For saleReduced $9,500 from $105,000Leased lot

$95,500

3 beds1,568 sq ft

203 Monterey Cypress BlvdWinter Haven, FL 33884

Manufactured and mobile homes · MLS 11678226 · Listed 221 days ago (Mar 23, 2026)

Pond · Shared waterfront site · Waterfront details

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For sale: Listed and available according to the MyStateMLS feed.

About this property

Charming Waterfront Retreat in Florida! NEW ROOF 2025! Discover your dream home with this stunning 2008 Fleetwood model that boasts breathtaking views of a serene lake. Imagine sipping your morning coffee while watching Florida's vibrant birds from your cozy dining area or spacious living room. This meticulously maintained residence features an inviting vinyl-windowed Florida room, perfectly positioned off the kitchen, offering an additional 144 sq ft of living space and a tranquil view of the pond. Step inside to find a beautifully appointed kitchen with oak cabinetry, a breakfast bar, and white appliances, including a refrigerator, electric range, built-in microwave, and dishwasher-ideal for culinary enthusiasts! The living room is bathed in natural light, showcasing gleaming laminate wood plank flooring and a lighted ceiling fan, making it a perfect space for relaxation and entertainment. The master retreat is a true sanctuary, featuring ample space for a king-sized bed, a comfortable sitting area, and a luxurious master bath complete with a double vanity, a garden tub, and a step-in shower. Each of the secondary bedrooms is generously sized and includes walk-in closets, ensuring everyone has their own space. With two well-appointed bathrooms, a spacious laundry closet, and an 8 x 7 shed for additional storage, this home combines practicality with comfort. Don't miss out on this incredible opportunity to own an affordable piece of Florida paradise. Schedule your viewing today and experience the beauty for yourself! Welcome to Cypress Creek Village: Your Dream Gated Community! Discover the enchanting lifestyle at Cypress Creek Village, a stunning gated community nestled in a picturesque country setting in Southeast Winter Haven. Just minutes from HWY 27, you'll enjoy effortless access to the vibrant city of Orlando and all it has to offer. Engage in daily, weekly, and monthly activities at the inviting Residents Club House, where you'll find a sense of community and camaraderie. Dive into relaxation at the large heated swimming pool and spa or indulge in friendly competition in the gorgeous billiard room and shuffleboard area. With one of Winter Haven's premier golf courses located right across the street, you'll have endless opportunities for leisure and recreation. Cypress Creek Village is meticulously maintained, ensuring beautiful grounds and an inviting atmosphere year-round. Plus, with no credit check required for applications, making this community your new home has never been easier! Located just half a mile west of HWY 27 off Dundee Road (SR542), you'll be close to the stunning "Chain of Lakes," featuring 16 lakes interconnected by serene channels. Enjoy convenient shopping, with a Wal-Mart Super Center just a short drive away on Cypress Gardens Blvd. Experience the lifestyle you deserve at Cypress Creek Village, where there's always something happening, and where you'll truly love living! "While all information is considered reliable, we encourage prospective buyers to conduct their own personal inspections for a comprehensive understanding of the property's condition and measurements. Please note that American Mobile Home Sales of Tampa Bay Inc. cannot guarantee the accuracy of this information. As a buyer, you will be responsible for all closing costs, sales tax, and title transfer fees associated with the purchase. The buyer assumes full responsibility for obtaining all current rates for lot rent, fees, and any pass-on costs, as well as to familiarize yourself with the lease agreement and community regulations. For these details, please reach out to the community or park manager directly. American Mobile Home Sales of Tampa Bay Inc. is not responsible for quoting said fees or policies."

Description provided by the listing brokerage.

MLS-reported waterfront

Waterfront details

The home is part of a condominium, cooperative or community whose shared site is reported as waterfront. Shoreline and docks are typically common or community property, not owned by the individual unit.

Relationship to the water
Shared waterfront site
Water type
Pond
Water body
Not provided. Ask the listing agent.
Frontage length
Not provided. Ask the listing agent.
Water access arrangement
Not provided. Ask the listing agent.
Docks, slips, lifts, moorings
Not provided. Ask the listing agent.
Dock depth
Not provided. Ask the listing agent.
Shoreline
Not provided. Ask the listing agent.
Seasonal or tidal conditions
Not provided. Ask the listing agent.
Boating limits (bridges, depth, open-water access)
Not provided. Ask the listing agent.
Why this is listed as waterfront
  • WaterfrontYN “Yes”: The listing is marked waterfront.
  • WaterfrontFeatures “Pond”: Describes the water without a frontage value.
  • PropertyTypeDetail “mob-man”: Property form used to read the frontage relationship.
  • LandLeaseYN “Yes”: The home is on a leased lot in a community; the land is not part of the sale.

Classified from fields in the MyStateMLS listing data. It has not been independently verified, and it is not a survey, title examination or legal determination of shoreline or access rights. Rules version 2026-10-29.1. How we classify waterfront

Something wrong with this classification? Report a waterfront classification issue. Questions about frontage, docks or access are best answered by Tanya Johnston of American Mobile Home Sales of Tampa Bay, Inc..

