For sale

$338,900

3 beds1,619 sq ft0.21 acres

10038 Ketch Kay LaneOxford, FL 34484

Homes, condos and townhomes · MLS 11964201 · Listed 57 days ago (Sep 2, 2026)

Lake or reservoir · Direct parcel frontage · Waterfront details

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For sale: Listed and available according to the MyStateMLS feed.

About this property

Welcome to this beautiful 1,619 sq. ft. Osprey model, built in 2016, LIKE-NEW and located in the desirable, GATED community of Lakeside Landings in Oxford, FL, in the all-ages section and lightly lived in by owners who are not full-time residents, making this a truly GENTLY USED home in FABULOUS condition throughout. This beautifully decorated 3 bedroom, 2 bath home with a 2-car garage was upgraded with gorgeous luxury vinyl plank flooring in the living area and primary bedroom, ceramic tile in the wet areas, and elegant plantation shutters throughout. This is the ultimate MAINTENANCE-FREE property, with a second HOA that handles the grounds, irrigation, shrub trimming, and exterior pest control so you can spend your time enjoying life instead of your yard, while a master association keeps the community's amenities pristine year-round. All of the tasteful furniture and furnishings are available for separate purchase, making this an effortless turnkey opportunity. Lakeside Landings itself is a picturesque, gated community in Sumter County offering a low-maintenance, resort-style lifestyle with a gorgeous resort-style pool with waterfall and spa, a spacious clubhouse with fitness center, billiards, and library, tennis and pickleball courts, a dog park, and scenic walking paths along Lake Miona, all just minutes from The Villages with easy access to shopping, dining, medical care, and entertainment. Whether you're a snowbird looking for a low-upkeep seasonal retreat or a busy family who would rather spend weekends at the pool than pushing a lawnmower, this home and community deliver the Central Florida lifestyle you've been searching for.

Description provided by the listing brokerage.

MLS-reported waterfront

Waterfront details

The listing represents the offered parcel itself as adjoining the water. This is what the listing reports, not a survey or a title finding.

Relationship to the water
Direct parcel frontage
Water body
Not provided. Ask the listing agent.
Frontage length
Not provided. Ask the listing agent.
Water access arrangement
Not provided. Ask the listing agent.
Docks, slips, lifts, moorings
Not provided. Ask the listing agent.
Dock depth
Not provided. Ask the listing agent.
Shoreline
Not provided. Ask the listing agent.
Seasonal or tidal conditions
Not provided. Ask the listing agent.
Boating limits (bridges, depth, open-water access)
Not provided. Ask the listing agent.
Why this is listed as waterfront
  • WaterfrontYN “Yes”: The listing is marked waterfront.
  • WaterfrontFeatures “Lake Front”: Includes a "… Front" value describing frontage.
  • PropertyTypeDetail “house”: Property form used to read the frontage relationship.

Classified from fields in the MyStateMLS listing data. It has not been independently verified, and it is not a survey, title examination or legal determination of shoreline or access rights. Rules version 2026-10-29.1. How we classify waterfront

Something wrong with this classification? Report a waterfront classification issue. Questions about frontage, docks or access are best answered by Hope Wilson, PA of Re/max Premier Realty.

Facts

List price
$338,900
Status
For sale
Property type
House
Bedrooms
3
Full baths
2
Interior area
1,619 sq ft
Lot size
0.21 acres (9,317 sq ft)
Year built
2016
Garage spaces
2
County
Sumter County
HOA / association fee
$302 monthly
MLS number
11964201
Annual property tax (2025)
$3,618

Facts are reported by the listing brokerage. Items not listed were not provided; that does not mean the property lacks them.

Features

Interior

  • Walk-In Closet(s)

Appliances

  • Washer
  • Range
  • Microwave
  • Water Heater
  • Refrigerator
  • Dryer
  • Disposal
  • Dishwasher

Flooring

  • Vinyl
  • Tile
  • Carpet

Heating

  • Electric

Construction

  • Stucco

Water

  • Public (Water Source)

Sewer

  • Other

Location

The pin is the listing's reported coordinates and may be approximate. It is not a parcel boundary or shoreline, and no flood, wetland or hazard conclusion should be drawn from it. See more listings in Oxford.

Price and status history

    Changes observed by Waterfront Homes in MyStateMLS data since Oct 29, 2026. This is not a public-record sales history; MyStateMLS does not publish sold prices.

    Estimate a monthly payment

    $67,780
    Illustrative. Replace with a quote from your lender.
    From the listing (tax year 2025). Taxes can change after a sale.
    Get a quote; rates vary widely by location.
    Manufactured homes on a leased lot.
    Applied only while the loan is over 80% of the price. Illustrative.

    Estimated monthly payment

    $2,417 per month

    Principal and interest$1,714
    Property tax$302
    Homeowners insurance$100
    HOA dues$302
    Loan amount$271,120
    Total interest over the term$345,799

    An estimate for comparison only, not a loan offer or approval. Actual rates, taxes, insurance, PMI and fees depend on your lender, credit, location and loan program.

    Similar waterfront listings nearby

    Waterfront listings of the same property type and water type in Oxford, priced within 25% of this listing ($254,175 to $423,625), newest first. Each one passes the same waterfront rules. See all matches

    Photo 1 of 52, home at 5011 Belted Kingfisher Drive, Oxford, FL 34484
    For saleReduced $9,100Virtual tour

    $369,900

    3 beds1,832 sq ft

    Lake or reservoirDirect parcel frontage

    5011 Belted Kingfisher DriveOxford, FL 34484

    House · MLS 11870145

    Listing courtesy of Re/max Premier Realty · MyStateMLS

    Questions to ask before you buy

    Questions worth investigating for any waterfront property. They are not claims that this property has a problem or meets any condition.

    1. Who owns the shoreline and the land under the water, and are there easements or public-access rights along it?Ownership can stop at a high-water line, a survey line or a seawall. A title search and survey answer this, not the listing.
    2. Is a dock, slip, lift or mooring included, and do the rights transfer to you?Docks can be shared, leased, assigned by an association or held under a permit that does not automatically transfer.
    3. What permits exist for the dock, seawall or other shoreline structures, and what would new work require?Shoreline work is often regulated by local, state and federal agencies.
    4. How much does the water level change by season, by tide or by reservoir management?Depth at a dock in one season can differ a lot in another.
    5. What does flood insurance cost for this property, and what does the current flood map show?Get a quote from an insurer or agent. A flood zone is not a premium, and no zone does not mean no risk.
    6. What maintenance does the shoreline need (seawall, bulkhead, riprap, erosion), and what has been done recently?Shoreline structures are expensive to repair; ask for records and inspection reports.
    7. How are water, sewer or septic, and power provided?Waterfront septic systems and wells can have extra rules and inspections.
    8. How do you reach the property by road year-round, and who maintains that road?Some waterfront roads are private, seasonal or shared.
    9. What local rules apply: rentals, docks, boat lifts, fences, tree removal, setbacks?Rules come from the town, county, state, lake authority or association and vary widely.

    Printable due-diligence checklist · Ownership budget planner · FEMA Flood Map Service Center (official flood maps; look up the address yourself)

    Guides and next steps

    Listing courtesy of Re/max Premier Realty. Listing agent: Hope Wilson, PA. Listings provided by MyStateMLS.

    Listing last updated by the brokerage Sep 6, 2026, 12:50 PM UTC. Waterfront Homes last received MyStateMLS data Oct 29, 2026, 8:31 PM UTC. Information is deemed reliable but not guaranteed; verify all details with the listing agent.