For saleReduced $11,000 from $140,000Virtual tour

$129,000

2 beds0.11 acres

26 Clark Dr.Hancock, NY 13783

Homes, condos and townhomes · MLS 11683351 · Listed 226 days ago (Mar 18, 2026)

Silver Lake · Lake or reservoir · Direct parcel frontage · Waterfront details

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For sale: Listed and available according to the MyStateMLS feed.

About this property

Nostalgic seasonal cottage at the edge of the waters of Silver Lake. This classic seasonal cottage is the place to create memories and to make a generational getaway. Enjoy fishing out your front door, boating, swimming and nightly campfires. Surmised to have been built in the 1920's or 30's, there is antique-like charm and potential for some upgrades and improvements to suit your taste. The wooded lot adds to the locations serenity. This property has been in the current family since 1952 and now it is someone else's turn. It is rare to find a lake property in the mountains for this kind of value. Silver Lake is located within a very short drive to the 700 acre Columbia Lake State Forest, as well as the West Branch Delaware River and the Cannonsville Reservoir, all of which offer public access. So, if quality of life is important to you, call us to get an immediate appointment and be able to enjoy your summer "On Silver Lake". Utilities are off, being sold in "as-is" condition with utilities off. NYSEG requires electric system to have $3,800 +/- upgrades to be turned on.

Description provided by the listing brokerage.

MLS-reported waterfront

Waterfront details

The listing represents the offered parcel itself as adjoining the water. This is what the listing reports, not a survey or a title finding.

Relationship to the water
Direct parcel frontage
Water body
Silver Lake (as reported)Name as reported by the listing (not matched to a mapped water body)
Frontage length
"50" (unit not stated)
Water access arrangement
Not provided. Ask the listing agent.
Docks, slips, lifts, moorings
Not provided. Ask the listing agent.
Dock depth
Not provided. Ask the listing agent.
Shoreline
Not provided. Ask the listing agent.
Seasonal or tidal conditions
Not provided. Ask the listing agent.
Boating limits (bridges, depth, open-water access)
Not provided. Ask the listing agent.
Why this is listed as waterfront
  • WaterfrontYN “Yes”: The listing is marked waterfront.
  • WaterfrontFeatures “Lake Front”: Includes a "… Front" value describing frontage.
  • PropertyTypeDetail “house”: Property form used to read the frontage relationship.

Classified from fields in the MyStateMLS listing data. It has not been independently verified, and it is not a survey, title examination or legal determination of shoreline or access rights. Rules version 2026-10-29.1. How we classify waterfront

Something wrong with this classification? Report a waterfront classification issue. Questions about frontage, docks or access are best answered by Christopher Gross of UPPER DELAWARE REAL ESTATE.

Facts

List price
$129,000
Original list price
$140,000
Status
For sale
Property type
House
Bedrooms
2
Half baths
1
Lot size
0.11 acres (5,000 sq ft)
Stories
1
County
Delaware County
MLS number
11683351
Annual property tax
$969

Facts are reported by the listing brokerage. Items not listed were not provided; that does not mean the property lacks them.

Features

Flooring

  • Linoleum
  • Hardwood

Basement

  • Unfinished

Heating

  • Other
  • Oil

Construction

  • Wood Siding

Roof

  • Asphalt

Water

  • Public (Water Source)

Sewer

  • Septic Tank

Virtual tours

Location

The pin is the listing's reported coordinates and may be approximate. It is not a parcel boundary or shoreline, and no flood, wetland or hazard conclusion should be drawn from it. See more listings in Hancock.

Price and status history

  • Original list price reported by the brokerage: $140,000

Changes observed by Waterfront Homes in MyStateMLS data since Oct 29, 2026. This is not a public-record sales history; MyStateMLS does not publish sold prices.

Estimate a monthly payment

$25,800
Illustrative. Replace with a quote from your lender.
From the listing. Taxes can change after a sale.
Get a quote; rates vary widely by location.
Manufactured homes on a leased lot.
Applied only while the loan is over 80% of the price. Illustrative.

Estimated monthly payment

$771 per month

Principal and interest$652
Property tax$81
Homeowners insurance$38
Loan amount$103,200
Total interest over the term$131,626

An estimate for comparison only, not a loan offer or approval. Actual rates, taxes, insurance, PMI and fees depend on your lender, credit, location and loan program.

Questions to ask before you buy

Questions worth investigating for any waterfront property. They are not claims that this property has a problem or meets any condition.

  1. Who owns the shoreline and the land under the water, and are there easements or public-access rights along it?Ownership can stop at a high-water line, a survey line or a seawall. A title search and survey answer this, not the listing.
  2. Is a dock, slip, lift or mooring included, and do the rights transfer to you?Docks can be shared, leased, assigned by an association or held under a permit that does not automatically transfer.
  3. What permits exist for the dock, seawall or other shoreline structures, and what would new work require?Shoreline work is often regulated by local, state and federal agencies.
  4. How much does the water level change by season, by tide or by reservoir management?Depth at a dock in one season can differ a lot in another.
  5. What does flood insurance cost for this property, and what does the current flood map show?Get a quote from an insurer or agent. A flood zone is not a premium, and no zone does not mean no risk.
  6. What maintenance does the shoreline need (seawall, bulkhead, riprap, erosion), and what has been done recently?Shoreline structures are expensive to repair; ask for records and inspection reports.
  7. How are water, sewer or septic, and power provided?Waterfront septic systems and wells can have extra rules and inspections.
  8. How do you reach the property by road year-round, and who maintains that road?Some waterfront roads are private, seasonal or shared.
  9. What local rules apply: rentals, docks, boat lifts, fences, tree removal, setbacks?Rules come from the town, county, state, lake authority or association and vary widely.

Printable due-diligence checklist · Ownership budget planner · FEMA Flood Map Service Center (official flood maps; look up the address yourself)

Guides and next steps

Listing courtesy of UPPER DELAWARE REAL ESTATE. Listing agent: Christopher Gross. Listings provided by MyStateMLS.

Listing last updated by the brokerage Oct 17, 2026, 1:39 PM UTC. Waterfront Homes last received MyStateMLS data Oct 30, 2026, 5:01 PM UTC. Information is deemed reliable but not guaranteed; verify all details with the listing agent.