For saleVirtual tour

$395,000

4 beds1,928 sq ft0.45 acres

107 Peggy LnCrescent City, FL 32112

Homes, condos and townhomes · MLS 11993269 · Listed 36 days ago (Sep 24, 2026)

Canal · Direct parcel frontage · Waterfront details

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For sale: Listed and available according to the MyStateMLS feed.

About this property

Boater's paradise! Enjoy a bulkheaded dock on a canal leading to the St. John's River and Lake George. The boathouse features A/C, electricity, a sink, a powered covered boat lift, and an upper deck for scenic views, with additional docking space for a second boat. This meticulously maintained 4-bedroom, 2-bath home offers Whirlpool stainless steel appliances in the eat-in kitchen and laminate flooring throughout. Relax in the four-season Florida room or unwind on the covered, screened patio with a large hot tub. The fenced backyard includes a paver patio, firepit, and multiple fruit trees. Additional amenities include a 2-car attached finished garage and a 20x24 RV carport. Assumable 5.25% VA loan available (no veteran status required).

Description provided by the listing brokerage.

MLS-reported waterfront

Waterfront details

The listing represents the offered parcel itself as adjoining the water. This is what the listing reports, not a survey or a title finding.

Relationship to the water
Direct parcel frontage
Water type
Canal
Water body
Not provided. Ask the listing agent.
Frontage length
149 ft (reported as "149'")
Water access arrangement
Not provided. Ask the listing agent.
Docks, slips, lifts, moorings
Not provided. Ask the listing agent.
Dock depth
Not provided. Ask the listing agent.
Shoreline
Not provided. Ask the listing agent.
Seasonal or tidal conditions
Not provided. Ask the listing agent.
Boating limits (bridges, depth, open-water access)
Not provided. Ask the listing agent.
Why this is listed as waterfront
  • WaterfrontYN “Yes”: The listing is marked waterfront.
  • WaterfrontFeatures “Canal Front”: Includes a "… Front" value describing frontage.
  • PropertyTypeDetail “house”: Property form used to read the frontage relationship.

Classified from fields in the MyStateMLS listing data. It has not been independently verified, and it is not a survey, title examination or legal determination of shoreline or access rights. Rules version 2026-10-29.1. How we classify waterfront

Something wrong with this classification? Report a waterfront classification issue. Questions about frontage, docks or access are best answered by Gaylord Downer of Your Home Sold Guaranteed Realty.

Facts

List price
$395,000
Status
For sale
Property type
House (Ranch)
Bedrooms
4
Full baths
2
Interior area
1,928 sq ft
Lot size
0.45 acres (19,602 sq ft)
Year built
1971
Stories
1
Garage spaces
2
County
Putnam County
MLS number
11993269
Annual property tax (2026)
$4,386

Facts are reported by the listing brokerage. Items not listed were not provided; that does not mean the property lacks them.

Features

Interior

  • Entrance Foyer

Appliances

  • Washer
  • Range
  • Microwave
  • Water Heater
  • Refrigerator
  • Dryer
  • Dishwasher

Flooring

  • Laminate

Heating

  • Heat Pump
  • Electric

Construction

  • Wood Siding

Roof

  • Metal

Water

  • Well

Sewer

  • Septic Tank

Virtual tours

Location

The pin is the listing's reported coordinates and may be approximate. It is not a parcel boundary or shoreline, and no flood, wetland or hazard conclusion should be drawn from it. See more listings in Crescent City.

Price and status history

    Changes observed by Waterfront Homes in MyStateMLS data since Oct 29, 2026. This is not a public-record sales history; MyStateMLS does not publish sold prices.

    Estimate a monthly payment

    $79,000
    Illustrative. Replace with a quote from your lender.
    From the listing (tax year 2026). Taxes can change after a sale.
    Get a quote; rates vary widely by location.
    Manufactured homes on a leased lot.
    Applied only while the loan is over 80% of the price. Illustrative.

    Estimated monthly payment

    $2,480 per month

    Principal and interest$1,997
    Property tax$366
    Homeowners insurance$117
    Loan amount$316,000
    Total interest over the term$403,041

    An estimate for comparison only, not a loan offer or approval. Actual rates, taxes, insurance, PMI and fees depend on your lender, credit, location and loan program.

    Questions to ask before you buy

    Questions worth investigating for any waterfront property. They are not claims that this property has a problem or meets any condition.

    1. Who owns the shoreline and the land under the water, and are there easements or public-access rights along it?Ownership can stop at a high-water line, a survey line or a seawall. A title search and survey answer this, not the listing.
    2. Is a dock, slip, lift or mooring included, and do the rights transfer to you?Docks can be shared, leased, assigned by an association or held under a permit that does not automatically transfer.
    3. What permits exist for the dock, seawall or other shoreline structures, and what would new work require?Shoreline work is often regulated by local, state and federal agencies.
    4. How much does the water level change by season, by tide or by reservoir management?Depth at a dock in one season can differ a lot in another.
    5. What does flood insurance cost for this property, and what does the current flood map show?Get a quote from an insurer or agent. A flood zone is not a premium, and no zone does not mean no risk.
    6. What maintenance does the shoreline need (seawall, bulkhead, riprap, erosion), and what has been done recently?Shoreline structures are expensive to repair; ask for records and inspection reports.
    7. How are water, sewer or septic, and power provided?Waterfront septic systems and wells can have extra rules and inspections.
    8. How do you reach the property by road year-round, and who maintains that road?Some waterfront roads are private, seasonal or shared.
    9. What local rules apply: rentals, docks, boat lifts, fences, tree removal, setbacks?Rules come from the town, county, state, lake authority or association and vary widely.

    Printable due-diligence checklist · Ownership budget planner · FEMA Flood Map Service Center (official flood maps; look up the address yourself)

    Guides and next steps

    Listing courtesy of Your Home Sold Guaranteed Realty. Listing agent: Gaylord Downer. Listings provided by MyStateMLS.

    Listing last updated by the brokerage Sep 25, 2026, 11:36 PM UTC. Waterfront Homes last received MyStateMLS data Oct 30, 2026, 6:01 PM UTC. Information is deemed reliable but not guaranteed; verify all details with the listing agent.