For saleReduced $30,100 from $750,000

$719,900

3 beds2,393 sq ft0.15 acres

9510 Paradise DrPanama City Beach, FL 32413

Homes, condos and townhomes · MLS 11593798 · Listed 374 days ago (Oct 21, 2025)

Pond · Waterfront, relationship not specified · Waterfront details

Report a problem

For sale: Listed and available according to the MyStateMLS feed.

About this property

Welcome to Latitude Margaritaville Watersound, a 55+ active lifestyle community near the white sand beaches of Panama City Beach. This award winning community offers a beautiful Town Square, resort style pool, exercise facility, pickleball, tennis, a two story Bar/Restaurant overlooking the intracoastal waterway, entertainment in the amphitheater and much more. A marina offering access to the gulf and a commercial shopping center are under construction. This Cabana Bay model, which is one of the largest Beach Collection floor plans available, is practically new, lived in less than a year and still under warranty until October 2026. The owners included more than $120,000 in upgrades from the builder and the home has been professionally painted. Level 5 tile floors, level 6 quartz countertops and backsplash, whole house crown molding, 8' doors and so much more. (A detailed list of upgrades is available on request) The Cabana Bay offers an open floor plan, a large Master bedroom with large his/her walk in closets. It features a Study with glass doors and a wet bar just off the entry hallway. The spacious kitchen is a dream with a large Island and gas cooktop. You may have heard that you are being presented with all available listings. Unfortunately that probably isn't true. There are several MLS systems in this area and they have different listings. What you see on Zillow, isn't always what's on the Homes, Realtor or other websites. Feel free to call for a more in depth explanation and how to truly see all of the listings. Please reach out with any questions or to arrange a showing.

Description provided by the listing brokerage.

MLS-reported waterfront

Waterfront details

The listing reports the property as waterfront but does not say how it meets the water. Ask the listing agent whether the parcel itself adjoins the shoreline.

Relationship to the water
Waterfront, relationship not specified
Water type
Pond
Water body
Not provided. Ask the listing agent.
Frontage length
Not provided. Ask the listing agent.
Water access arrangement
Not provided. Ask the listing agent.
Docks, slips, lifts, moorings
Not provided. Ask the listing agent.
Dock depth
Not provided. Ask the listing agent.
Shoreline
Not provided. Ask the listing agent.
Seasonal or tidal conditions
Not provided. Ask the listing agent.
Boating limits (bridges, depth, open-water access)
Not provided. Ask the listing agent.
Why this is listed as waterfront
  • WaterfrontYN “Yes”: The listing is marked waterfront.
  • WaterfrontFeatures “Pond”: Describes the water without a frontage value.
  • PropertyTypeDetail “house”: Property form used to read the frontage relationship.

Classified from fields in the MyStateMLS listing data. It has not been independently verified, and it is not a survey, title examination or legal determination of shoreline or access rights. Rules version 2026-10-29.1. How we classify waterfront

Something wrong with this classification? Report a waterfront classification issue. Questions about frontage, docks or access are best answered by George Schempf of DESTINY REALTY.

Facts

List price
$719,900
Original list price
$750,000
Status
For sale
Property type
House (Ranch)
Bedrooms
3
Full baths
2
Half baths
1
Interior area
2,393 sq ft
Lot size
0.15 acres
Year built
2024
Stories
1
Garage spaces
2
County
Bay County
HOA / association fee
$324 monthly
MLS number
11593798
Annual property tax (2024)
$6,319

Facts are reported by the listing brokerage. Items not listed were not provided; that does not mean the property lacks them.

Features

Interior

  • Walk-In Closet(s)
  • Entrance Foyer
  • Master Downstairs

Appliances

  • Range
  • Microwave
  • Water Heater
  • Disposal
  • Dishwasher

Flooring

  • Tile

Heating

  • Zoned
  • Forced Air
  • Electric

Construction

  • Hardi Plank Type

Roof

  • Asphalt

Water

  • Public (Water Source)

Sewer

  • Other

Location

The pin is the listing's reported coordinates and may be approximate. It is not a parcel boundary or shoreline, and no flood, wetland or hazard conclusion should be drawn from it. See more listings in Panama City Beach.

Price and status history

  • Original list price reported by the brokerage: $750,000

Changes observed by Waterfront Homes in MyStateMLS data since Oct 29, 2026. This is not a public-record sales history; MyStateMLS does not publish sold prices.

Estimate a monthly payment

$143,980
Illustrative. Replace with a quote from your lender.
From the listing (tax year 2024). Taxes can change after a sale.
Get a quote; rates vary widely by location.
Manufactured homes on a leased lot.
Applied only while the loan is over 80% of the price. Illustrative.

Estimated monthly payment

$4,699 per month

Principal and interest$3,640
Property tax$527
Homeowners insurance$208
HOA dues$324
Loan amount$575,920
Total interest over the term$734,554

An estimate for comparison only, not a loan offer or approval. Actual rates, taxes, insurance, PMI and fees depend on your lender, credit, location and loan program.

Questions to ask before you buy

Questions worth investigating for any waterfront property. They are not claims that this property has a problem or meets any condition.

  1. Who owns the shoreline and the land under the water, and are there easements or public-access rights along it?Ownership can stop at a high-water line, a survey line or a seawall. A title search and survey answer this, not the listing.
  2. Is a dock, slip, lift or mooring included, and do the rights transfer to you?Docks can be shared, leased, assigned by an association or held under a permit that does not automatically transfer.
  3. What permits exist for the dock, seawall or other shoreline structures, and what would new work require?Shoreline work is often regulated by local, state and federal agencies.
  4. How much does the water level change by season, by tide or by reservoir management?Depth at a dock in one season can differ a lot in another.
  5. What does flood insurance cost for this property, and what does the current flood map show?Get a quote from an insurer or agent. A flood zone is not a premium, and no zone does not mean no risk.
  6. What maintenance does the shoreline need (seawall, bulkhead, riprap, erosion), and what has been done recently?Shoreline structures are expensive to repair; ask for records and inspection reports.
  7. How are water, sewer or septic, and power provided?Waterfront septic systems and wells can have extra rules and inspections.
  8. How do you reach the property by road year-round, and who maintains that road?Some waterfront roads are private, seasonal or shared.
  9. What local rules apply: rentals, docks, boat lifts, fences, tree removal, setbacks?Rules come from the town, county, state, lake authority or association and vary widely.

Printable due-diligence checklist · Ownership budget planner · FEMA Flood Map Service Center (official flood maps; look up the address yourself)

Guides and next steps

Listing courtesy of DESTINY REALTY. Listing agent: George Schempf. Listings provided by MyStateMLS.

Listing last updated by the brokerage Sep 15, 2026, 4:37 AM UTC. Waterfront Homes last received MyStateMLS data Oct 30, 2026, 7:01 PM UTC. Information is deemed reliable but not guaranteed; verify all details with the listing agent.