For saleReduced $40,000 from $159,900Leased lot

$119,900

5 beds1,792 sq ft

9633 Oak Street #9633Tampa, FL 33635

Manufactured and mobile homes · MLS 11675874 · Listed 226 days ago (Mar 18, 2026)

Creek or stream · Shared waterfront site · Waterfront details

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For sale: Listed and available according to the MyStateMLS feed.

About this property

Welcome to one of the most spacious and versatile homes in Three Lakes! This tremendous 1,792-square-foot, VINYL-SIDED, 5-bedroom, 4-bath, expando home features private quarters ideal for large families with growing teens, in-laws, or newborns-offering a rare blend of space, flexibility, and privacy all under one roof. Located in the heart of Three Lakes, Tampa's premier ALL-AGES, PET-FRIENDLY community, this property delivers both lifestyle and functionality with standout features that are hard to find at this price point. The exterior welcomes you with 5-CAR PARKING, including a 3-CAR covered CARPORT, multiple COVERED PATIO areas, a STORAGE SHED, and a CUSTOM DECK spanning the full right side of the home. The SCREENED ENCLOSURE includes a washer and dryer for added convenience and connects seamlessly to both front and backyard access points, leading to a spacious open PAVER PATIO-perfect for entertaining, letting the kids play, or giving pets room to roam while maintaining privacy. Inside, the home has been thoughtfully upgraded with a TPO ROOF-OVER (with warranty), all UPDATED WINDOWS, and 6 energy-efficient MINI-SPLIT SYSTEMS located throughout each bedroom and the main living area. You'll find FINISHED DRYWALL throughout, 6 CEILING FANS and Fandeliers, and 3 French door entryways leading to a bedroom, hallway, and the screened custom deck. The layout is ideal for multi-generational living, featuring a PRIVATE ACCES IN-LAW SUITE complete with its own bedroom, bathroom, and kitchenette. The main kitchen offers ceramic tile countertops and backsplash, a glass-top stove, and a two-door refrigerator with ice and water dispenser. Additional interior highlights include four custom tile walk-in showers, ceramic tile entryways, and LVP flooring throughout four bedrooms and the kitchen. The massive master ensuite is a true retreat, featuring a walk-in closet like none other and a custom tile walk-in shower, along with additional storage that helps set this home apart from the rest. Enjoy Florida living at its best in the 160-square-foot screened enclosure-perfect for morning coffee, evening cocktails, and enjoying the breeze with friends, family, and guests. Financing options are available for qualified buyers. This is a land-lease community with a lot rent of $965 per month. The average water bill ranges from $40-$50 monthly. Trash is city-provided at $509 annually, which has already been paid for all of 2026. Properties of this size and flexibility rarely become available-don't miss your opportunity. Call today to schedule your private walkthrough. Cash buyers can close quickly. Park approval is required prior to closing and includes background check (no felonies), income verification, rental history verification, and no evictions, bankruptcies, or foreclosures within the past seven years. With its rare multi-generational layout and high-demand features, this property offers both lifestyle and long-term value. Act quickly-opportunities like this don't last.

Description provided by the listing brokerage.

MLS-reported waterfront

Waterfront details

The home is part of a condominium, cooperative or community whose shared site is reported as waterfront. Shoreline and docks are typically common or community property, not owned by the individual unit.

Relationship to the water
Shared waterfront site
Water type
Creek or stream
Water body
Not provided. Ask the listing agent.
Frontage length
Not provided. Ask the listing agent.
Water access arrangement
Not provided. Ask the listing agent.
Docks, slips, lifts, moorings
Not provided. Ask the listing agent.
Dock depth
Not provided. Ask the listing agent.
Shoreline
Not provided. Ask the listing agent.
Seasonal or tidal conditions
Not provided. Ask the listing agent.
Boating limits (bridges, depth, open-water access)
Not provided. Ask the listing agent.
Why this is listed as waterfront
  • WaterfrontYN “Yes”: The listing is marked waterfront.
  • WaterfrontFeatures “Creek”: Describes the water without a frontage value.
  • PropertyTypeDetail “mob-man”: Property form used to read the frontage relationship.
  • LandLeaseYN “Yes”: The home is on a leased lot in a community; the land is not part of the sale.

