Under contractReduced $16,000 from $149,000

$133,000

3 beds1,228 sq ft0.6 acres

4508 State Hwy. 30aFultonville, NY 12072

Homes, condos and townhomes · MLS 11520125 · Listed 499 days ago (Jun 18, 2025)

Creek or stream · Waterfront, relationship not specified · Waterfront details

Report a problem

Under contract: The seller has accepted an offer with conditions. Some sellers still accept backup offers.

About this property

#1224, Central Montgomery County: back on the market, but at a lower price: the "Harvey House." Fonda Schools! Once we called it the "Ugliest Home in Montgomery County", but we sure can't say that anymore. Instead of being smothered in weeds, the lawn has been reseeded and the now-remodeled home is, well, sharp - white with black accents. There are .6 acres here, all open, pretty flat, with a tiny stream at the back. 90' of frontage on Rte. 30A. There is a shed, in fair condition. You'll find newly installed brick walks and recent crushed stone on the driveway and parking spaces. Room for up to 8 cars. The home has nearly 1300 square feet of living space. Downstairs is an 11x19' living room with refinished oak floors and knotty pine-paneled walls, with a vented fire-view gas stove, which not only heats but gives a warm and friendly ambiance. There are new (real) wood plank floors in 5 rooms. The kitchen and dining room (11x11.5') have an open floor plan and some new cabinets, some older (you won't be able to tell which is which) All cabinets have been freshly painted and have new pulls. Counters are ceramic and are new. Behind it is a dedicated full laundry and a spacious full bath. There is also a 9x11" bedroom on the first floor (no closet). Upstairs is a new half bath and two large bedrooms (both ~12x16'), each with a vast amount of closet space in each. All windows are thermopane ones. Foundation work and many floor joists & supports are recent. Most rooms have new hardwood floors, while the rest have been refinished. The basement stairs are new. The basement is under 3/4 of the home and is wet after rains, with the water directed away so no damage is done. Red pavers guarantee your feet stay dry while down there. A dehumidifier takes away moisture in the air and a sump pump removes all moisture to a new underground drain. Plumbing is new (Pex supply lines, PVC drain lines). There is a good drilled well, one good enough that it's shared by a neighbor. New water system (pump, plumbing, HW heater and pressure tank). The home has just been very well insulated and heats easily. Fresh paint is on every wall and ceiling. Nearly all are sheetrocked, no old crumbly plaster to worry about. There is a new 200 amp electric entrance and most all the wiring has been updated. Heat is gas hot air, 2 new units plus the fire-view, and there are a number of vents and ceiling fans for good air circulation, both summer and winter. The front porch was rebuilt from the floor up and a small back stoop was newly added. The home is newly sided, white with black trim and shutters. This theme carries over to the front and back porches. We've finished more than a year's full-time work on this and are now ready to sell at $133000. Best country home around anywhere near this price. Nothing competes. Taxes are around $1400, that's all. First come, first served; the early bird gets the prize. .There are a few disclosures I want to bring to your attention before any offers are made. Please ask about them - this site does not allow enough words to include them here.

Description provided by the listing brokerage.

MLS-reported waterfront

Waterfront details

The listing reports the property as waterfront but does not say how it meets the water. Ask the listing agent whether the parcel itself adjoins the shoreline.

Relationship to the water
Waterfront, relationship not specified
Water type
Creek or stream
Water body
Not provided. Ask the listing agent.
Frontage length
Not provided. Ask the listing agent.
Water access arrangement
Not provided. Ask the listing agent.
Docks, slips, lifts, moorings
Not provided. Ask the listing agent.
Dock depth
Not provided. Ask the listing agent.
Shoreline
Not provided. Ask the listing agent.
Seasonal or tidal conditions
Not provided. Ask the listing agent.
Boating limits (bridges, depth, open-water access)
Not provided. Ask the listing agent.
Why this is listed as waterfront
  • WaterfrontYN “Yes”: The listing is marked waterfront.
  • WaterfrontFeatures “Stream”: Describes the water without a frontage value.
  • PropertyTypeDetail “house”: Property form used to read the frontage relationship.

