For saleReduced $5,600 from $95,500Leased lotVirtual tour

$89,900

3 beds1,440 sq ft

517 Stanley CayVero Beach, FL 32966

Manufactured and mobile homes · MLS 11682515 · Listed 213 days ago (Mar 30, 2026)

Lake or reservoir · Shared waterfront site · Waterfront details

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For sale: Listed and available according to the MyStateMLS feed.

About this property

SPECTACULAR VIEW OF THE LAKE-LARGE 3 BEDROOM/ 2 BATH- LAMINATE FLOORING THROUGHOUT-NICELY FURNISHED-PERFECT GATHERING PLACE! 2 sets of sliding glass doors facing the lake bring the outside in as well as the spacious (11x20) screened-in Florida room, which has an exit door to the patio(great place for grilling). The well-designed walk-through kitchen offers plenty of cabinets and counter space, a pantry, breakfast nook, and sliding glass doors to the Florida room. The dining room is open to the kitchen and features a lovely built-in hutch and 2 windows. As you enter the home, your eyes divert to the living room, which has sliding glass doors onto the Florida room and the beautiful view of the lake! YOU WILL WANT TO MOVE RIGHT IN! The 3 bedrooms will nicely accommodate your overnight guests. One could be used as an office if you prefer. The guest bathroom features a tub/shower combination and a high vanity. The large master suite will bring tranquility after a day at the pool or one of our gorgeous beaches. Double walk-in closets, ceiling fan, and 2 windows. An 8x12 bath area features a garden tub, double sink vanity, linen closet, and tile flooring. A separate area offers a walk-in shower, commode, and window. The washer/dryer is tucked away behind louver doors across from the entry. A large (10x11) shed offers plenty of storage. DON'T LET THIS ONE GET AWAY!!

Description provided by the listing brokerage.

MLS-reported waterfront

Waterfront details

The home is part of a condominium, cooperative or community whose shared site is reported as waterfront. Shoreline and docks are typically common or community property, not owned by the individual unit.

Relationship to the water
Shared waterfront site
Water body
Not provided. Ask the listing agent.
Frontage length
Not provided. Ask the listing agent.
Water access arrangement
Not provided. Ask the listing agent.
Docks, slips, lifts, moorings
Not provided. Ask the listing agent.
Dock depth
Not provided. Ask the listing agent.
Shoreline
Not provided. Ask the listing agent.
Seasonal or tidal conditions
Not provided. Ask the listing agent.
Boating limits (bridges, depth, open-water access)
Not provided. Ask the listing agent.
Why this is listed as waterfront
  • WaterfrontYN “Yes”: The listing is marked waterfront.
  • WaterfrontFeatures “Lake Front”: Includes a "… Front" value describing frontage.
  • PropertyTypeDetail “mob-man”: Property form used to read the frontage relationship.
  • LandLeaseYN “Yes”: The home is on a leased lot in a community; the land is not part of the sale.

Classified from fields in the MyStateMLS listing data. It has not been independently verified, and it is not a survey, title examination or legal determination of shoreline or access rights. Rules version 2026-10-29.1. How we classify waterfront

Something wrong with this classification? Report a waterfront classification issue. Questions about frontage, docks or access are best answered by Dan MacIsaac of Affordable Homes of FL.

Facts

List price
$89,900
Original list price
$95,500
Status
For sale
Property type
Manufactured home
Bedrooms
3
Full baths
2
Interior area
1,440 sq ft
Year built
1998
Stories
1
County
Indian River County
MLS number
11682515

Facts are reported by the listing brokerage. Items not listed were not provided; that does not mean the property lacks them.

Manufactured home details

Year manufactured
1998
Land
Leased lot (land not included)
Land lease amount
$1,230 (period not specified by the source)

Lot rent is separate from any HOA fee and is set by the community. Ask the listing agent for the current lease terms and what the rent includes.

Features

Interior

  • Walk-In Closet(s)

Appliances

  • Washer
  • Stainless Steel Appliance(s)
  • Range
  • Microwave
  • Refrigerator
  • Dryer
  • Disposal
  • Dishwasher

Flooring

  • Tile
  • Laminate

Heating

  • Forced Air
  • Electric

Parking

  • Carport

Construction

  • Vinyl Siding

Roof

  • Asphalt

Water

  • Public (Water Source)

Sewer

  • Other

Virtual tours

Location

The pin is the listing's reported coordinates and may be approximate. It is not a parcel boundary or shoreline, and no flood, wetland or hazard conclusion should be drawn from it. See more listings in Vero Beach.

