For saleReduced $40,100 from $145,000Leased lot

$104,900

3 beds1,680 sq ft

80 Nesting Loop #11Saint Cloud, FL 34769

Manufactured and mobile homes · MLS 11597546 · Listed 372 days ago (Oct 23, 2025)

Canal · Shared waterfront site · Waterfront details

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For sale: Listed and available according to the MyStateMLS feed.

About this property

Beautiful spacious 3 bed 2 bath home includes, spacious living room with fireplace, large primary suite with ample closet space, en-suite bathroom with garden tub, separate shower and vanity, secondary bathroom with shower/tub combo ample storage space throughout, 3 additional bedrooms with closet space, open kitchen with island, abundant cabinet space, appliances included, light grey neutral flooring throughout, interior laundry room with washer and dryer, spacious attached shed, long carport, screened in enclosed patio nestled near a serene canal. A must see! Situated in the sought-after 55+ community Sugar Mill North, this residence offers a vibrant and inclusive environment for all adults. The amenities within the community are second to none, with a range of offerings to suit every interest and lifestyle. Take a refreshing dip in the sparkling pool, or host gatherings in the club house with a convenient serving kitchen. Movie nights are made memorable in the multi-media room, Indoor climate controlled gym with TV, while RV/boat storage ensures your adventurous spirit is always ready for the next excursion. Do not miss the opportunity to make this your forever home! With lot rent priced at $658.00, you will enjoy the best of both worlds - an affordable lifestyle in a premium community setting. Experience the epitome of retirement living in this exceptional mobile home. Schedule your showing today and start envisioning your future in Sugar Mill North!

Description provided by the listing brokerage.

MLS-reported waterfront

Waterfront details

The home is part of a condominium, cooperative or community whose shared site is reported as waterfront. Shoreline and docks are typically common or community property, not owned by the individual unit.

Relationship to the water
Shared waterfront site
Water type
Canal
Water body
Not provided. Ask the listing agent.
Frontage length
Not provided. Ask the listing agent.
Water access arrangement
Not provided. Ask the listing agent.
Docks, slips, lifts, moorings
Not provided. Ask the listing agent.
Dock depth
Not provided. Ask the listing agent.
Shoreline
Not provided. Ask the listing agent.
Seasonal or tidal conditions
Not provided. Ask the listing agent.
Boating limits (bridges, depth, open-water access)
Not provided. Ask the listing agent.
Why this is listed as waterfront
  • WaterfrontYN “Yes”: The listing is marked waterfront.
  • WaterfrontFeatures “Canal Front”: Includes a "… Front" value describing frontage.
  • PropertyTypeDetail “mob-man”: Property form used to read the frontage relationship.
  • LandLeaseYN “Yes”: The home is on a leased lot in a community; the land is not part of the sale.

Classified from fields in the MyStateMLS listing data. It has not been independently verified, and it is not a survey, title examination or legal determination of shoreline or access rights. Rules version 2026-10-29.1. How we classify waterfront

Something wrong with this classification? Report a waterfront classification issue. Questions about frontage, docks or access are best answered by Lisa Bennett of Great Florida Living, Inc..

Facts

List price
$104,900
Original list price
$145,000
Status
For sale
Property type
Manufactured home
Bedrooms
3
Full baths
2
Interior area
1,680 sq ft
Year built
2002
Stories
1
County
Osceola County
MLS number
11597546

Facts are reported by the listing brokerage. Items not listed were not provided; that does not mean the property lacks them.

Manufactured home details

Year manufactured
2002
Land
Leased lot (land not included)
Land lease amount
$658 (period not specified by the source)

Lot rent is separate from any HOA fee and is set by the community. Ask the listing agent for the current lease terms and what the rent includes.

Features

Interior

  • Walk-In Closet(s)
  • Entrance Foyer
  • Master Downstairs

Appliances

  • Washer
  • Range
  • Microwave
  • Water Heater
  • Refrigerator
  • Dryer
  • Disposal
  • Dishwasher

Flooring

  • Laminate

Heating

  • Forced Air
  • Electric

Parking

  • Carport
  • Driveway

Construction

  • Vinyl Siding

Roof

  • Asphalt

Location

The pin is the listing's reported coordinates and may be approximate. It is not a parcel boundary or shoreline, and no flood, wetland or hazard conclusion should be drawn from it. See more listings in Saint Cloud.

Price and status history

  • Original list price reported by the brokerage: $145,000

Changes observed by Waterfront Homes in MyStateMLS data since Oct 29, 2026. This is not a public-record sales history; MyStateMLS does not publish sold prices.

Estimate a monthly payment

$20,980
Illustrative. Replace with a quote from your lender.
Estimate. Check the county assessor for the actual amount.
Get a quote; rates vary widely by location.
Manufactured homes on a leased lot.
Applied only while the loan is over 80% of the price. Illustrative.

Estimated monthly payment

$647 per month

Principal and interest$530
Property tax$87
Homeowners insurance$29
Loan amount$83,920
Total interest over the term$107,035

An estimate for comparison only, not a loan offer or approval. Actual rates, taxes, insurance, PMI and fees depend on your lender, credit, location and loan program.

Questions to ask before you buy

Questions worth investigating for any waterfront property. They are not claims that this property has a problem or meets any condition.

  1. Who owns the shoreline and the land under the water, and are there easements or public-access rights along it?Ownership can stop at a high-water line, a survey line or a seawall. A title search and survey answer this, not the listing.
  2. Is a dock, slip, lift or mooring included, and do the rights transfer to you?Docks can be shared, leased, assigned by an association or held under a permit that does not automatically transfer.
  3. What permits exist for the dock, seawall or other shoreline structures, and what would new work require?Shoreline work is often regulated by local, state and federal agencies.
  4. How much does the water level change by season, by tide or by reservoir management?Depth at a dock in one season can differ a lot in another.
  5. What does flood insurance cost for this property, and what does the current flood map show?Get a quote from an insurer or agent. A flood zone is not a premium, and no zone does not mean no risk.
  6. What maintenance does the shoreline need (seawall, bulkhead, riprap, erosion), and what has been done recently?Shoreline structures are expensive to repair; ask for records and inspection reports.
  7. How are water, sewer or septic, and power provided?Waterfront septic systems and wells can have extra rules and inspections.
  8. How do you reach the property by road year-round, and who maintains that road?Some waterfront roads are private, seasonal or shared.
  9. What local rules apply: rentals, docks, boat lifts, fences, tree removal, setbacks?Rules come from the town, county, state, lake authority or association and vary widely.

Printable due-diligence checklist · Ownership budget planner · FEMA Flood Map Service Center (official flood maps; look up the address yourself)

Guides and next steps

Listing courtesy of Great Florida Living, Inc.. Listing agent: Lisa Bennett. Listings provided by MyStateMLS.

Listing last updated by the brokerage Oct 29, 2026, 10:52 AM UTC. Waterfront Homes last received MyStateMLS data Oct 30, 2026, 5:01 PM UTC. Information is deemed reliable but not guaranteed; verify all details with the listing agent.