For saleReduced $30,000 from $495,000Virtual tour

$465,000

4 beds2,152 sq ft3.1 acres

738 County Route 5East Chatham, NY 12060

Homes, condos and townhomes · MLS 11920733 · Listed 84 days ago (Aug 7, 2026)

private small pond · Pond · Waterfront, relationship not specified · Waterfront details

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For sale: Listed and available according to the MyStateMLS feed.

About this property

Rustic mid-century modern sprawling ranch, built in 1951. Designed with entertaining in mind, whether in the very large dining room with cathedral ceiling, the generously sized living room with wood burning stove, or the private screened in porch - your friends and family can make themselves right at home.The primary bedroom includes a tucked away stackable washer/dryer, ensuite bathroom and access to the back deck. The three other bedrooms are spaced apart with privacy in mind. Another full bath and 1/2 bath round out the single floor living. A full, dry basement boasts the newly installed furnace and allows for plenty of storage. The 3-acre lot is mostly cleared and ready for gardens, a pool or whatever your heart desires. The small pond is also a great place to find peace and serenity. Minutes to numerous trails, ponds, and protected NY State forests. Less than a 1/2 hour to Catamount and Jimmy Peak for skiing. Close to the Berkshires, Chatham, Hudson and I-90.

Description provided by the listing brokerage.

MLS-reported waterfront

Waterfront details

The listing reports the property as waterfront but does not say how it meets the water. Ask the listing agent whether the parcel itself adjoins the shoreline.

Relationship to the water
Waterfront, relationship not specified
Water type
Pond
Water body
private small pond (as reported)Name as reported by the listing (not matched to a mapped water body)
Frontage length
Not provided. Ask the listing agent.
Water access arrangement
Not provided. Ask the listing agent.
Docks, slips, lifts, moorings
Not provided. Ask the listing agent.
Dock depth
Not provided. Ask the listing agent.
Shoreline
Not provided. Ask the listing agent.
Seasonal or tidal conditions
Not provided. Ask the listing agent.
Boating limits (bridges, depth, open-water access)
Not provided. Ask the listing agent.
Why this is listed as waterfront
  • WaterfrontYN “Yes”: The listing is marked waterfront.
  • WaterfrontFeatures “Pond”: Describes the water without a frontage value.
  • PropertyTypeDetail “house”: Property form used to read the frontage relationship.

Classified from fields in the MyStateMLS listing data. It has not been independently verified, and it is not a survey, title examination or legal determination of shoreline or access rights. Rules version 2026-10-29.1. How we classify waterfront

Something wrong with this classification? Report a waterfront classification issue. Questions about frontage, docks or access are best answered by John Peterson of THE TRUSS GROUP LLC.

Facts

List price
$465,000
Original list price
$495,000
Status
For sale
Property type
House (Ranch)
Bedrooms
4
Full baths
2
Half baths
1
Interior area
2,152 sq ft
Lot size
3.1 acres
Year built
1951
Stories
1
Garage spaces
1
County
Columbia County
MLS number
11920733
Annual property tax
$6,278

Facts are reported by the listing brokerage. Items not listed were not provided; that does not mean the property lacks them.

Features

Interior

  • Entrance Foyer
  • Master Downstairs

Appliances

  • Washer
  • Range
  • Refrigerator
  • Dryer
  • Dishwasher

Flooring

  • Tile
  • Hardwood
  • Carpet

Basement

  • Unfinished
  • Bilco Doors

Heating

  • Forced Air
  • Oil

Construction

  • Aluminum

Roof

  • Asphalt

Water

  • Well

Sewer

  • Septic Tank

Virtual tours

Location

The pin is the listing's reported coordinates and may be approximate. It is not a parcel boundary or shoreline, and no flood, wetland or hazard conclusion should be drawn from it. See more listings in East Chatham.

Price and status history

  • Original list price reported by the brokerage: $495,000

Changes observed by Waterfront Homes in MyStateMLS data since Oct 29, 2026. This is not a public-record sales history; MyStateMLS does not publish sold prices.

Estimate a monthly payment

$93,000
Illustrative. Replace with a quote from your lender.
From the listing. Taxes can change after a sale.
Get a quote; rates vary widely by location.
Manufactured homes on a leased lot.
Applied only while the loan is over 80% of the price. Illustrative.

Estimated monthly payment

$3,012 per month

Principal and interest$2,351
Property tax$523
Homeowners insurance$138
Loan amount$372,000
Total interest over the term$474,465

An estimate for comparison only, not a loan offer or approval. Actual rates, taxes, insurance, PMI and fees depend on your lender, credit, location and loan program.

Questions to ask before you buy

Questions worth investigating for any waterfront property. They are not claims that this property has a problem or meets any condition.

  1. Who owns the shoreline and the land under the water, and are there easements or public-access rights along it?Ownership can stop at a high-water line, a survey line or a seawall. A title search and survey answer this, not the listing.
  2. Is a dock, slip, lift or mooring included, and do the rights transfer to you?Docks can be shared, leased, assigned by an association or held under a permit that does not automatically transfer.
  3. What permits exist for the dock, seawall or other shoreline structures, and what would new work require?Shoreline work is often regulated by local, state and federal agencies.
  4. How much does the water level change by season, by tide or by reservoir management?Depth at a dock in one season can differ a lot in another.
  5. What does flood insurance cost for this property, and what does the current flood map show?Get a quote from an insurer or agent. A flood zone is not a premium, and no zone does not mean no risk.
  6. What maintenance does the shoreline need (seawall, bulkhead, riprap, erosion), and what has been done recently?Shoreline structures are expensive to repair; ask for records and inspection reports.
  7. How are water, sewer or septic, and power provided?Waterfront septic systems and wells can have extra rules and inspections.
  8. How do you reach the property by road year-round, and who maintains that road?Some waterfront roads are private, seasonal or shared.
  9. What local rules apply: rentals, docks, boat lifts, fences, tree removal, setbacks?Rules come from the town, county, state, lake authority or association and vary widely.

Printable due-diligence checklist · Ownership budget planner · FEMA Flood Map Service Center (official flood maps; look up the address yourself)

Guides and next steps

Listing courtesy of THE TRUSS GROUP LLC. Listing agent: John Peterson. Listings provided by MyStateMLS.

Listing last updated by the brokerage Sep 26, 2026, 3:08 PM UTC. Waterfront Homes last received MyStateMLS data Oct 30, 2026, 6:32 PM UTC. Information is deemed reliable but not guaranteed; verify all details with the listing agent.