For saleReduced $5,000 from $54,990Leased lotVirtual tour

$49,990

2 beds

75 Bern DrWinter Haven, FL 33881

Manufactured and mobile homes · MLS 11802486 · Listed 146 days ago (Jun 6, 2026)

Waterfront · Shared waterfront site · Waterfront details

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For sale: Listed and available according to the MyStateMLS feed.

About this property

Your Central Florida retreat awaits. This 2-bedroom, 2-bathroom manufactured home in Swiss Village - a 55+ active adult community - delivers comfort, convenience, and a lifestyle most only dream about. Inside, you'll find a freshly painted interior that feels bright and inviting from the moment you walk through the door. A powerful 3-ton A/C unit installed in 2023 keeps every room cool during those warm Florida afternoons, while both toilets have been recently replaced for added peace of mind. The home arrives partially furnished, letting you settle in without the hassle of starting from scratch. Two sunrooms expand your living space beautifully, offering sun-drenched spots to unwind with a book or gather with friends. Swiss Village knows how to elevate everyday living. Sharpen your short game on the mini-golf course, take a refreshing dip in one of two heated swimming pools, or cast a line lakeside. Shuffleboard courts and a lively clubhouse keep the social calendar full, and the gated entrance adds a layer of security and privacy. Pets under 40 pounds are welcome to call this home, too. Everyday errands couldn't be easier - Publix is under three miles away, and Winter Haven Hospital sits just 7.5 miles down the road. Craving adventure? Disney is only 30 miles out, LEGOLAND just 12, and Bok Tower Gardens a scenic 15-mile drive. Monthly lot lease is an affordable $624, which includes park amenities, pass-through tax, and trash. Don't let this one slip away. VISIT THE LISTING AGENT'S WEBSITE TO EXPLORE THE VIRTUAL TOUR, THEN ARRANGE A PRIVATE SHOWING IN PERSON. OUT OF TOWN? NO WORRIES! We offer virtual showings and can complete paperwork remotely. Feel free to call, text, or email for more information. I look forward to being your Ray of Sunshine and helping you call your new house a home! All listing information is deemed reliable but not guaranteed and should be independently verified through personal inspection by appropriate professionals. Our company does not guarantee or warrant the accuracy of this information or the condition of the property. Measurements are approximate. The buyer assumes full responsibility for verifying current lot rent, fees, pass-on costs, community rules, regulations, and pet policies directly with community management. Financing is available through third-party lenders. Sales price does not include taxes, dealer fees, or administrative fees. Please contact the sales agent for additional information.

Description provided by the listing brokerage.

MLS-reported waterfront

Waterfront details

The home is part of a condominium, cooperative or community whose shared site is reported as waterfront. Shoreline and docks are typically common or community property, not owned by the individual unit.

Relationship to the water
Shared waterfront site
Water type
Not provided. Ask the listing agent.
Water body
Not provided. Ask the listing agent.
Frontage length
Not provided. Ask the listing agent.
Water access arrangement
Not provided. Ask the listing agent.
Docks, slips, lifts, moorings
Not provided. Ask the listing agent.
Dock depth
Not provided. Ask the listing agent.
Shoreline
Not provided. Ask the listing agent.
Seasonal or tidal conditions
Not provided. Ask the listing agent.
Boating limits (bridges, depth, open-water access)
Not provided. Ask the listing agent.
Why this is listed as waterfront
  • WaterfrontYN “Yes”: The listing is marked waterfront.
  • WaterfrontFeatures “Waterfront”: Describes the water without a frontage value.
  • PropertyTypeDetail “mob-man”: Property form used to read the frontage relationship.
  • LandLeaseYN “Yes”: The home is on a leased lot in a community; the land is not part of the sale.

Classified from fields in the MyStateMLS listing data. It has not been independently verified, and it is not a survey, title examination or legal determination of shoreline or access rights. Rules version 2026-10-29.1. How we classify waterfront

Something wrong with this classification? Report a waterfront classification issue. Questions about frontage, docks or access are best answered by Chrissy Walter of Sunset Home Sales.

