$1,995,000

1254 220th StreetIonia, IA 50645

Farms and ranches · MLS 11943360 · Listed 70 days ago (Aug 20, 2026)

Little Cedar River · River · Pond · Direct parcel frontage · Waterfront details

For sale: Listed and available according to the MyStateMLS feed.

About this property

Located near Ionia, Iowa, this exceptional 96± acre custom-built estate offers a rare combination of luxury living, privacy, recreational opportunities, and diverse acreage. The property features a strong mix of mature timber, warm-season grasses, CRP, river-bottom terrain, and approximately 2,250± feet of Little Cedar River frontage. The custom-built 2004 two-story walkout residence offers 5,903± square feet above grade plus approximately 2,500± square feet of finished lower-level space. The home includes six bedrooms and seven bathrooms and features high-end construction and custom finishes throughout. The gourmet kitchen includes WoodHarbor cabinetry and high-end appliances, while custom millwork, built-ins, a hand-crafted curved staircase, and two gas fireplaces add character throughout the home. A theater area, wet bar, fitness room, laundry facilities on two levels, and whole-home intercom system provide additional functionality. A three-level elevator shaft is framed and ready for future installation. Mechanical features include boiler-based radiant floor heating with multiple zones, forced-air heating, central air, heated floors in select interior spaces and the attached garage, and a whole-home backup generator. The property also includes a 2,232± square foot attached four-stall garage with radiant in-floor heat and floor drains. A finished 100' x 50' shop provides additional space for equipment, storage, hobbies, or business use and includes radiant in-floor heat, an office, bathroom, and high-capacity electrical service. A 50' x 60' utility building with large overhead doors provides additional storage and workspace. Outdoor amenities include extensive composite decking, concrete patios, landscaped grounds, a fire-pit gathering area, custom exterior timber beam accents, and stone veneer detailing. A nearly 1-acre stocked pond includes an aeration system and dock, providing an additional recreational and scenic feature. The combination of river frontage, mature timber, and established habitat provides excellent wildlife and recreational potential. The property includes 26± acres enrolled in a Pheasants Forever habitat program with annual conservation income, along with an annual CRP payment of $6,813 through September 30, 2029. Deer, turkey, and upland wildlife are commonly found throughout the property. Additional features include a private well, dual septic systems, Starlink high-speed internet availability, and hard-surfaced road frontage. The property is located within the Nashua-Plainfield Community School District. This 96± acre estate offers a distinctive combination of custom residential construction, extensive improvements, river frontage, recreational acreage, and conservation income in a private country setting. Appliances and furnishings are included with the sale.

Description provided by the listing brokerage.

Facts

List price

$1,995,000

Original list price

$2,850,000

Status

For sale

Property type

Farm or estate

Bedrooms

6

Full baths

5

Half baths

2

Interior area

5,903 sq ft

Lot size

96 acres

Year built

2004

Stories

3

Garage spaces

4

County

Chickasaw County

MLS number

11943360

Annual property tax

$10,186

Facts are reported by the listing brokerage. Items not listed were not provided; that does not mean the property lacks them.

Features

Location

The pin is the listing's reported coordinates and may be approximate. It is not a parcel boundary or shoreline, and no flood, wetland or hazard conclusion should be drawn from it. See more listings in Ionia.

Price and status history

• Original list price reported by the brokerage: $2,850,000

Changes observed by Waterfront Homes in MyStateMLS data since Oct 29, 2026. This is not a public-record sales history; MyStateMLS does not publish sold prices.

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Questions to ask before you buy

Questions worth investigating for any waterfront property. They are not claims that this property has a problem or meets any condition.

1. Who owns the shoreline and the land under the water, and are there easements or public-access rights along it?Ownership can stop at a high-water line, a survey line or a seawall. A title search and survey answer this, not the listing.
2. Is a dock, slip, lift or mooring included, and do the rights transfer to you?Docks can be shared, leased, assigned by an association or held under a permit that does not automatically transfer.
3. What permits exist for the dock, seawall or other shoreline structures, and what would new work require?Shoreline work is often regulated by local, state and federal agencies.
4. How much does the water level change by season, by tide or by reservoir management?Depth at a dock in one season can differ a lot in another.
5. What does flood insurance cost for this property, and what does the current flood map show?Get a quote from an insurer or agent. A flood zone is not a premium, and no zone does not mean no risk.
6. What maintenance does the shoreline need (seawall, bulkhead, riprap, erosion), and what has been done recently?Shoreline structures are expensive to repair; ask for records and inspection reports.
7. How are water, sewer or septic, and power provided?Waterfront septic systems and wells can have extra rules and inspections.
8. How do you reach the property by road year-round, and who maintains that road?Some waterfront roads are private, seasonal or shared.
9. What local rules apply: rentals, docks, boat lifts, fences, tree removal, setbacks?Rules come from the town, county, state, lake authority or association and vary widely.

Printable due-diligence checklist · Ownership budget planner · FEMA Flood Map Service Center (official flood maps; look up the address yourself)

Guides and next steps

• Waterfront land in Iowa
• More river listings in Iowa
• What counts as waterfront

Listing courtesy of Farm & Rec Real Estate LLC. Listing agent: Glen Salow. Listings provided by MyStateMLS.

Listing last updated by the brokerage Sep 23, 2026, 1:52 PM UTC. Waterfront Homes last received MyStateMLS data Oct 29, 2026, 8:31 PM UTC. Information is deemed reliable but not guaranteed; verify all details with the listing agent.