$495,000

138 Vito Molinari RdOneonta, NY 13820

Homes, condos and townhomes · MLS 11915243 · Listed 89 days ago (Aug 1, 2026)

Goodyear Lake · Lake or reservoir · Waterfront, relationship not specified · Waterfront details

For sale: Listed and available according to the MyStateMLS feed.

About this property

Perched above the shoreline with 50 feet of private waterfront, this year-round Cape Chalet offers privacy, flexibility, and pretty views where the Susquehanna River meets Goodyear Lake. Nestled among mature trees, the home enjoys an enchanting treehouse feel, with elevated views through the canopy to the sparkling water below. The natural setting provides welcome shade and privacy, while selective trimming of saplings could further enhance the panoramic water vistas. With 21/2 levels of finished living space, this well-maintained 4-bedroom, 3-full-bath home easily adapts to a variety of lifestyles. The main level features an open living, dining, and kitchen area designed for simple living. Sliding glass doors invite the outdoors in and open to an expansive deck-a great start to your day to unwind as the river gently flows below. Two guest bedrooms and a full bath complete this level, offering comfortable accommodations for family and visitors. The second floor is dedicated to a private primary suite. Enjoy a spacious bedroom, ensuite bath with dual vanities, separate his-and-hers closets, and skylights that bathe the space in natural light. An adjoining loft offers the perfect spot for a home office, reading nook, yoga or fitness area. A finished walk-out lower level provides exceptional flexibility with its own private entrance, making it ideal for guests, extended family, or income potential. This space includes a kitchenette, living room, bedroom, and full bath, with sliding glass doors opening to a covered patio overlooking the water. Whether used as a private guest suite, short-term rental, or multi-generational living space, it offers comfort and independence while remaining connected to the main home. Recent updates include a durable metal roof installed just two years ago, providing lasting value and peace of mind for years to come. From the elevated deck to the peaceful patio below, every level of the home is designed to embrace the beauty of its riverfront setting and the relaxed lifestyle that comes with it.

Description provided by the listing brokerage.

Facts

List price

$495,000

Original list price

$549,700

Status

For sale

Property type

Homes, condos and townhomes

Bedrooms

4

Full baths

3

Interior area

1,852 sq ft

Lot size

0.18 acres

Year built

1991

Stories

3

County

Otsego County

MLS number

11915243

Annual property tax (2026)

$4,437

Facts are reported by the listing brokerage. Items not listed were not provided; that does not mean the property lacks them.

Features

Virtual tours

Location

The pin is the listing's reported coordinates and may be approximate. It is not a parcel boundary or shoreline, and no flood, wetland or hazard conclusion should be drawn from it. See more listings in Oneonta.

Price and status history

• Original list price reported by the brokerage: $549,700

Changes observed by Waterfront Homes in MyStateMLS data since Oct 29, 2026. This is not a public-record sales history; MyStateMLS does not publish sold prices.

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Questions to ask before you buy

Questions worth investigating for any waterfront property. They are not claims that this property has a problem or meets any condition.

1. Who owns the shoreline and the land under the water, and are there easements or public-access rights along it?Ownership can stop at a high-water line, a survey line or a seawall. A title search and survey answer this, not the listing.
2. Is a dock, slip, lift or mooring included, and do the rights transfer to you?Docks can be shared, leased, assigned by an association or held under a permit that does not automatically transfer.
3. What permits exist for the dock, seawall or other shoreline structures, and what would new work require?Shoreline work is often regulated by local, state and federal agencies.
4. How much does the water level change by season, by tide or by reservoir management?Depth at a dock in one season can differ a lot in another.
5. What does flood insurance cost for this property, and what does the current flood map show?Get a quote from an insurer or agent. A flood zone is not a premium, and no zone does not mean no risk.
6. What maintenance does the shoreline need (seawall, bulkhead, riprap, erosion), and what has been done recently?Shoreline structures are expensive to repair; ask for records and inspection reports.
7. How are water, sewer or septic, and power provided?Waterfront septic systems and wells can have extra rules and inspections.
8. How do you reach the property by road year-round, and who maintains that road?Some waterfront roads are private, seasonal or shared.
9. What local rules apply: rentals, docks, boat lifts, fences, tree removal, setbacks?Rules come from the town, county, state, lake authority or association and vary widely.

Printable due-diligence checklist · Ownership budget planner · FEMA Flood Map Service Center (official flood maps; look up the address yourself)

Guides and next steps

• Waterfront homes in New York
• More lake or reservoir listings in New York
• What counts as waterfront

Listing courtesy of COOPERSTOWN BROKERS LLC. Listing agent: Michelle Barry. Listings provided by MyStateMLS.

Listing last updated by the brokerage Oct 16, 2026, 4:42 PM UTC. Waterfront Homes last received MyStateMLS data Oct 29, 2026, 9:01 PM UTC. Information is deemed reliable but not guaranteed; verify all details with the listing agent.