Classified from fields in the MyStateMLS listing data. It has not been independently verified, and it is not a survey, title examination or legal determination of shoreline or access rights. Rules version 2026-10-29.1. How we classify waterfront

Something wrong with this classification? Report a waterfront classification issue. Questions about frontage, docks or access are best answered by Roland Vinyard of VINYARDS CHOICE.

Facts

List price
$133,000
Original list price
$149,000
Status
Under contract
Property type
House
Bedrooms
3
Full baths
1
Half baths
1
Interior area
1,228 sq ft
Lot size
0.6 acres
Year built
1900
Stories
2
Garage spaces
1
County
Montgomery County
MLS number
11520125
Annual property tax
$1,400

Facts are reported by the listing brokerage. Items not listed were not provided; that does not mean the property lacks them.

Features

Interior

  • Walk-In Closet(s)
  • Entrance Foyer

Appliances

  • Washer
  • Range
  • Refrigerator
  • Dryer

Flooring

  • Hardwood

Basement

  • Unfinished

Heating

  • Other
  • Propane

Parking

  • Driveway

Construction

  • Vinyl Siding

Roof

  • Asphalt

Water

  • Well

Sewer

  • Septic Tank

Location

The pin is the listing's reported coordinates and may be approximate. It is not a parcel boundary or shoreline, and no flood, wetland or hazard conclusion should be drawn from it. See more listings in Fultonville.

Price and status history

  • Original list price reported by the brokerage: $149,000

Changes observed by Waterfront Homes in MyStateMLS data since Oct 29, 2026. This is not a public-record sales history; MyStateMLS does not publish sold prices.

Estimate a monthly payment

$26,600
Illustrative. Replace with a quote from your lender.
From the listing. Taxes can change after a sale.
Get a quote; rates vary widely by location.
Manufactured homes on a leased lot.
Applied only while the loan is over 80% of the price. Illustrative.

Estimated monthly payment

$827 per month

Principal and interest$673
Property tax$117
Homeowners insurance$38
Loan amount$106,400
Total interest over the term$135,707

An estimate for comparison only, not a loan offer or approval. Actual rates, taxes, insurance, PMI and fees depend on your lender, credit, location and loan program.

Questions to ask before you buy

Questions worth investigating for any waterfront property. They are not claims that this property has a problem or meets any condition.

  1. Who owns the shoreline and the land under the water, and are there easements or public-access rights along it?Ownership can stop at a high-water line, a survey line or a seawall. A title search and survey answer this, not the listing.
  2. Is a dock, slip, lift or mooring included, and do the rights transfer to you?Docks can be shared, leased, assigned by an association or held under a permit that does not automatically transfer.
  3. What permits exist for the dock, seawall or other shoreline structures, and what would new work require?Shoreline work is often regulated by local, state and federal agencies.
  4. How much does the water level change by season, by tide or by reservoir management?Depth at a dock in one season can differ a lot in another.
  5. What does flood insurance cost for this property, and what does the current flood map show?Get a quote from an insurer or agent. A flood zone is not a premium, and no zone does not mean no risk.
  6. What maintenance does the shoreline need (seawall, bulkhead, riprap, erosion), and what has been done recently?Shoreline structures are expensive to repair; ask for records and inspection reports.
  7. How are water, sewer or septic, and power provided?Waterfront septic systems and wells can have extra rules and inspections.
  8. How do you reach the property by road year-round, and who maintains that road?Some waterfront roads are private, seasonal or shared.
  9. What local rules apply: rentals, docks, boat lifts, fences, tree removal, setbacks?Rules come from the town, county, state, lake authority or association and vary widely.

Printable due-diligence checklist · Ownership budget planner · FEMA Flood Map Service Center (official flood maps; look up the address yourself)

Guides and next steps

Listing courtesy of VINYARDS CHOICE. Listing agent: Roland Vinyard. Listings provided by MyStateMLS.

Listing last updated by the brokerage Oct 2, 2026, 11:14 PM UTC. Waterfront Homes last received MyStateMLS data Oct 30, 2026, 7:01 PM UTC. Information is deemed reliable but not guaranteed; verify all details with the listing agent.