For sale
$389,900
4 beds3,528 sq ft3.59 acres
Canajoharie CreekCreek or streamWaterfront, relationship not specified
101 Mill StCanajoharie, NY 13317
House with accessory unit · MLS 12045642
MyStateMLS
For saleReduced $60,400 from $509,900
$449,500
3 beds1,600 sq ft50 acres
142 McewanCanajoharie, NY 13317
Homes, condos and townhomes · MLS 11883476 · Listed 122 days ago (Jun 30, 2026)
Canajoharie Creek · Creek or stream · Waterfront, relationship not specified · Waterfront details
For sale: Listed and available according to the MyStateMLS feed.
About this property
A Historic 1900 Farmhouse Reimagined for Modern Homesteading. Escape to the countryside and cultivate the lifestyle you've always imagined. This beautifully renovated historic farmhouse offers the perfect foundation for a thriving agricultural venture or a peaceful self-sufficient homestead. Picture harvesting fresh strawberries, blueberries, raspberries, and rhubarb to craft artisan baked goods in your dedicated summer kitchen. Or perhaps your passion lies in sustainable agriculture-raising livestock, growing grain crops, or cultivating an expansive vegetable farm. Defined by flat, highly productive land, a winding creek, and excellent accessibility via 2,340 feet of road frontage on Route 10, this property is uniquely positioned for both privacy and entrepreneurial success. Bring your inspiration and make this versatile estate your own.
Description provided by the listing brokerage.
MLS-reported waterfront
Waterfront details
The listing reports the property as waterfront but does not say how it meets the water. Ask the listing agent whether the parcel itself adjoins the shoreline.
- Relationship to the water
- Waterfront, relationship not specified
- Water type
- Creek or stream
- Water body
- Canajoharie Creek (as reported)Name as reported by the listing (not matched to a mapped water body)
- Frontage length
- Not provided. Ask the listing agent.
- Water access arrangement
- Not provided. Ask the listing agent.
- Docks, slips, lifts, moorings
- Not provided. Ask the listing agent.
- Dock depth
- Not provided. Ask the listing agent.
- Shoreline
- Not provided. Ask the listing agent.
- Seasonal or tidal conditions
- Not provided. Ask the listing agent.
- Boating limits (bridges, depth, open-water access)
- Not provided. Ask the listing agent.
Why this is listed as waterfront
WaterfrontYN“Yes”: The listing is marked waterfront.WaterfrontFeatures“Stream”: Describes the water without a frontage value.PropertyTypeDetail“house”: Property form used to read the frontage relationship.
Classified from fields in the MyStateMLS listing data. It has not been independently verified, and it is not a survey, title examination or legal determination of shoreline or access rights. Rules version 2026-10-29.1. How we classify waterfront
Something wrong with this classification? Report a waterfront classification issue. Questions about frontage, docks or access are best answered by Brenda Hill of ROUNDTOP REALTY LLC.
Facts
- List price
- $449,500
- Original list price
- $509,900
- Status
- For sale
- Property type
- House (Farm)
- Bedrooms
- 3
- Full baths
- 2
- Interior area
- 1,600 sq ft
- Lot size
- 50 acres
- Year built
- 1900
- Stories
- 2
- Garage spaces
- 2
- County
- Montgomery County
- MLS number
- 11883476
- Annual property tax (2026)
- $4,219
Facts are reported by the listing brokerage. Items not listed were not provided; that does not mean the property lacks them.
Features
Interior
- Walk-In Closet(s)
- Master Downstairs
Appliances
- Range
- Refrigerator
Flooring
- Linoleum
- Hardwood
- Carpet
Basement
- Unfinished
- Bilco Doors
Heating
- Forced Air
- Kerosene
Parking
- Driveway
Construction
- Cedar
Roof
- Metal
- Asphalt
Water
- Well
Sewer
- Septic Tank
Lot
- Corner Lot
Location
The pin is the listing's reported coordinates and may be approximate. It is not a parcel boundary or shoreline, and no flood, wetland or hazard conclusion should be drawn from it. See more listings in Canajoharie.
Price and status history
- Original list price reported by the brokerage: $509,900
Changes observed by Waterfront Homes in MyStateMLS data since Oct 29, 2026. This is not a public-record sales history; MyStateMLS does not publish sold prices.
Estimate a monthly payment
$89,900
Illustrative. Replace with a quote from your lender.
From the listing (tax year 2026). Taxes can change after a sale.
Get a quote; rates vary widely by location.
Manufactured homes on a leased lot.
Applied only while the loan is over 80% of the price. Illustrative.
Estimated monthly payment
$2,754 per month
Principal and interest$2,273
Property tax$352
Homeowners insurance$129
Loan amount$359,600
Total interest over the term$458,650
An estimate for comparison only, not a loan offer or approval. Actual rates, taxes, insurance, PMI and fees depend on your lender, credit, location and loan program.
Similar waterfront listings nearby
Waterfront listings of the same property type and water type in Canajoharie, priced within 25% of this listing ($337,125 to $561,875), newest first. Each one passes the same waterfront rules. See all matches
Questions to ask before you buy
Questions worth investigating for any waterfront property. They are not claims that this property has a problem or meets any condition.
- Who owns the shoreline and the land under the water, and are there easements or public-access rights along it?Ownership can stop at a high-water line, a survey line or a seawall. A title search and survey answer this, not the listing.
- Is a dock, slip, lift or mooring included, and do the rights transfer to you?Docks can be shared, leased, assigned by an association or held under a permit that does not automatically transfer.
- What permits exist for the dock, seawall or other shoreline structures, and what would new work require?Shoreline work is often regulated by local, state and federal agencies.
- How much does the water level change by season, by tide or by reservoir management?Depth at a dock in one season can differ a lot in another.
- What does flood insurance cost for this property, and what does the current flood map show?Get a quote from an insurer or agent. A flood zone is not a premium, and no zone does not mean no risk.
- What maintenance does the shoreline need (seawall, bulkhead, riprap, erosion), and what has been done recently?Shoreline structures are expensive to repair; ask for records and inspection reports.
- How are water, sewer or septic, and power provided?Waterfront septic systems and wells can have extra rules and inspections.
- How do you reach the property by road year-round, and who maintains that road?Some waterfront roads are private, seasonal or shared.
- What local rules apply: rentals, docks, boat lifts, fences, tree removal, setbacks?Rules come from the town, county, state, lake authority or association and vary widely.
Printable due-diligence checklist · Ownership budget planner · FEMA Flood Map Service Center (official flood maps; look up the address yourself)
Guides and next steps
Listing courtesy of ROUNDTOP REALTY LLC. Listing agent: Brenda Hill. Listings provided by MyStateMLS.
Listing last updated by the brokerage Sep 10, 2026, 6:40 PM UTC. Waterfront Homes last received MyStateMLS data Oct 30, 2026, 4:31 PM UTC. Information is deemed reliable but not guaranteed; verify all details with the listing agent.