$249,900
9061 48th Terrace NSt. Petersburg, FL 33708
Manufactured and mobile homes · MLS 11889604 · Listed 105 days ago (Jul 16, 2026)
Boca Ciega Bay · Canal · Bay, harbor, inlet or sound · Shared waterfront site · Waterfront details
For sale: Listed and available according to the MyStateMLS feed.
About this property
Welcome to one of the most IMPRESSIVE waterfront opportunities available in Harbor Lights, one of St. Petersburg's most DESIRABLE, PET-FRIENDLY waterfront communities located directly on beautiful BOCA CIEGA BAY. This COMPLETELY REMODELED residence perfectly combines LUXURY finishes, MODERN COASTAL design, and true FLORIDA WATERFRONT LIVING with DIRECT BOATING ACCESS, BREATHTAKING MARINA VIEWS, and RESORT-STYLE AMENITIES just steps from your front door. From the moment you arrive, you'll immediately appreciate the home's OUTSTANDING CURB APPEAL featuring FRESH COASTAL COLORS, TROPICAL LANDSCAPING, OVERSIZED PAVER PATIOS, and EXPANSIVE OUTDOOR ENTERTAINING SPACES designed to maximize every SUNSET and WATERFRONT BREEZE. The backyard is truly SPECTACULAR. Relax in Adirondack chairs overlooking the marina, watch dolphins play in the canal, enjoy morning coffee as boats leave the harbor, or entertain family and friends on the BEAUTIFULLY DESIGNED WATERFRONT PATIO. This is FLORIDA WATERFRONT LIVING AT ITS FINEST. Inside, the home has been thoughtfully REMODELED FROM TOP TO BOTTOM with an ELEGANT OPEN-CONCEPT FLOOR PLAN that seamlessly connects the GOURMET KITCHEN, dining area, and SPACIOUS LIVING ROOM. LUXURY WATERPROOF FLOORING flows throughout while ABUNDANT WINDOWS fill the home with NATURAL LIGHT and showcase STUNNING WATER VIEWS. The CHEF'S KITCHEN serves as the centerpiece of the home and features: - LARGE CENTER ISLAND with seating - GORGEOUS STONE COUNTERTOPS throughout - CUSTOM WHITE SOFT-CLOSE CABINETRY - STAINLESS STEEL APPLIANCE PACKAGE - DESIGNER TILE BACKSPLASH - STAINLESS STEEL RANGE HOOD - BUILT-IN MICROWAVE - WINE REFRIGERATOR and WET BAR with additional sink - OPEN FLOATING DISPLAY SHELVING - LARGE PANTRY STORAGE - MARINA VIEWS directly from the kitchen sink The SPACIOUS LIVING ROOM offers plenty of room for entertaining while maintaining SPECTACULAR WATER VIEWS and direct access to the ENCLOSED WATERFRONT FLORIDA ROOM, creating the perfect INDOOR/OUTDOOR LIFESTYLE. The ENCLOSED WATERFRONT FLORIDA ROOM serves as an additional YEAR-ROUND LIVING SPACE where you'll enjoy PANORAMIC MARINA VIEWS while relaxing in CLIMATE-CONTROLLED COMFORT. The LUXURIOUS PRIMARY SUITE offers a peaceful retreat complete with GENEROUS CLOSET SPACE, MINI-SPLIT CLIMATE CONTROL, and a SPA-INSPIRED BATHROOM featuring: - DESIGNER MARBLE-STYLE WALK-IN SHOWER - RAINFALL SHOWER SYSTEM with handheld wand - BUILT-IN SHOWER BENCH - MODERN VANITY - CONTEMPORARY FIXTURES AND LIGHTING The GUEST BEDROOM is equally IMPRESSIVE and comfortably accommodates family and friends with easy access to a SECOND FULLY REMODELED DESIGNER BATHROOM showcasing another OVERSIZED WALK-IN SHOWER finished with BEAUTIFUL CUSTOM TILE WORK. ADDITIONAL PREMIUM UPGRADES INCLUDE: - OPEN-CONCEPT FLOOR PLAN - LUXURY WATERPROOF FLOORING THROUGHOUT - MULTIPLE MINI-SPLIT AIR-CONDITIONING SYSTEMS - DESIGNER LIGHTING PACKAGE - RECESSED LIGHTING - UPDATED PLUMBING FIXTURES - INDOOR LAUNDRY with STACKED LG WASHER & DRYER - SLIDING BARN DOOR LAUNDRY ENCLOSURE - LARGE STORAGE CLOSETS - UPDATED WINDOWS THROUGHOUT - WATERFRONT PAVER PATIO - BEAUTIFUL COASTAL LANDSCAPING - MOVE-IN READY CONDITION HARBOR LIGHTS COMMUNITY AMENITIES: Residents enjoy an exceptional RESORT-STYLE WATERFRONT LIFESTYLE including: - HEATED SWIMMING POOL - WATERFRONT FISHING PIERS - BAY PINES MARINA BOAT DOCKS - HIGH-AND-DRY MARINA STORAGE - WATERFRONT TIKI HUT PICNIC AREA - COMMUNITY TIKI HUT - SHUFFLEBOARD COURTS - BILLIARDS ROOM - CHRISTIAN'S ON THE WATER TIKI BAR & RESTAURANT - ACTIVE SOCIAL CALENDAR - PET-FRIENDLY COMMUNITY - Minutes to MADEIRA BEACH, TREASURE ISLAND, and DOWNTOWN ST. PETERSBURG Homes of this caliber with PRIVATE WATERFRONT ACCESS, DESIGNER RENOVATIONS, MARINA VIEWS, and WORLD-CLASS COMMUNITY AMENITIES rarely become available. SCHEDULE YOUR PRIVATE SHOWING TODAY and discover why this HARBOR LIGHTS WATERFRONT MASTERPIECE is one of the FINEST WATERFRONT VALUES currently available!!!
