For saleReduced $1,000,000 from $4,495,000

$3,495,000

3 beds2,738 sq ft0.39 acres

60 Harbor DriveSag Harbor, NY 11963

Homes, condos and townhomes · MLS 11631652 · Listed 318 days ago (Dec 16, 2025)

Bay, harbor, inlet or sound · Waterfront, relationship not specified · Waterfront details

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For sale: Listed and available according to the MyStateMLS feed.

About this property

Sited on Sag Harbor Cove in the sought-after Bay Point community, this 3 bedroom, 2.5 bathroom residence offers a rare combination of 120 feet of direct water frontage and sweeping eastern views toward Sag Harbor Village. Renovated in 2024, the 2,738-square-foot interior is defined by light and scale, with an open-concept layout designed to prioritize the water from nearly every room. The home's main level is anchored by a great room with hardwood flooring, flowing into a kitchen and living area designed for a seamless transition between indoor and outdoor living. The floor plan is centered around comfort and utility, featuring a first-floor primary suite that serves as a private retreat with a walk-in closet, en-suite bathroom, and a dedicated balcony overlooking the cove. Two additional bedrooms and a second-story family room provide ample space for guests, while a formal den offers a quiet environment for a home office. Modern essentials including central air conditioning, gas fuel, and municipal water ensure the home is as functional as it is scenic. The exterior landscape is defined by its connection to the water and a private dock that affords immediate access to the surrounding coves, bays, and the Long Island Sound beyond. An expansive deck and an outdoor shower provide the ideal infrastructure for summer entertaining above the shoreline. Whether enjoyed in its current traditional-contemporary state or reimagined as a custom architectural masterpiece, this property represents an exceptional value for a waterfront site in the Sag Harbor market.

Description provided by the listing brokerage.

MLS-reported waterfront

Waterfront details

The listing reports the property as waterfront but does not say how it meets the water. Ask the listing agent whether the parcel itself adjoins the shoreline.

Relationship to the water
Waterfront, relationship not specified
Water body
Not provided. Ask the listing agent.
Frontage length
Not provided. Ask the listing agent.
Water access arrangement
Not provided. Ask the listing agent.
Docks, slips, lifts, moorings
Not provided. Ask the listing agent.
Dock depth
Not provided. Ask the listing agent.
Shoreline
Not provided. Ask the listing agent.
Seasonal or tidal conditions
Not provided. Ask the listing agent.
Boating limits (bridges, depth, open-water access)
Not provided. Ask the listing agent.
Why this is listed as waterfront
  • WaterfrontYN “Yes”: The listing is marked waterfront.
  • WaterfrontFeatures “Sound, Harbor, Bay”: Describes the water without a frontage value.
  • PropertyTypeDetail “residential”: Property form used to read the frontage relationship.

Classified from fields in the MyStateMLS listing data. It has not been independently verified, and it is not a survey, title examination or legal determination of shoreline or access rights. Rules version 2026-10-29.1. How we classify waterfront

Something wrong with this classification? Report a waterfront classification issue. Questions about frontage, docks or access are best answered by Matthew Breitenbach of Compass.

Facts

List price
$3,495,000
Original list price
$4,495,000
Status
For sale
Property type
Homes, condos and townhomes
Bedrooms
3
Full baths
2
Half baths
1
Interior area
2,738 sq ft
Lot size
0.39 acres
Year built
2001
Stories
2
County
Suffolk County
MLS number
11631652

Facts are reported by the listing brokerage. Items not listed were not provided; that does not mean the property lacks them.

Features

Interior

  • Walk-In Closet(s)
  • Entrance Foyer

Appliances

  • Washer
  • Range
  • Microwave
  • Refrigerator
  • Dryer
  • Dishwasher

Flooring

  • Hardwood

Water

  • Public (Water Source)

Sewer

  • Septic Tank

Location

The pin is the listing's reported coordinates and may be approximate. It is not a parcel boundary or shoreline, and no flood, wetland or hazard conclusion should be drawn from it. See more listings in Sag Harbor.

Price and status history

  • Original list price reported by the brokerage: $4,495,000

Changes observed by Waterfront Homes in MyStateMLS data since Oct 29, 2026. This is not a public-record sales history; MyStateMLS does not publish sold prices.

Estimate a monthly payment

$699,000
Illustrative. Replace with a quote from your lender.
Estimate. Check the county assessor for the actual amount.
Get a quote; rates vary widely by location.
Manufactured homes on a leased lot.
Applied only while the loan is over 80% of the price. Illustrative.

Estimated monthly payment

$21,606 per month

Principal and interest$17,673
Property tax$2,913
Homeowners insurance$1,021
Loan amount$2,796,000
Total interest over the term$3,566,144

An estimate for comparison only, not a loan offer or approval. Actual rates, taxes, insurance, PMI and fees depend on your lender, credit, location and loan program.

Questions to ask before you buy

Questions worth investigating for any waterfront property. They are not claims that this property has a problem or meets any condition.

  1. Who owns the shoreline and the land under the water, and are there easements or public-access rights along it?Ownership can stop at a high-water line, a survey line or a seawall. A title search and survey answer this, not the listing.
  2. Is a dock, slip, lift or mooring included, and do the rights transfer to you?Docks can be shared, leased, assigned by an association or held under a permit that does not automatically transfer.
  3. What permits exist for the dock, seawall or other shoreline structures, and what would new work require?Shoreline work is often regulated by local, state and federal agencies.
  4. How much does the water level change by season, by tide or by reservoir management?Depth at a dock in one season can differ a lot in another.
  5. What does flood insurance cost for this property, and what does the current flood map show?Get a quote from an insurer or agent. A flood zone is not a premium, and no zone does not mean no risk.
  6. What maintenance does the shoreline need (seawall, bulkhead, riprap, erosion), and what has been done recently?Shoreline structures are expensive to repair; ask for records and inspection reports.
  7. How are water, sewer or septic, and power provided?Waterfront septic systems and wells can have extra rules and inspections.
  8. How do you reach the property by road year-round, and who maintains that road?Some waterfront roads are private, seasonal or shared.
  9. What local rules apply: rentals, docks, boat lifts, fences, tree removal, setbacks?Rules come from the town, county, state, lake authority or association and vary widely.

Printable due-diligence checklist · Ownership budget planner · FEMA Flood Map Service Center (official flood maps; look up the address yourself)

Guides and next steps

Listing courtesy of Compass. Listing agent: Matthew Breitenbach. Co-listing agent: Kevin Geddie. Listings provided by MyStateMLS.

Listing last updated by the brokerage Oct 30, 2026, 1:28 PM UTC. Waterfront Homes last received MyStateMLS data Oct 30, 2026, 4:31 PM UTC. Information is deemed reliable but not guaranteed; verify all details with the listing agent.