Price and status history

  • Original list price reported by the brokerage: $95,500

Changes observed by Waterfront Homes in MyStateMLS data since Oct 29, 2026. This is not a public-record sales history; MyStateMLS does not publish sold prices.

Estimate a monthly payment

$17,980
Illustrative. Replace with a quote from your lender.
Estimate. Check the county assessor for the actual amount.
Get a quote; rates vary widely by location.
Manufactured homes on a leased lot.
Applied only while the loan is over 80% of the price. Illustrative.

Estimated monthly payment

$554 per month

Principal and interest$455
Property tax$75
Homeowners insurance$25
Loan amount$71,920
Total interest over the term$91,730

An estimate for comparison only, not a loan offer or approval. Actual rates, taxes, insurance, PMI and fees depend on your lender, credit, location and loan program.

Similar waterfront listings nearby

Waterfront listings of the same property type and water type in Vero Beach, priced within 25% of this listing ($67,425 to $112,375), newest first. Each one passes the same waterfront rules. See all matches

Photo 1 of 9, manufactured home at 1455 90th Ave #214, Vero Beach, FL 32966
For saleReduced $20,000Leased lot

$99,000

3 beds1,224 sq ft

Lake or reservoirShared waterfront site

1455 90th Ave #214Vero Beach, FL 32966

Manufactured home · MLS 11978864

Listing courtesy of Tucker Mobile Homes Sales, Inc. · MyStateMLS

Photo 1 of 42, manufactured home at 8775 20th Street, Vero Beach, FL 32966
For saleReduced $11,000Leased lot

$99,000

3 beds1,466 sq ft

Lake or reservoirShared waterfront site

8775 20th StreetVero Beach, FL 32966

Manufactured home · MLS 11878278

Listing courtesy of Flat Rate Home Sales · MyStateMLS

Photo 1 of 36, manufactured home at 269 Longpoint Crt #269, Vero Beach, FL 32966
For saleReduced $50,900Leased lot

$109,000

2 beds

Lake or reservoirShared waterfront site

269 Longpoint Crt #269Vero Beach, FL 32966

Manufactured home · MLS 11695158

Listing courtesy of Canedo Realty · MyStateMLS

Photo 1 of 43, manufactured home at 8775 20th Street #279, Vero Beach, FL 32966
For saleLeased lot

$69,995

2 beds1,352 sq ft

Lake or reservoirShared waterfront site

8775 20th Street #279Vero Beach, FL 32966

Manufactured home · MLS 11614588

Listing courtesy of Flat Rate Home Sales · MyStateMLS

Questions to ask before you buy

Questions worth investigating for any waterfront property. They are not claims that this property has a problem or meets any condition.

  1. Who owns the shoreline and the land under the water, and are there easements or public-access rights along it?Ownership can stop at a high-water line, a survey line or a seawall. A title search and survey answer this, not the listing.
  2. Is a dock, slip, lift or mooring included, and do the rights transfer to you?Docks can be shared, leased, assigned by an association or held under a permit that does not automatically transfer.
  3. What permits exist for the dock, seawall or other shoreline structures, and what would new work require?Shoreline work is often regulated by local, state and federal agencies.
  4. How much does the water level change by season, by tide or by reservoir management?Depth at a dock in one season can differ a lot in another.
  5. What does flood insurance cost for this property, and what does the current flood map show?Get a quote from an insurer or agent. A flood zone is not a premium, and no zone does not mean no risk.
  6. What maintenance does the shoreline need (seawall, bulkhead, riprap, erosion), and what has been done recently?Shoreline structures are expensive to repair; ask for records and inspection reports.
  7. How are water, sewer or septic, and power provided?Waterfront septic systems and wells can have extra rules and inspections.
  8. How do you reach the property by road year-round, and who maintains that road?Some waterfront roads are private, seasonal or shared.
  9. What local rules apply: rentals, docks, boat lifts, fences, tree removal, setbacks?Rules come from the town, county, state, lake authority or association and vary widely.

Printable due-diligence checklist · Ownership budget planner · FEMA Flood Map Service Center (official flood maps; look up the address yourself)

Guides and next steps

Listing courtesy of Affordable Homes of FL. Listing agent: Dan MacIsaac. Listings provided by MyStateMLS.

Listing last updated by the brokerage Oct 1, 2026, 4:13 PM UTC. Waterfront Homes last received MyStateMLS data Oct 29, 2026, 8:31 PM UTC. Information is deemed reliable but not guaranteed; verify all details with the listing agent.