For saleReduced $51,000 from $850,000Virtual tour

$799,000

4 beds2,320 sq ft0.16 acres

16637 Sw 81st TerMiami, FL 33193

Homes, condos and townhomes · MLS 11999006 · Listed 45 days ago (Sep 15, 2026)

Ocean or gulf · Lake or reservoir · Direct parcel frontage · Waterfront details

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For sale: Listed and available according to the MyStateMLS feed.

About this property

Welcome to this inviting waterfront residence offering a bright, open layout and peaceful water views. A covered entry leads into a spacious interior featuring tile flooring throughout the main living areas, high ceilings, abundant natural light, and an easy-flowing floor plan ideal for everyday living and entertaining. The open kitchen overlooks the main living area and features white cabinetry, stainless-steel appliances, ample counter space, and a convenient breakfast bar. Large sliding glass doors connect the interior to a covered rear patio, creating a seamless indoor-outdoor living experience. Originally a 4 bedrooms /3 bath home, two of the bedrooms were connected to make it a very large bedroom, but can easily be converted back. The home offers generously sized bedrooms with ample closet space, including a comfortable primary suite with a private bath. Additional features include an interior laundry area and an attached garage for added storage and convenience. Outside, enjoy a patio overlooking a beautifully maintained lawn and tranquil waterfront setting, complete with scenic views and a fountain in the distance. It's the perfect backdrop for morning coffee, relaxing evenings, or entertaining outdoors. Bright, spacious, and positioned directly on the water, this home offers an excellent opportunity to personalize a well-designed residence with beautiful views and a desirable indoor-outdoor lifestyle.

Description provided by the listing brokerage.

MLS-reported waterfront

Waterfront details

The listing represents the offered parcel itself as adjoining the water. This is what the listing reports, not a survey or a title finding.

Relationship to the water
Direct parcel frontage
Water body
Not provided. Ask the listing agent.
Frontage length
Not provided. Ask the listing agent.
Water access arrangement
Not provided. Ask the listing agent.
Docks, slips, lifts, moorings
Not provided. Ask the listing agent.
Dock depth
Not provided. Ask the listing agent.
Shoreline
Not provided. Ask the listing agent.
Seasonal or tidal conditions
Not provided. Ask the listing agent.
Boating limits (bridges, depth, open-water access)
Not provided. Ask the listing agent.
Why this is listed as waterfront
  • WaterfrontYN “Yes”: The listing is marked waterfront.
  • WaterfrontFeatures “Ocean Front, Lake Front”: Includes a "… Front" value describing frontage.
  • PropertyTypeDetail “house”: Property form used to read the frontage relationship.

Classified from fields in the MyStateMLS listing data. It has not been independently verified, and it is not a survey, title examination or legal determination of shoreline or access rights. Rules version 2026-10-29.1. How we classify waterfront

Something wrong with this classification? Report a waterfront classification issue. Questions about frontage, docks or access are best answered by Compass Florida, LLC.

Facts

List price
$799,000
Original list price
$850,000
Status
For sale
Property type
House
Bedrooms
4
Full baths
3
Interior area
2,320 sq ft
Lot size
0.16 acres (7,000 sq ft)
Year built
2005
Garage spaces
2
County
Miami-Dade County
MLS number
11999006
Annual property tax (2025)
$6,218

Facts are reported by the listing brokerage. Items not listed were not provided; that does not mean the property lacks them.

Features

Interior

  • Walk-In Closet(s)

Appliances

  • Washer
  • Range
  • Microwave
  • Refrigerator
  • Dryer
  • Dishwasher

Flooring

  • Tile
  • Carpet

Parking

  • Driveway

Roof

  • Tile

Water

  • Public (Water Source)

Sewer

  • Other

Virtual tours

Location

The pin is the listing's reported coordinates and may be approximate. It is not a parcel boundary or shoreline, and no flood, wetland or hazard conclusion should be drawn from it. See more listings in Miami.

Price and status history

  • Original list price reported by the brokerage: $850,000
  • Oct 30, 2026: Price changed from $850,000 to $799,000

Changes observed by Waterfront Homes in MyStateMLS data since Oct 29, 2026. This is not a public-record sales history; MyStateMLS does not publish sold prices.

Estimate a monthly payment

$159,800
Illustrative. Replace with a quote from your lender.
From the listing (tax year 2025). Taxes can change after a sale.
Get a quote; rates vary widely by location.
Manufactured homes on a leased lot.
Applied only while the loan is over 80% of the price. Illustrative.

Estimated monthly payment

$4,792 per month

Principal and interest$4,040
Property tax$518
Homeowners insurance$233
Loan amount$639,200
Total interest over the term$815,264

An estimate for comparison only, not a loan offer or approval. Actual rates, taxes, insurance, PMI and fees depend on your lender, credit, location and loan program.

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Questions to ask before you buy

Questions worth investigating for any waterfront property. They are not claims that this property has a problem or meets any condition.

  1. Who owns the shoreline and the land under the water, and are there easements or public-access rights along it?Ownership can stop at a high-water line, a survey line or a seawall. A title search and survey answer this, not the listing.
  2. Is a dock, slip, lift or mooring included, and do the rights transfer to you?Docks can be shared, leased, assigned by an association or held under a permit that does not automatically transfer.
  3. What permits exist for the dock, seawall or other shoreline structures, and what would new work require?Shoreline work is often regulated by local, state and federal agencies.
  4. How much does the water level change by season, by tide or by reservoir management?Depth at a dock in one season can differ a lot in another.
  5. What does flood insurance cost for this property, and what does the current flood map show?Get a quote from an insurer or agent. A flood zone is not a premium, and no zone does not mean no risk.
  6. What maintenance does the shoreline need (seawall, bulkhead, riprap, erosion), and what has been done recently?Shoreline structures are expensive to repair; ask for records and inspection reports.
  7. How are water, sewer or septic, and power provided?Waterfront septic systems and wells can have extra rules and inspections.
  8. How do you reach the property by road year-round, and who maintains that road?Some waterfront roads are private, seasonal or shared.
  9. What local rules apply: rentals, docks, boat lifts, fences, tree removal, setbacks?Rules come from the town, county, state, lake authority or association and vary widely.

Printable due-diligence checklist · Ownership budget planner · FEMA Flood Map Service Center (official flood maps; look up the address yourself)

Guides and next steps

Listing courtesy of Compass Florida, LLC. Listings provided by MyStateMLS.

Listing last updated by the brokerage Oct 30, 2026, 11:50 AM UTC. Waterfront Homes last received MyStateMLS data Oct 30, 2026, 5:01 PM UTC. Information is deemed reliable but not guaranteed; verify all details with the listing agent.