Description provided by the listing brokerage.
MLS-reported waterfront
Waterfront details
The home is part of a condominium, cooperative or community whose shared site is reported as waterfront. Shoreline and docks are typically common or community property, not owned by the individual unit.
- Relationship to the water
- Shared waterfront site
- Water type
- Canal, Bay, harbor, inlet or sound
- Water body
- Boca Ciega BayListing names this water body (matched to our registry)
- Frontage length
- Not provided. Ask the listing agent.
- Water access arrangement
- Not provided. Ask the listing agent.
- Docks, slips, lifts, moorings
- Dock reported
- Dock depth
- Not provided. Ask the listing agent.
- Shoreline
- Not provided. Ask the listing agent.
- Seasonal or tidal conditions
- Not provided. Ask the listing agent.
- Boating limits (bridges, depth, open-water access)
- Not provided. Ask the listing agent.
The listing reports a dock. It does not say whether the dock is private, shared or transferable, or what boats it fits.
Why this is listed as waterfront
WaterfrontYN“Yes”: The listing is marked waterfront.WaterfrontFeatures“Canal Front, Bay”: Includes a "… Front" value describing frontage.PropertyTypeDetail“mob-man”: Property form used to read the frontage relationship.LandLeaseYN“Yes”: The home is on a leased lot in a community; the land is not part of the sale.
Classified from fields in the MyStateMLS listing data. It has not been independently verified, and it is not a survey, title examination or legal determination of shoreline or access rights. Rules version 2026-10-29.1. How we classify waterfront
Something wrong with this classification? Report a waterfront classification issue. Questions about frontage, docks or access are best answered by James Snyder of IRIMAX FINANCIAL LLC.
Facts
- List price
- $249,900
- Status
- For sale
- Property type
- Manufactured home
- Bedrooms
- 2
- Full baths
- 2
- Interior area
- 1,080 sq ft
- Year built
- 1976
- County
- Pinellas County
- MLS number
- 11889604
Facts are reported by the listing brokerage. Items not listed were not provided; that does not mean the property lacks them.
Manufactured home details
- Year manufactured
- 1976
- Land
- Leased lot (land not included)
- Land lease amount
- $1,375 (period not specified by the source)
Lot rent is separate from any HOA fee and is set by the community. Ask the listing agent for the current lease terms and what the rent includes.
Features
Interior
- Entrance Foyer
Exterior
- Dock
Appliances
- Washer
- Stainless Steel Appliance(s)
- Range
- Microwave
- Water Heater
- Refrigerator
- Dryer
- Disposal
- Dishwasher
Heating
- Heat Pump
- Forced Air
- Electric
Parking
- Carport
- Driveway
Construction
- Vinyl Siding
- Aluminum
Roof
- Metal
Water
- Public (Water Source)
Sewer
- Public Sewer
Location
The pin is the listing's reported coordinates and may be approximate. It is not a parcel boundary or shoreline, and no flood, wetland or hazard conclusion should be drawn from it. See more listings in St. Petersburg.
Price and status history
Changes observed by Waterfront Homes in MyStateMLS data since Oct 29, 2026. This is not a public-record sales history; MyStateMLS does not publish sold prices.
Estimate a monthly payment
Estimated monthly payment
$1,543 per month
An estimate for comparison only, not a loan offer or approval. Actual rates, taxes, insurance, PMI and fees depend on your lender, credit, location and loan program.
Questions to ask before you buy
Questions worth investigating for any waterfront property. They are not claims that this property has a problem or meets any condition.
- Who owns the shoreline and the land under the water, and are there easements or public-access rights along it?Ownership can stop at a high-water line, a survey line or a seawall. A title search and survey answer this, not the listing.
- Is a dock, slip, lift or mooring included, and do the rights transfer to you?Docks can be shared, leased, assigned by an association or held under a permit that does not automatically transfer.
- What permits exist for the dock, seawall or other shoreline structures, and what would new work require?Shoreline work is often regulated by local, state and federal agencies.
- How much does the water level change by season, by tide or by reservoir management?Depth at a dock in one season can differ a lot in another.
- What does flood insurance cost for this property, and what does the current flood map show?Get a quote from an insurer or agent. A flood zone is not a premium, and no zone does not mean no risk.
- What maintenance does the shoreline need (seawall, bulkhead, riprap, erosion), and what has been done recently?Shoreline structures are expensive to repair; ask for records and inspection reports.
- How are water, sewer or septic, and power provided?Waterfront septic systems and wells can have extra rules and inspections.
- How do you reach the property by road year-round, and who maintains that road?Some waterfront roads are private, seasonal or shared.
- What local rules apply: rentals, docks, boat lifts, fences, tree removal, setbacks?Rules come from the town, county, state, lake authority or association and vary widely.
Printable due-diligence checklist · Ownership budget planner · FEMA Flood Map Service Center (official flood maps; look up the address yourself)
Guides and next steps
Listing courtesy of IRIMAX FINANCIAL LLC. Listing agent: James Snyder. Co-listing agent: Mike Kinney. Listings provided by MyStateMLS.
Listing last updated by the brokerage Aug 12, 2026, 3:56 AM UTC. Waterfront Homes last received MyStateMLS data Oct 29, 2026, 8:31 PM UTC. Information is deemed reliable but not guaranteed; verify all details with the listing agent.