Classified from fields in the MyStateMLS listing data. It has not been independently verified, and it is not a survey, title examination or legal determination of shoreline or access rights. Rules version 2026-10-29.1. How we classify waterfront

Something wrong with this classification? Report a waterfront classification issue. Questions about frontage, docks or access are best answered by James Snyder of IRIMAX FINANCIAL LLC.

Facts

List price
$119,900
Original list price
$159,900
Status
For sale
Property type
Manufactured home
Bedrooms
5
Full baths
4
Interior area
1,792 sq ft
Year built
1988
County
Hillsborough County
MLS number
11675874

Facts are reported by the listing brokerage. Items not listed were not provided; that does not mean the property lacks them.

Manufactured home details

Year manufactured
1988
Land
Leased lot (land not included)
Land lease amount
$965 (period not specified by the source)

Lot rent is separate from any HOA fee and is set by the community. Ask the listing agent for the current lease terms and what the rent includes.

Features

Interior

  • Walk-In Closet(s)
  • Entrance Foyer
  • Master Downstairs

Appliances

  • Washer
  • Stainless Steel Appliance(s)
  • Range
  • Microwave
  • Water Heater
  • Refrigerator
  • Dryer

Flooring

  • Tile

Heating

  • Forced Air
  • Electric

Parking

  • Carport
  • Driveway

Construction

  • Vinyl Siding

Roof

  • Rubber

Water

  • Public (Water Source)

Sewer

  • Other

Location

The pin is the listing's reported coordinates and may be approximate. It is not a parcel boundary or shoreline, and no flood, wetland or hazard conclusion should be drawn from it. See more listings in Tampa.

Price and status history

  • Original list price reported by the brokerage: $159,900

Changes observed by Waterfront Homes in MyStateMLS data since Oct 29, 2026. This is not a public-record sales history; MyStateMLS does not publish sold prices.

Estimate a monthly payment

$23,980
Illustrative. Replace with a quote from your lender.
Estimate. Check the county assessor for the actual amount.
Get a quote; rates vary widely by location.
Manufactured homes on a leased lot.
Applied only while the loan is over 80% of the price. Illustrative.

Estimated monthly payment

$740 per month

Principal and interest$606
Property tax$100
Homeowners insurance$33
Loan amount$95,920
Total interest over the term$122,341

An estimate for comparison only, not a loan offer or approval. Actual rates, taxes, insurance, PMI and fees depend on your lender, credit, location and loan program.

Questions to ask before you buy

Questions worth investigating for any waterfront property. They are not claims that this property has a problem or meets any condition.

  1. Who owns the shoreline and the land under the water, and are there easements or public-access rights along it?Ownership can stop at a high-water line, a survey line or a seawall. A title search and survey answer this, not the listing.
  2. Is a dock, slip, lift or mooring included, and do the rights transfer to you?Docks can be shared, leased, assigned by an association or held under a permit that does not automatically transfer.
  3. What permits exist for the dock, seawall or other shoreline structures, and what would new work require?Shoreline work is often regulated by local, state and federal agencies.
  4. How much does the water level change by season, by tide or by reservoir management?Depth at a dock in one season can differ a lot in another.
  5. What does flood insurance cost for this property, and what does the current flood map show?Get a quote from an insurer or agent. A flood zone is not a premium, and no zone does not mean no risk.
  6. What maintenance does the shoreline need (seawall, bulkhead, riprap, erosion), and what has been done recently?Shoreline structures are expensive to repair; ask for records and inspection reports.
  7. How are water, sewer or septic, and power provided?Waterfront septic systems and wells can have extra rules and inspections.
  8. How do you reach the property by road year-round, and who maintains that road?Some waterfront roads are private, seasonal or shared.
  9. What local rules apply: rentals, docks, boat lifts, fences, tree removal, setbacks?Rules come from the town, county, state, lake authority or association and vary widely.

Printable due-diligence checklist · Ownership budget planner · FEMA Flood Map Service Center (official flood maps; look up the address yourself)

Guides and next steps

Listing courtesy of IRIMAX FINANCIAL LLC. Listing agent: James Snyder. Co-listing agent: Maite Azcona. Listings provided by MyStateMLS.

Listing last updated by the brokerage Oct 2, 2026, 10:30 PM UTC. Waterfront Homes last received MyStateMLS data Oct 30, 2026, 4:31 PM UTC. Information is deemed reliable but not guaranteed; verify all details with the listing agent.