$739,900

964 Stewart Landing RoadStratford, NY 13470

Homes, condos and townhomes · MLS 11919264 · Listed 86 days ago (Aug 5, 2026)

Stewart's Landing · River · Lake or reservoir · Direct parcel frontage · Waterfront details

For sale: Listed and available according to the MyStateMLS feed.

About this property

Stewart's Landing, Town of Stratford SOUTHERN ADIRONDACKS WATERFRONT! Escape to your own private retreat on 11+ surveyed acres with hundreds of feet of private waterfront and thousands of acres of State Land bordering the property. Built in 2015 Chalet style with a 9-foot, full-poured basement, hot water propane heat, walkout basement. This home offers the perfect blend of comfort, privacy, and outdoor adventure. Inside you'll find 3 bedrooms, 2 full baths, a loft, and an open floor plan with soaring ceilings. The spacious great room features a cozy wood stove that complements the hot water baseboard heat, creating a warm Adirondack atmosphere. The main-floor primary suite includes a private bath with a jetted soaking tub, while two additional bedrooms and a second full bath make one-floor living easy. Sliding glass doors open to a wraparound porch overlooking the peaceful waterfront. Upstairs, the loft provides additional living space, plus an adjoining unfinished room that could easily become another bedroom, office, or family room. Main floor laundry room by the west entrance via covered parking area with space for wood storage! The Generac Generator provides peace of mind. Spend your days around the fire pit, launch your kayak or boat right from your own shoreline, or relax in the lakeside lean-to. Boat or kayak 3 miles to Canada Lake! With 11+ acres and extensive waterfront, the possibilities are endless.The property also features an oversized garage with a finished second floor, plus a large covered overhang that's ideal for boats, snowmobiles, ATVs, or firewood. Outdoor enthusiasts will love the location. The property borders thousands of acres of State Land and is close to 140+ miles of snowmobile and ATV trails and sporting clubs you can apply to join, with endless opportunities for hiking, hunting, fishing, and exploring. This is truly a sportsman's paradise. Whether you're looking for a year-round home, a vacation retreat, or an investment property, this rare Adirondack waterfront offers unmatched privacy and recreation. The villages of Dolgeville and Caroga Lake are about 25 minutes away, where you'll find a golf course, dedicated bike trails, lakes, restaurants, the Royal Mountain ski area, and the summer concerts at the Caroga Arts Collective. Conveniently located about 1.5 hours from the Capital District and 3.5 hours from NYC and Connecticut. Rarely does a property with this much acreage and private waterfront come to market. Please have financing in place and schedule your private showing today!

Description provided by the listing brokerage.

Facts

List price

$739,900

Status

For sale

Property type

House

Bedrooms

3

Full baths

2

Interior area

1,900 sq ft

Lot size

11 acres

Year built

2015

Stories

2

Garage spaces

2

County

Fulton County

MLS number

11919264

Annual property tax (2026)

$6,072

Facts are reported by the listing brokerage. Items not listed were not provided; that does not mean the property lacks them.

Features

Location

The pin is the listing's reported coordinates and may be approximate. It is not a parcel boundary or shoreline, and no flood, wetland or hazard conclusion should be drawn from it. See more listings in Stratford.

Price and status history

Changes observed by Waterfront Homes in MyStateMLS data since Oct 29, 2026. This is not a public-record sales history; MyStateMLS does not publish sold prices.

Estimate a monthly payment

Questions to ask before you buy

Questions worth investigating for any waterfront property. They are not claims that this property has a problem or meets any condition.

1. Who owns the shoreline and the land under the water, and are there easements or public-access rights along it?Ownership can stop at a high-water line, a survey line or a seawall. A title search and survey answer this, not the listing.
2. Is a dock, slip, lift or mooring included, and do the rights transfer to you?Docks can be shared, leased, assigned by an association or held under a permit that does not automatically transfer.
3. What permits exist for the dock, seawall or other shoreline structures, and what would new work require?Shoreline work is often regulated by local, state and federal agencies.
4. How much does the water level change by season, by tide or by reservoir management?Depth at a dock in one season can differ a lot in another.
5. What does flood insurance cost for this property, and what does the current flood map show?Get a quote from an insurer or agent. A flood zone is not a premium, and no zone does not mean no risk.
6. What maintenance does the shoreline need (seawall, bulkhead, riprap, erosion), and what has been done recently?Shoreline structures are expensive to repair; ask for records and inspection reports.
7. How are water, sewer or septic, and power provided?Waterfront septic systems and wells can have extra rules and inspections.
8. How do you reach the property by road year-round, and who maintains that road?Some waterfront roads are private, seasonal or shared.
9. What local rules apply: rentals, docks, boat lifts, fences, tree removal, setbacks?Rules come from the town, county, state, lake authority or association and vary widely.

Printable due-diligence checklist · Ownership budget planner · FEMA Flood Map Service Center (official flood maps; look up the address yourself)

Guides and next steps

• Waterfront homes in New York
• More river listings in New York
• What counts as waterfront

Listing courtesy of ADK REALTY. Listing agent: MaryEllen Charles. Listings provided by MyStateMLS.

Listing last updated by the brokerage Oct 11, 2026, 1:31 AM UTC. Waterfront Homes last received MyStateMLS data Oct 30, 2026, 5:01 PM UTC. Information is deemed reliable but not guaranteed; verify all details with the listing agent.