$475,000
20578 Pike AvenueAitkin, MN 56431
Homes, condos and townhomes · MLS 11948811 · Listed 56 days ago (Sep 4, 2026)
Mille Lacs Lake · Lake or reservoir · Direct parcel frontage · Waterfront details
For sale: Listed and available according to the MyStateMLS feed.
About this property
This elevated A-frame cabin hits all the right angles, especially a jaw-dropping view of mighty Mille Lacs Lake. Head down to the water and discover clean, sandy lake bottom that extends well beyond shore, perfect for swimming, wading, and summer days on the lake. What's more, this lake home includes a timeless boathouse, something increasingly rare in today's world of ever-tightening lakefront restrictions. A spacious detached garage provides room for vehicles, boats, toys, and gear. A charming miniature A-frame outbuilding adds extra storage or play space, while a newer metal roof brings a valuable update to the main cabin. Located just outside Garrison, the property keeps groceries, dining, gas, public boat access, and everyday essentials only minutes away. Classic angles, sandy shoreline, and big Mille Lacs views. This is lake life from the right point of view.
Description provided by the listing brokerage.
MLS-reported waterfront
Waterfront details
The listing represents the offered parcel itself as adjoining the water. This is what the listing reports, not a survey or a title finding.
- Relationship to the water
- Direct parcel frontage
- Water type
- Lake or reservoir
- Water body
- Mille Lacs LakeListing names this water body (matched to our registry)
- Frontage length
- "75" (unit not stated)
- Water access arrangement
- Not provided. Ask the listing agent.
- Docks, slips, lifts, moorings
- Not provided. Ask the listing agent.
- Dock depth
- Not provided. Ask the listing agent.
- Shoreline
- Not provided. Ask the listing agent.
- Seasonal or tidal conditions
- Not provided. Ask the listing agent.
- Boating limits (bridges, depth, open-water access)
- Not provided. Ask the listing agent.
Why this is listed as waterfront
WaterfrontYN“Yes”: The listing is marked waterfront.WaterfrontFeatures“Lake Front”: Includes a "… Front" value describing frontage.PropertyTypeDetail“house”: Property form used to read the frontage relationship.
Classified from fields in the MyStateMLS listing data. It has not been independently verified, and it is not a survey, title examination or legal determination of shoreline or access rights. Rules version 2026-10-29.1. How we classify waterfront
Something wrong with this classification? Report a waterfront classification issue. Questions about frontage, docks or access are best answered by Daniel Schueller of Your Home Sold Guaranteed Realty Exclusive.
Facts
- List price
- $475,000
- Original list price
- $499,900
- Status
- For sale
- Property type
- House
- Bedrooms
- 2
- Full baths
- 1
- Half baths
- 1
- Interior area
- 906 sq ft
- Lot size
- 0.66 acres
- Year built
- 1976
- Stories
- 2
- County
- Aitkin County
- MLS number
- 11948811
- Annual property tax (2026)
- $1,664
Facts are reported by the listing brokerage. Items not listed were not provided; that does not mean the property lacks them.
Features
Appliances
- Washer
- Range
- Microwave
- Water Heater
- Refrigerator
- Dryer
- Dishwasher
Flooring
- Tile
- Carpet
Basement
- Unfinished
Heating
- Radiant
- Baseboard
- Propane
Construction
- Wood Siding
Roof
- Metal
Water
- Well
Sewer
- Septic Tank
Virtual tours
Location
The pin is the listing's reported coordinates and may be approximate. It is not a parcel boundary or shoreline, and no flood, wetland or hazard conclusion should be drawn from it. See more listings in Aitkin.
Price and status history
- Original list price reported by the brokerage: $499,900
Changes observed by Waterfront Homes in MyStateMLS data since Oct 29, 2026. This is not a public-record sales history; MyStateMLS does not publish sold prices.
Estimate a monthly payment
Estimated monthly payment
$2,678 per month
An estimate for comparison only, not a loan offer or approval. Actual rates, taxes, insurance, PMI and fees depend on your lender, credit, location and loan program.
Questions to ask before you buy
Questions worth investigating for any waterfront property. They are not claims that this property has a problem or meets any condition.
- Who owns the shoreline and the land under the water, and are there easements or public-access rights along it?Ownership can stop at a high-water line, a survey line or a seawall. A title search and survey answer this, not the listing.
- Is a dock, slip, lift or mooring included, and do the rights transfer to you?Docks can be shared, leased, assigned by an association or held under a permit that does not automatically transfer.
- What permits exist for the dock, seawall or other shoreline structures, and what would new work require?Shoreline work is often regulated by local, state and federal agencies.
- How much does the water level change by season, by tide or by reservoir management?Depth at a dock in one season can differ a lot in another.
- What does flood insurance cost for this property, and what does the current flood map show?Get a quote from an insurer or agent. A flood zone is not a premium, and no zone does not mean no risk.
- What maintenance does the shoreline need (seawall, bulkhead, riprap, erosion), and what has been done recently?Shoreline structures are expensive to repair; ask for records and inspection reports.
- How are water, sewer or septic, and power provided?Waterfront septic systems and wells can have extra rules and inspections.
- How do you reach the property by road year-round, and who maintains that road?Some waterfront roads are private, seasonal or shared.
- What local rules apply: rentals, docks, boat lifts, fences, tree removal, setbacks?Rules come from the town, county, state, lake authority or association and vary widely.
Printable due-diligence checklist · Ownership budget planner · FEMA Flood Map Service Center (official flood maps; look up the address yourself)
Guides and next steps
Listing courtesy of Your Home Sold Guaranteed Realty Exclusive. Listing agent: Daniel Schueller. Listings provided by MyStateMLS.
Listing last updated by the brokerage Oct 27, 2026, 3:14 PM UTC. Waterfront Homes last received MyStateMLS data Oct 30, 2026, 3:43 PM UTC. Information is deemed reliable but not guaranteed; verify all details with the listing agent.