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For saleVirtual tour

$850,000

4 beds3,206 sq ft0.22 acres

7914 Sw 199th TerCutler Bay, FL 33189

Homes, condos and townhomes · MLS 11435532 · Listed 620 days ago (Feb 17, 2025)

Ocean or gulf · Lake or reservoir · Direct parcel frontage · Waterfront details

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For sale: Listed and available according to the MyStateMLS feed.

About this property

This spacious 4-bed, 3-bath lakefront home offers over 3,000 sq ft of potential and stunning views! Ready for a homeowner to personalize to their taste, the property boasts an open floor plan, large windows framing the serene lake, and a sizable backyard ideal for entertaining. Situated in a highly desirable single family neighborhood, this home presents an exciting opportunity to unlock its full value with some thoughtful enhancements. Whether you're looking to update and capitalize on the generous square footage and value of this home or reimagine it for future buyers, this is a must-see opportunity!

Description provided by the listing brokerage.

MLS-reported waterfront

Waterfront details

The listing represents the offered parcel itself as adjoining the water. This is what the listing reports, not a survey or a title finding.

Relationship to the water
Direct parcel frontage
Water body
Not provided. Ask the listing agent.
Frontage length
Not provided. Ask the listing agent.
Water access arrangement
Not provided. Ask the listing agent.
Docks, slips, lifts, moorings
Dock reported
Dock depth
Not provided. Ask the listing agent.
Shoreline
Not provided. Ask the listing agent.
Seasonal or tidal conditions
Not provided. Ask the listing agent.
Boating limits (bridges, depth, open-water access)
Not provided. Ask the listing agent.

The listing reports a dock. It does not say whether the dock is private, shared or transferable, or what boats it fits.

Why this is listed as waterfront
  • WaterfrontYN “Yes”: The listing is marked waterfront.
  • WaterfrontFeatures “Ocean Front, Lake Front”: Includes a "… Front" value describing frontage.
  • PropertyTypeDetail “house”: Property form used to read the frontage relationship.

Classified from fields in the MyStateMLS listing data. It has not been independently verified, and it is not a survey, title examination or legal determination of shoreline or access rights. Rules version 2026-10-29.1. How we classify waterfront

Something wrong with this classification? Report a waterfront classification issue. Questions about frontage, docks or access are best answered by Compass Florida, LLC.

Facts

List price
$850,000
Status
For sale
Property type
House
Bedrooms
4
Full baths
3
Interior area
3,206 sq ft
Lot size
0.22 acres (9,760 sq ft)
Year built
1979
Garage spaces
2
County
Miami-Dade County
MLS number
11435532
Annual property tax (2024)
$4,053

Facts are reported by the listing brokerage. Items not listed were not provided; that does not mean the property lacks them.

Features

Interior

  • Walk-In Closet(s)
  • Entrance Foyer

Exterior

  • Dock

Appliances

  • Washer
  • Microwave
  • Refrigerator
  • Dryer
  • Dishwasher

Flooring

  • Tile
  • Carpet

Parking

  • Driveway

Roof

  • Asphalt

Sewer

  • Other

Virtual tours

Open virtual tour on www.propertypanorama.com

Location

The pin is the listing's reported coordinates and may be approximate. It is not a parcel boundary or shoreline, and no flood, wetland or hazard conclusion should be drawn from it. See more listings in Cutler Bay.

Price and status history

    Changes observed by Waterfront Homes in MyStateMLS data since Oct 29, 2026. This is not a public-record sales history; MyStateMLS does not publish sold prices.

    Estimate a monthly payment

    $170,000
    Illustrative. Replace with a quote from your lender.
    From the listing (tax year 2024). Taxes can change after a sale.
    Get a quote; rates vary widely by location.
    Manufactured homes on a leased lot.
    Applied only while the loan is over 80% of the price. Illustrative.

    Estimated monthly payment

    $4,886 per month

    Principal and interest$4,298
    Property tax$338
    Homeowners insurance$250
    Loan amount$680,000
    Total interest over the term$867,303

    An estimate for comparison only, not a loan offer or approval. Actual rates, taxes, insurance, PMI and fees depend on your lender, credit, location and loan program.

    Similar waterfront listings nearby

    Waterfront listings of the same property type and water type in Cutler Bay, priced within 25% of this listing ($637,500 to $1,062,500), newest first. Each one passes the same waterfront rules. See all matches

    Covered entryway featuring large-format tile flooring, double-door entry, and windows with grid detailing
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    $780,000

    4 beds2,067 sq ft

    Ocean or gulf · CanalDirect parcel frontage

    10110 Broad Channel DrCutler Bay, FL 33157

    House · MLS 12039846

    Listing courtesy of Florida Realty of Miami Corp · MyStateMLS

    Photo 1 of 30, home at 7914 Sw 199th Ter, Cutler Bay, FL 33189
    For saleDock reportedVirtual tour

    $950,000

    4 beds3,206 sq ft

    Ocean or gulf · Lake or reservoirDirect parcel frontage

    7914 Sw 199th TerCutler Bay, FL 33189

    House · MLS 11395654

    Listing courtesy of Compass Florida, LLC · MyStateMLS

    Questions to ask before you buy

    Questions worth investigating for any waterfront property. They are not claims that this property has a problem or meets any condition.

    1. Who owns the shoreline and the land under the water, and are there easements or public-access rights along it?Ownership can stop at a high-water line, a survey line or a seawall. A title search and survey answer this, not the listing.
    2. Is a dock, slip, lift or mooring included, and do the rights transfer to you?Docks can be shared, leased, assigned by an association or held under a permit that does not automatically transfer.
    3. What permits exist for the dock, seawall or other shoreline structures, and what would new work require?Shoreline work is often regulated by local, state and federal agencies.
    4. How much does the water level change by season, by tide or by reservoir management?Depth at a dock in one season can differ a lot in another.
    5. What does flood insurance cost for this property, and what does the current flood map show?Get a quote from an insurer or agent. A flood zone is not a premium, and no zone does not mean no risk.
    6. What maintenance does the shoreline need (seawall, bulkhead, riprap, erosion), and what has been done recently?Shoreline structures are expensive to repair; ask for records and inspection reports.
    7. How are water, sewer or septic, and power provided?Waterfront septic systems and wells can have extra rules and inspections.
    8. How do you reach the property by road year-round, and who maintains that road?Some waterfront roads are private, seasonal or shared.
    9. What local rules apply: rentals, docks, boat lifts, fences, tree removal, setbacks?Rules come from the town, county, state, lake authority or association and vary widely.

    Printable due-diligence checklist · Ownership budget planner · FEMA Flood Map Service Center (official flood maps; look up the address yourself)

    Guides and next steps

    Listing courtesy of Compass Florida, LLC. Listings provided by MyStateMLS.

    Listing last updated by the brokerage Feb 19, 2025, 12:50 PM UTC. Waterfront Homes last received MyStateMLS data Oct 30, 2026, 3:43 PM UTC. Information is deemed reliable but not guaranteed; verify all details with the listing agent.