$649,900

20906 River DriveDunnellon, FL 34431

Homes, condos and townhomes · MLS 11852255 · Listed 128 days ago (Jun 24, 2026)

River · Direct parcel frontage · Waterfront details

For sale: Listed and available according to the MyStateMLS feed.

About this property

Experience Withlacoochee River waterfront living at its best only 5 min boat ride to the mouth of the Rainbow River with this unique 4 bedroom, 3.5 bathroom home offering 2,887 sq ft under air, deep water access, and an incredible location only a .25 mile from the public boat ramp in the heart of downtown Dunnellon. Perfectly positioned within the no-wake zone, this property lets you slow down and enjoy the peaceful side of river life, whether you are launching kayaks from your private dock and covered boat slip, relaxing on the rooftop deck above the covered boathouse, or taking a short kayak or boat ride up the river to two separate waterfront restaurants. The Rainbow River is known for its crystal-clear water, abundant wildlife, and beautiful natural scenery, creating the perfect setting for everyday relaxation, weekend getaways, or short-term rental guests. Inside, the home is full of character with wood and tile flooring throughout most of the home, carpet only in the living room, an updated kitchen with granite countertops and hardwood cabinetry, a dining area with wood plank ceilings, a small bar area off the living room, and a bright upstairs living space with scenic river views. Just outside the living room, the second-floor balcony with paneled ceilings offers another peaceful place to unwind and take in the waterfront views. Three bedrooms are located on the main floor, while the spacious primary suite and bonus room are downstairs, with the primary bedroom and bathroom offering direct access outside toward the dock area. Additional features include a metal roof, newer AC units, private dock, covered boathouse, rooftop deck, and a location close to shopping, dining, and area amenities. Currently used as a vacation home and short-term rental, this property offers the rare combination of waterfront lifestyle, character, convenience, and income potential, with rental income available to be verified for serious buyers.

Description provided by the listing brokerage.

Facts

List price

$649,900

Original list price

$753,500

Status

For sale

Property type

House

Bedrooms

4

Full baths

3

Half baths

1

Interior area

2,887 sq ft

Lot size

0.32 acres (13,939 sq ft)

Year built

1948

Stories

2

Garage spaces

1

County

Marion County

MLS number

11852255

Annual property tax (2024)

$7,890

Facts are reported by the listing brokerage. Items not listed were not provided; that does not mean the property lacks them.

Features

Virtual tours

Location

The pin is the listing's reported coordinates and may be approximate. It is not a parcel boundary or shoreline, and no flood, wetland or hazard conclusion should be drawn from it. See more listings in Dunnellon.

Price and status history

• Original list price reported by the brokerage: $753,500
• Oct 30, 2026: Price changed from $715,900 to $649,900

Changes observed by Waterfront Homes in MyStateMLS data since Oct 29, 2026. This is not a public-record sales history; MyStateMLS does not publish sold prices.

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Questions to ask before you buy

Questions worth investigating for any waterfront property. They are not claims that this property has a problem or meets any condition.

1. Who owns the shoreline and the land under the water, and are there easements or public-access rights along it?Ownership can stop at a high-water line, a survey line or a seawall. A title search and survey answer this, not the listing.
2. Is a dock, slip, lift or mooring included, and do the rights transfer to you?Docks can be shared, leased, assigned by an association or held under a permit that does not automatically transfer.
3. What permits exist for the dock, seawall or other shoreline structures, and what would new work require?Shoreline work is often regulated by local, state and federal agencies.
4. How much does the water level change by season, by tide or by reservoir management?Depth at a dock in one season can differ a lot in another.
5. What does flood insurance cost for this property, and what does the current flood map show?Get a quote from an insurer or agent. A flood zone is not a premium, and no zone does not mean no risk.
6. What maintenance does the shoreline need (seawall, bulkhead, riprap, erosion), and what has been done recently?Shoreline structures are expensive to repair; ask for records and inspection reports.
7. How are water, sewer or septic, and power provided?Waterfront septic systems and wells can have extra rules and inspections.
8. How do you reach the property by road year-round, and who maintains that road?Some waterfront roads are private, seasonal or shared.
9. What local rules apply: rentals, docks, boat lifts, fences, tree removal, setbacks?Rules come from the town, county, state, lake authority or association and vary widely.

Printable due-diligence checklist · Ownership budget planner · FEMA Flood Map Service Center (official flood maps; look up the address yourself)

Guides and next steps

• Waterfront homes in Florida
• More river listings in Florida
• What counts as waterfront

Listing courtesy of Re/max Premier Realty. Listings provided by MyStateMLS.

Listing last updated by the brokerage Oct 30, 2026, 11:50 AM UTC. Waterfront Homes last received MyStateMLS data Oct 30, 2026, 6:32 PM UTC. Information is deemed reliable but not guaranteed; verify all details with the listing agent.