Facts

List price
$49,990
Original list price
$54,990
Status
For sale
Property type
Manufactured home
Bedrooms
2
Full baths
2
Stories
1
County
Polk County
MLS number
11802486

Facts are reported by the listing brokerage. Items not listed were not provided; that does not mean the property lacks them.

Manufactured home details

Year manufactured
0
Land
Leased lot (land not included)
Land lease amount
$600 (period not specified by the source)

Lot rent is separate from any HOA fee and is set by the community. Ask the listing agent for the current lease terms and what the rent includes.

Features

Interior

  • Master Downstairs

Appliances

  • Washer
  • Range
  • Refrigerator
  • Dryer
  • Dishwasher

Flooring

  • Laminate

Parking

  • Carport
  • Driveway

Construction

  • Vinyl Siding

Virtual tours

Location

The pin is the listing's reported coordinates and may be approximate. It is not a parcel boundary or shoreline, and no flood, wetland or hazard conclusion should be drawn from it. See more listings in Winter Haven.

Price and status history

  • Original list price reported by the brokerage: $54,990

Changes observed by Waterfront Homes in MyStateMLS data since Oct 29, 2026. This is not a public-record sales history; MyStateMLS does not publish sold prices.

Estimate a monthly payment

$9,998
Illustrative. Replace with a quote from your lender.
Estimate. Check the county assessor for the actual amount.
Get a quote; rates vary widely by location.
Manufactured homes on a leased lot.
Applied only while the loan is over 80% of the price. Illustrative.

Estimated monthly payment

$307 per month

Principal and interest$253
Property tax$42
Homeowners insurance$13
Loan amount$39,992
Total interest over the term$51,008

An estimate for comparison only, not a loan offer or approval. Actual rates, taxes, insurance, PMI and fees depend on your lender, credit, location and loan program.

Similar waterfront listings nearby

Waterfront listings of the same property type in Winter Haven, priced within 25% of this listing ($37,493 to $62,488), newest first. Each one passes the same waterfront rules. See all matches

Photo 1 of 46, manufactured home at 315 Alpine Drive #315, Winter Haven, FL 33881
For saleReduced $9,100Leased lot

$49,900

2 beds1,290 sq ft

PondShared waterfront site

315 Alpine Drive #315Winter Haven, FL 33881

Manufactured home · MLS 11883309

Listing courtesy of CRF Communities · MyStateMLS

Questions to ask before you buy

Questions worth investigating for any waterfront property. They are not claims that this property has a problem or meets any condition.

  1. Who owns the shoreline and the land under the water, and are there easements or public-access rights along it?Ownership can stop at a high-water line, a survey line or a seawall. A title search and survey answer this, not the listing.
  2. Is a dock, slip, lift or mooring included, and do the rights transfer to you?Docks can be shared, leased, assigned by an association or held under a permit that does not automatically transfer.
  3. What permits exist for the dock, seawall or other shoreline structures, and what would new work require?Shoreline work is often regulated by local, state and federal agencies.
  4. How much does the water level change by season, by tide or by reservoir management?Depth at a dock in one season can differ a lot in another.
  5. What does flood insurance cost for this property, and what does the current flood map show?Get a quote from an insurer or agent. A flood zone is not a premium, and no zone does not mean no risk.
  6. What maintenance does the shoreline need (seawall, bulkhead, riprap, erosion), and what has been done recently?Shoreline structures are expensive to repair; ask for records and inspection reports.
  7. How are water, sewer or septic, and power provided?Waterfront septic systems and wells can have extra rules and inspections.
  8. How do you reach the property by road year-round, and who maintains that road?Some waterfront roads are private, seasonal or shared.
  9. What local rules apply: rentals, docks, boat lifts, fences, tree removal, setbacks?Rules come from the town, county, state, lake authority or association and vary widely.

Printable due-diligence checklist · Ownership budget planner · FEMA Flood Map Service Center (official flood maps; look up the address yourself)

Guides and next steps

Listing courtesy of Sunset Home Sales. Listing agent: Chrissy Walter. Listings provided by MyStateMLS.

Listing last updated by the brokerage Sep 3, 2026, 3:11 PM UTC. Waterfront Homes last received MyStateMLS data Oct 30, 2026, 7:01 PM UTC. Information is deemed reliable but not guaranteed; verify all details with the listing agent.