PendingVirtual tour

$1,095,000

2 beds1,276 sq ft

9940 W Bay Harbor Dr #7C-NBay Harbor Islands, FL 33154

Homes, condos and townhomes · MLS 11983325 · Listed 45 days ago (Sep 15, 2026)

Canal · Bay, harbor, inlet or sound · Shared waterfront site · Waterfront details

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Pending: An offer has been accepted and the sale is expected to close.

About this property

Enjoy sophisticated living in the heart of Bay Harbor Islands, at Kai at Bay Harbor! Designed by the world renowned Arquitectonica. Expansive eastern, western, and northern exposures flooding the space with natural light. Bay windows, floor-to-ceiling windows, and soundproof design for tranquility. Enjoy resort-style amenities, including a incredible rooftop terrace with infinity pool, heated pool, hot tub, and barbecue area. Perfect for hosting gatherings with unparalleled views! Convenient perks: Two separate assigned garage parking spaces, private storage as well as well equiped gym, media/recreation room, and a resident's lounge. Security and services like a concierge and doorman ensure a worry-free lifestyle in this boutique community. Don't miss your chance to live in one of Bay Harbor Islands' most sought-after residences-schedule your private showing today!

Description provided by the listing brokerage.

MLS-reported waterfront

Waterfront details

The home is part of a condominium, cooperative or community whose shared site is reported as waterfront. Shoreline and docks are typically common or community property, not owned by the individual unit.

Relationship to the water
Shared waterfront site
Water body
Not provided. Ask the listing agent.
Frontage length
Not provided. Ask the listing agent.
Water access arrangement
Not provided. Ask the listing agent.
Docks, slips, lifts, moorings
Dock reported
Dock depth
Not provided. Ask the listing agent.
Shoreline
Not provided. Ask the listing agent.
Seasonal or tidal conditions
Not provided. Ask the listing agent.
Boating limits (bridges, depth, open-water access)
Not provided. Ask the listing agent.

The listing reports a dock. It does not say whether the dock is private, shared or transferable, or what boats it fits.

Why this is listed as waterfront
  • WaterfrontYN “Yes”: The listing is marked waterfront.
  • WaterfrontFeatures “Canal Front, Bay”: Includes a "… Front" value describing frontage.
  • PropertyTypeDetail “condo”: A unit on a shared (condominium-style) site.

Classified from fields in the MyStateMLS listing data. It has not been independently verified, and it is not a survey, title examination or legal determination of shoreline or access rights. Rules version 2026-10-29.1. How we classify waterfront

Something wrong with this classification? Report a waterfront classification issue. Questions about frontage, docks or access are best answered by Compass Florida, LLC.

Facts

List price
$1,095,000
Status
Pending
Property type
Condo
Bedrooms
2
Full baths
2
Interior area
1,276 sq ft
Year built
2016
Garage spaces
2
County
Miami-Dade County
MLS number
11983325
Annual property tax (2025)
$13,543

Facts are reported by the listing brokerage. Items not listed were not provided; that does not mean the property lacks them.

Features

Interior

  • Walk-In Closet(s)

Exterior

  • Dock

Appliances

  • Washer
  • Range
  • Microwave
  • Dryer
  • Dishwasher

Flooring

  • Tile

Heating

  • Electric

Virtual tours

Location

The pin is the listing's reported coordinates and may be approximate. It is not a parcel boundary or shoreline, and no flood, wetland or hazard conclusion should be drawn from it. See more listings in Bay Harbor Islands.

Price and status history

    Changes observed by Waterfront Homes in MyStateMLS data since Oct 29, 2026. This is not a public-record sales history; MyStateMLS does not publish sold prices.

    Estimate a monthly payment

    $219,000
    Illustrative. Replace with a quote from your lender.
    From the listing (tax year 2025). Taxes can change after a sale.
    Get a quote; rates vary widely by location.
    Manufactured homes on a leased lot.
    Applied only while the loan is over 80% of the price. Illustrative.

    Estimated monthly payment

    $6,986 per month

    Principal and interest$5,537
    Property tax$1,129
    Homeowners insurance$321
    Loan amount$876,000
    Total interest over the term$1,117,290

    An estimate for comparison only, not a loan offer or approval. Actual rates, taxes, insurance, PMI and fees depend on your lender, credit, location and loan program.

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    Questions to ask before you buy

    Questions worth investigating for any waterfront property. They are not claims that this property has a problem or meets any condition.

    1. Who owns the shoreline and the land under the water, and are there easements or public-access rights along it?Ownership can stop at a high-water line, a survey line or a seawall. A title search and survey answer this, not the listing.
    2. Is a dock, slip, lift or mooring included, and do the rights transfer to you?Docks can be shared, leased, assigned by an association or held under a permit that does not automatically transfer.
    3. What permits exist for the dock, seawall or other shoreline structures, and what would new work require?Shoreline work is often regulated by local, state and federal agencies.
    4. How much does the water level change by season, by tide or by reservoir management?Depth at a dock in one season can differ a lot in another.
    5. What does flood insurance cost for this property, and what does the current flood map show?Get a quote from an insurer or agent. A flood zone is not a premium, and no zone does not mean no risk.
    6. What maintenance does the shoreline need (seawall, bulkhead, riprap, erosion), and what has been done recently?Shoreline structures are expensive to repair; ask for records and inspection reports.
    7. How are water, sewer or septic, and power provided?Waterfront septic systems and wells can have extra rules and inspections.
    8. How do you reach the property by road year-round, and who maintains that road?Some waterfront roads are private, seasonal or shared.
    9. What local rules apply: rentals, docks, boat lifts, fences, tree removal, setbacks?Rules come from the town, county, state, lake authority or association and vary widely.

    Printable due-diligence checklist · Ownership budget planner · FEMA Flood Map Service Center (official flood maps; look up the address yourself)

    Guides and next steps

    Listing courtesy of Compass Florida, LLC. Listings provided by MyStateMLS.

    Listing last updated by the brokerage Oct 22, 2026, 11:51 AM UTC. Waterfront Homes last received MyStateMLS data Oct 30, 2026, 7:53 PM UTC. Information is deemed reliable but not guaranteed; verify all details with the listing agent.