Facts

List price
$95,500
Original list price
$105,000
Status
For sale
Property type
Manufactured home
Bedrooms
3
Full baths
2
Interior area
1,568 sq ft
Year built
2008
Stories
1
County
Polk County
MLS number
11678226

Facts are reported by the listing brokerage. Items not listed were not provided; that does not mean the property lacks them.

Manufactured home details

Year manufactured
2008
Land
Leased lot (land not included)
Land lease amount
$630 (period not specified by the source)

Lot rent is separate from any HOA fee and is set by the community. Ask the listing agent for the current lease terms and what the rent includes.

Features

Interior

  • Walk-In Closet(s)

Appliances

  • Washer
  • Range
  • Microwave
  • Water Heater
  • Refrigerator
  • Dryer
  • Disposal
  • Dishwasher

Flooring

  • Tile
  • Laminate
  • Carpet

Heating

  • Heat Pump
  • Zoned
  • Electric

Parking

  • Carport

Construction

  • Vinyl Siding

Roof

  • Asphalt

Water

  • Public (Water Source)

Sewer

  • Other

Lot

  • Sprinklers In Front

Location

The pin is the listing's reported coordinates and may be approximate. It is not a parcel boundary or shoreline, and no flood, wetland or hazard conclusion should be drawn from it. See more listings in Winter Haven.

Price and status history

  • Original list price reported by the brokerage: $105,000

Changes observed by Waterfront Homes in MyStateMLS data since Oct 29, 2026. This is not a public-record sales history; MyStateMLS does not publish sold prices.

Estimate a monthly payment

$19,100
Illustrative. Replace with a quote from your lender.
Estimate. Check the county assessor for the actual amount.
Get a quote; rates vary widely by location.
Manufactured homes on a leased lot.
Applied only while the loan is over 80% of the price. Illustrative.

Estimated monthly payment

$592 per month

Principal and interest$483
Property tax$80
Homeowners insurance$29
Loan amount$76,400
Total interest over the term$97,444

An estimate for comparison only, not a loan offer or approval. Actual rates, taxes, insurance, PMI and fees depend on your lender, credit, location and loan program.

Similar waterfront listings nearby

Waterfront listings of the same property type and water type in Winter Haven, priced within 25% of this listing ($71,625 to $119,375), newest first. Each one passes the same waterfront rules. See all matches

Photo 1 of 57, manufactured home at 1035 Hook Lane #1035, Winter Haven, FL 33881
For saleLeased lot

$74,900

2 beds1,539 sq ft

PondShared waterfront site

1035 Hook Lane #1035Winter Haven, FL 33881

Manufactured home · MLS 12038184

Listing courtesy of CRF Communities · MyStateMLS

Photo 1 of 27, manufactured home at 333 Midnight Cypress #9, Winter Haven, FL 33881
For saleLeased lot

$115,000

3 beds1,568 sq ft

PondShared waterfront site

333 Midnight Cypress #9Winter Haven, FL 33881

Manufactured home · MLS 11850398

Listing courtesy of CRF Communities · MyStateMLS

Photo 1 of 32, manufactured home at 502 Leyland Cypress Way, Winter Haven, FL 33881
For saleLeased lotVirtual tour

$98,800

2 beds1,344 sq ft

PondShared waterfront site

502 Leyland Cypress WayWinter Haven, FL 33881

Manufactured home · MLS 11581294

Listing courtesy of CRF Communities · MyStateMLS

Questions to ask before you buy

Questions worth investigating for any waterfront property. They are not claims that this property has a problem or meets any condition.

  1. Who owns the shoreline and the land under the water, and are there easements or public-access rights along it?Ownership can stop at a high-water line, a survey line or a seawall. A title search and survey answer this, not the listing.
  2. Is a dock, slip, lift or mooring included, and do the rights transfer to you?Docks can be shared, leased, assigned by an association or held under a permit that does not automatically transfer.
  3. What permits exist for the dock, seawall or other shoreline structures, and what would new work require?Shoreline work is often regulated by local, state and federal agencies.
  4. How much does the water level change by season, by tide or by reservoir management?Depth at a dock in one season can differ a lot in another.
  5. What does flood insurance cost for this property, and what does the current flood map show?Get a quote from an insurer or agent. A flood zone is not a premium, and no zone does not mean no risk.
  6. What maintenance does the shoreline need (seawall, bulkhead, riprap, erosion), and what has been done recently?Shoreline structures are expensive to repair; ask for records and inspection reports.
  7. How are water, sewer or septic, and power provided?Waterfront septic systems and wells can have extra rules and inspections.
  8. How do you reach the property by road year-round, and who maintains that road?Some waterfront roads are private, seasonal or shared.
  9. What local rules apply: rentals, docks, boat lifts, fences, tree removal, setbacks?Rules come from the town, county, state, lake authority or association and vary widely.

Printable due-diligence checklist · Ownership budget planner · FEMA Flood Map Service Center (official flood maps; look up the address yourself)

Guides and next steps

Listing courtesy of American Mobile Home Sales of Tampa Bay, Inc.. Listing agent: Tanya Johnston. Listings provided by MyStateMLS.

Listing last updated by the brokerage Oct 19, 2026, 9:13 AM UTC. Waterfront Homes last received MyStateMLS data Oct 30, 2026, 4:31 PM UTC. Information is deemed reliable but not guaranteed; verify all details with the listing agent.