$394,000
55350 Indian Lake RoadDowagiac, MI 49047
Homes, condos and townhomes · MLS 11940095 · Listed 73 days ago (Aug 18, 2026)
Indian Lakefront · Lake or reservoir · Direct parcel frontage · Waterfront details
For sale: Listed and available according to the MyStateMLS feed.
About this property
Enjoy this 'turn-key' cottage that has a sugar sand beach and views West for sunsets. Leased Land cottage is affordable, but must be a cash transaction as lenders will not finance the purchase of personal property dwellings/buildings on leased land. Historically, land-owner provides a 5 yr term written lease. In effect, a cottage owner is leasing the site from a land owner for a fixed annual amount which in this case is $7,414 p/yr with seasonal occupancy from May 1 to Oct 31st. Has nice alumnium pier and modern appliances included. 35 x 150' lakefront lot plus back-lot 35 x 65' with 2-car detached garage. Tremendous lake views from deck, living room, and bedroom on this 500 acre all-sport lake. Go to our website for lease details, lease copy and seller disclosures. Lines on aerials are approximates and not a survey.
Description provided by the listing brokerage.
MLS-reported waterfront
Waterfront details
The listing represents the offered parcel itself as adjoining the water. This is what the listing reports, not a survey or a title finding.
- Relationship to the water
- Direct parcel frontage
- Water type
- Lake or reservoir
- Water body
- Indian Lakefront (as reported)Name as reported by the listing (not matched to a mapped water body)
- Frontage length
- "35" (unit not stated)
- Water access arrangement
- Not provided. Ask the listing agent.
- Docks, slips, lifts, moorings
- Not provided. Ask the listing agent.
- Dock depth
- Not provided. Ask the listing agent.
- Shoreline
- Not provided. Ask the listing agent.
- Seasonal or tidal conditions
- Not provided. Ask the listing agent.
- Boating limits (bridges, depth, open-water access)
- Not provided. Ask the listing agent.
Why this is listed as waterfront
WaterfrontYN“Yes”: The listing is marked waterfront.WaterfrontFeatures“Lake Front”: Includes a "… Front" value describing frontage.PropertyTypeDetail“house”: Property form used to read the frontage relationship.
Classified from fields in the MyStateMLS listing data. It has not been independently verified, and it is not a survey, title examination or legal determination of shoreline or access rights. Rules version 2026-10-29.1. How we classify waterfront
Something wrong with this classification? Report a waterfront classification issue. Questions about frontage, docks or access are best answered by Tom Jerdon of Jerdon Real Estate, Inc..
Facts
- List price
- $394,000
- Status
- For sale
- Property type
- House
- Bedrooms
- 2
- Full baths
- 1
- Interior area
- 900 sq ft
- Lot size
- 0.17 acres (7,525 sq ft)
- Stories
- 1
- Garage spaces
- 2
- County
- Cass County
- MLS number
- 11940095
- Annual property tax (2025)
- $2,540
Facts are reported by the listing brokerage. Items not listed were not provided; that does not mean the property lacks them.
Features
Appliances
- Washer
- Range
- Microwave
- Refrigerator
- Dryer
- Dishwasher
Flooring
- Tile
- Carpet
Heating
- Baseboard
- Electric
Construction
- Vinyl Siding
Roof
- Asphalt
Water
- Well
Sewer
- Other
Virtual tours
Location
The pin is the listing's reported coordinates and may be approximate. It is not a parcel boundary or shoreline, and no flood, wetland or hazard conclusion should be drawn from it. See more listings in Dowagiac.
Price and status history
Changes observed by Waterfront Homes in MyStateMLS data since Oct 29, 2026. This is not a public-record sales history; MyStateMLS does not publish sold prices.
Estimate a monthly payment
Estimated monthly payment
$2,321 per month
An estimate for comparison only, not a loan offer or approval. Actual rates, taxes, insurance, PMI and fees depend on your lender, credit, location and loan program.
Questions to ask before you buy
Questions worth investigating for any waterfront property. They are not claims that this property has a problem or meets any condition.
- Who owns the shoreline and the land under the water, and are there easements or public-access rights along it?Ownership can stop at a high-water line, a survey line or a seawall. A title search and survey answer this, not the listing.
- Is a dock, slip, lift or mooring included, and do the rights transfer to you?Docks can be shared, leased, assigned by an association or held under a permit that does not automatically transfer.
- What permits exist for the dock, seawall or other shoreline structures, and what would new work require?Shoreline work is often regulated by local, state and federal agencies.
- How much does the water level change by season, by tide or by reservoir management?Depth at a dock in one season can differ a lot in another.
- What does flood insurance cost for this property, and what does the current flood map show?Get a quote from an insurer or agent. A flood zone is not a premium, and no zone does not mean no risk.
- What maintenance does the shoreline need (seawall, bulkhead, riprap, erosion), and what has been done recently?Shoreline structures are expensive to repair; ask for records and inspection reports.
- How are water, sewer or septic, and power provided?Waterfront septic systems and wells can have extra rules and inspections.
- How do you reach the property by road year-round, and who maintains that road?Some waterfront roads are private, seasonal or shared.
- What local rules apply: rentals, docks, boat lifts, fences, tree removal, setbacks?Rules come from the town, county, state, lake authority or association and vary widely.
Printable due-diligence checklist · Ownership budget planner · FEMA Flood Map Service Center (official flood maps; look up the address yourself)
Guides and next steps
Listing courtesy of Jerdon Real Estate, Inc.. Listing agent: Tom Jerdon. Listings provided by MyStateMLS.
Listing last updated by the brokerage Aug 18, 2026, 7:54 PM UTC. Waterfront Homes last received MyStateMLS data Oct 30, 2026, 5:01 PM UTC. Information is deemed reliable but not guaranteed; verify all details with the listing agent.