For saleVirtual tour

$485,000

3 beds1,300 sq ft0.62 acres

442974 South Shore Dr.Lake City, SD 57247

Homes, condos and townhomes · MLS 11894877 · Listed 101 days ago (Jul 20, 2026)

Clear Lake · Lake or reservoir · Direct parcel frontage · Waterfront details

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For sale: Listed and available according to the MyStateMLS feed.

About this property

Wade into sandy shoreline on the Southeast edge of Clear Lake. A rare find. This seasonal home has a view of the whole lake with 50' of shoreline, a large maintenance free lakeside deck and a 24 x 32 two stall garage. The home has 1,300 square feet of living space, three + bedrooms and one bath. The interior has just undergone several upgrades from flooring to millwork. Sitting on a deep 543' lot this property offers flexibility for parking, future expansion, etc. Call and schedule a look today!

Description provided by the listing brokerage.

MLS-reported waterfront

Waterfront details

The listing represents the offered parcel itself as adjoining the water. This is what the listing reports, not a survey or a title finding.

Relationship to the water
Direct parcel frontage
Water body
Clear Lake (as reported)Name as reported by the listing (not matched to a mapped water body)
Frontage length
"50" (unit not stated)
Water access arrangement
Not provided. Ask the listing agent.
Docks, slips, lifts, moorings
Not provided. Ask the listing agent.
Dock depth
Not provided. Ask the listing agent.
Shoreline
Not provided. Ask the listing agent.
Seasonal or tidal conditions
Not provided. Ask the listing agent.
Boating limits (bridges, depth, open-water access)
Not provided. Ask the listing agent.
Why this is listed as waterfront
  • WaterfrontYN “Yes”: The listing is marked waterfront.
  • WaterfrontFeatures “Lake Front”: Includes a "… Front" value describing frontage.
  • PropertyTypeDetail “house”: Property form used to read the frontage relationship.

Classified from fields in the MyStateMLS listing data. It has not been independently verified, and it is not a survey, title examination or legal determination of shoreline or access rights. Rules version 2026-10-29.1. How we classify waterfront

Something wrong with this classification? Report a waterfront classification issue. Questions about frontage, docks or access are best answered by Josh Kraft of Dakota View Realty & Auctions.

Facts

List price
$485,000
Status
For sale
Property type
House
Bedrooms
3
Full baths
1
Interior area
1,300 sq ft
Lot size
0.62 acres (27,150 sq ft)
Year built
1910
Garage spaces
2
County
Marshall County
MLS number
11894877
Annual property tax
$2,180

Facts are reported by the listing brokerage. Items not listed were not provided; that does not mean the property lacks them.

Features

Flooring

  • Laminate
  • Carpet

Construction

  • Vinyl Siding

Roof

  • Asphalt

Virtual tours

Location

The pin is the listing's reported coordinates and may be approximate. It is not a parcel boundary or shoreline, and no flood, wetland or hazard conclusion should be drawn from it. See more listings in Lake City.

Price and status history

    Changes observed by Waterfront Homes in MyStateMLS data since Oct 29, 2026. This is not a public-record sales history; MyStateMLS does not publish sold prices.

    Estimate a monthly payment

    $97,000
    Illustrative. Replace with a quote from your lender.
    From the listing. Taxes can change after a sale.
    Get a quote; rates vary widely by location.
    Manufactured homes on a leased lot.
    Applied only while the loan is over 80% of the price. Illustrative.

    Estimated monthly payment

    $2,776 per month

    Principal and interest$2,452
    Property tax$182
    Homeowners insurance$142
    Loan amount$388,000
    Total interest over the term$494,873

    An estimate for comparison only, not a loan offer or approval. Actual rates, taxes, insurance, PMI and fees depend on your lender, credit, location and loan program.

    Questions to ask before you buy

    Questions worth investigating for any waterfront property. They are not claims that this property has a problem or meets any condition.

    1. Who owns the shoreline and the land under the water, and are there easements or public-access rights along it?Ownership can stop at a high-water line, a survey line or a seawall. A title search and survey answer this, not the listing.
    2. Is a dock, slip, lift or mooring included, and do the rights transfer to you?Docks can be shared, leased, assigned by an association or held under a permit that does not automatically transfer.
    3. What permits exist for the dock, seawall or other shoreline structures, and what would new work require?Shoreline work is often regulated by local, state and federal agencies.
    4. How much does the water level change by season, by tide or by reservoir management?Depth at a dock in one season can differ a lot in another.
    5. What does flood insurance cost for this property, and what does the current flood map show?Get a quote from an insurer or agent. A flood zone is not a premium, and no zone does not mean no risk.
    6. What maintenance does the shoreline need (seawall, bulkhead, riprap, erosion), and what has been done recently?Shoreline structures are expensive to repair; ask for records and inspection reports.
    7. How are water, sewer or septic, and power provided?Waterfront septic systems and wells can have extra rules and inspections.
    8. How do you reach the property by road year-round, and who maintains that road?Some waterfront roads are private, seasonal or shared.
    9. What local rules apply: rentals, docks, boat lifts, fences, tree removal, setbacks?Rules come from the town, county, state, lake authority or association and vary widely.

    Printable due-diligence checklist · Ownership budget planner · FEMA Flood Map Service Center (official flood maps; look up the address yourself)

    Guides and next steps

    Listing courtesy of Dakota View Realty & Auctions. Listing agent: Josh Kraft. Listings provided by MyStateMLS.

    Listing last updated by the brokerage Jul 20, 2026, 6:48 PM UTC. Waterfront Homes last received MyStateMLS data Oct 29, 2026, 8:31 PM UTC. Information is deemed reliable but not guaranteed; verify all details with the listing agent.