last updated by the brokerage Oct 15, 2026, 7:23 PM UTC. Waterfront Homes last received MyStateMLS data Oct 30, 2026, 3:11 PM UTC. Information is deemed reliable but not guaranteed; verify all details with the listing agent.