For saleReduced $30,000 from $545,000

$515,000

3 beds1,664 sq ft1.22 acres

509 137th St EBradenton, FL 34212

Homes, condos and townhomes · MLS 12013916 · Listed 26 days ago (Oct 3, 2026)

Lake or reservoir · Waterfront, relationship not specified · Waterfront details

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For sale: Listed and available according to the MyStateMLS feed.

About this property

Stunning lakefront pool home on over an acre! Properties of this size with these amenities rarely come to market. Enjoy mornings watching the sunrise over the lake from your private oasis. While the interior is dated the seller has made sure then when you move into this home all the heavy lifting has been done and you can sit back by the pool and relax. Upgrades and replacements include a new roof in 2023 with upgraded 3 nails for your wind mitigation to reduce those insane insurance bills Florida is known for. To compliment this newer roof, all new gutters were installed in 2026. To make sure your cool in the summer and warm in the winter the central air and heat were replaced in 2023 along with adding infrared lights to kill bacteria, fungus or mold found typically in Florida HVAC systems. No more need for bottled water as the home was upgraded with a new water softener system in 2023. During storm season you can rest easy knowing that a whole home generator box was installed in 2025. Park your daily grocery getter or prized autos in the large 2 car garage on its newly 2021 epoxied floors. Your furry friends and children are going to love the outdoor space which was newly fenced in 2024 and a new irrigation system installed in 2022. For those wanting security you have the option to connect the newly installed ADT system. Wait! I almost forget the pool. This resort style pool, spa and out door shower will blow you away! Pool remodeled in 2019 to include new pebble tech surface, new tile, new pavers. Then in 2020 the pool and spa pumps were both replaced along with the filtration systems. To top it off a new pool cage was installed in 2022. For the times when you prefer to stay inside the home offers an additional (second living room) sitting area complete with a fireplace. I could go on and on with details and upgrades but I'm capped in this descriptions length so come see this one today, you won't be disappointed.

Description provided by the listing brokerage.

MLS-reported waterfront

Waterfront details

The listing reports the property as waterfront but does not say how it meets the water. Ask the listing agent whether the parcel itself adjoins the shoreline.

Relationship to the water
Waterfront, relationship not specified
Water body
Not provided. Ask the listing agent.
Frontage length
Not provided. Ask the listing agent.
Water access arrangement
Not provided. Ask the listing agent.
Docks, slips, lifts, moorings
Not provided. Ask the listing agent.
Dock depth
Not provided. Ask the listing agent.
Shoreline
Not provided. Ask the listing agent.
Seasonal or tidal conditions
Not provided. Ask the listing agent.
Boating limits (bridges, depth, open-water access)
Not provided. Ask the listing agent.
Why this is listed as waterfront
  • WaterfrontYN “Yes”: The listing is marked waterfront.
  • WaterfrontFeatures “Lake Front”: Includes a "… Front" value describing frontage.
  • PropertyTypeDetail “residential”: Property form used to read the frontage relationship.

Classified from fields in the MyStateMLS listing data. It has not been independently verified, and it is not a survey, title examination or legal determination of shoreline or access rights. Rules version 2026-10-29.1. How we classify waterfront

Something wrong with this classification? Report a waterfront classification issue. Questions about frontage, docks or access are best answered by Bradley Ayres of Suncoast Homes Realty LLC.

Facts

List price
$515,000
Original list price
$545,000
Status
For sale
Property type
Homes, condos and townhomes (Ranch)
Bedrooms
3
Full baths
2
Interior area
1,664 sq ft
Lot size
1.22 acres
Year built
1988
Garage spaces
2
County
Manatee County
HOA / association fee
$45 monthly
MLS number
12013916

Facts are reported by the listing brokerage. Items not listed were not provided; that does not mean the property lacks them.

Features

Exterior

  • Outdoor Shower

Appliances

  • Washer
  • Range
  • Microwave
  • Water Heater
  • Refrigerator
  • Dryer
  • Disposal
  • Dishwasher

Heating

  • Heat Pump

Parking

  • Driveway

Lot

  • Sprinklers In Front

Location

The pin is the listing's reported coordinates and may be approximate. It is not a parcel boundary or shoreline, and no flood, wetland or hazard conclusion should be drawn from it. See more listings in Bradenton.

Price and status history

  • Original list price reported by the brokerage: $545,000

Changes observed by Waterfront Homes in MyStateMLS data since Oct 29, 2026. This is not a public-record sales history; MyStateMLS does not publish sold prices.

Estimate a monthly payment

$103,000
Illustrative. Replace with a quote from your lender.
Estimate. Check the county assessor for the actual amount.
Get a quote; rates vary widely by location.
Manufactured homes on a leased lot.
Applied only while the loan is over 80% of the price. Illustrative.

Estimated monthly payment

$3,228 per month

Principal and interest$2,604
Property tax$429
Homeowners insurance$150
HOA dues$45
Loan amount$412,000
Total interest over the term$525,483

An estimate for comparison only, not a loan offer or approval. Actual rates, taxes, insurance, PMI and fees depend on your lender, credit, location and loan program.

Questions to ask before you buy

Questions worth investigating for any waterfront property. They are not claims that this property has a problem or meets any condition.

  1. Who owns the shoreline and the land under the water, and are there easements or public-access rights along it?Ownership can stop at a high-water line, a survey line or a seawall. A title search and survey answer this, not the listing.
  2. Is a dock, slip, lift or mooring included, and do the rights transfer to you?Docks can be shared, leased, assigned by an association or held under a permit that does not automatically transfer.
  3. What permits exist for the dock, seawall or other shoreline structures, and what would new work require?Shoreline work is often regulated by local, state and federal agencies.
  4. How much does the water level change by season, by tide or by reservoir management?Depth at a dock in one season can differ a lot in another.
  5. What does flood insurance cost for this property, and what does the current flood map show?Get a quote from an insurer or agent. A flood zone is not a premium, and no zone does not mean no risk.
  6. What maintenance does the shoreline need (seawall, bulkhead, riprap, erosion), and what has been done recently?Shoreline structures are expensive to repair; ask for records and inspection reports.
  7. How are water, sewer or septic, and power provided?Waterfront septic systems and wells can have extra rules and inspections.
  8. How do you reach the property by road year-round, and who maintains that road?Some waterfront roads are private, seasonal or shared.
  9. What local rules apply: rentals, docks, boat lifts, fences, tree removal, setbacks?Rules come from the town, county, state, lake authority or association and vary widely.

Printable due-diligence checklist · Ownership budget planner · FEMA Flood Map Service Center (official flood maps; look up the address yourself)

Guides and next steps

Listing courtesy of Suncoast Homes Realty LLC. Listing agent: Bradley Ayres. Listings provided by MyStateMLS.

Listing last updated by the brokerage Oct 25, 2026, 9:05 PM UTC. Waterfront Homes last received MyStateMLS data Oct 29, 2026, 8:31 PM UTC. Information is deemed reliable but not guaranteed; verify all details with the listing agent.