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For sale

$45,000

0.64 acres

Lot 23 The Bend At The CumberlandTompkinsville, KY 42167

Land and lots · MLS 11654667 · Listed 258 days ago (Feb 13, 2026)

Cumberland River · River · Direct parcel frontage · Waterfront details

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For sale: Listed and available according to the MyStateMLS feed.

About this land

The Bend offers a unique opportunity to acquire property on one of the great American rivers in a premier and unspoiled location, at an unbeatable price point. Here, the Cumberland is clean and fast-flowing as it makes its way down the Highland Rim toward the Nashville basin. As the property owner, you acquire rights directly to the water's edge; the US Corps of Engineers does not own any land between you and the river that you hope to enjoy. Watch the mist rolling off the water in the early mornings and the trout fishing from your back porch. You can put your boat in this river and travel down to Nashville, and from there, to all the great American cities along the Mississippi, Missouri, Ohio and Tennessee river waterways, even all the way down to the ocean. Fiberoptic Available.

Description provided by the listing brokerage.

MLS-reported waterfront

Waterfront details

The listing represents the offered parcel itself as adjoining the water. This is what the listing reports, not a survey or a title finding.

Relationship to the water
Direct parcel frontage
Water type
River
Water body
Cumberland RiverListing names this water body (matched to our registry)
Frontage length
Not provided. Ask the listing agent.
Water access arrangement
Not provided. Ask the listing agent.
Docks, slips, lifts, moorings
Not provided. Ask the listing agent.
Dock depth
Not provided. Ask the listing agent.
Shoreline
Not provided. Ask the listing agent.
Seasonal or tidal conditions
Not provided. Ask the listing agent.
Boating limits (bridges, depth, open-water access)
Not provided. Ask the listing agent.
Why this is listed as waterfront
  • WaterfrontYN “Yes”: The listing is marked waterfront.
  • WaterfrontFeatures “River Front”: Includes a "… Front" value describing frontage.
  • PropertyTypeDetail “land”: Property form used to read the frontage relationship.

Classified from fields in the MyStateMLS listing data. It has not been independently verified, and it is not a survey, title examination or legal determination of shoreline or access rights. Rules version 2026-10-29.1. How we classify waterfront

Something wrong with this classification? Report a waterfront classification issue. Questions about frontage, docks or access are best answered by Sherri J Butler of McIver Realty Group.

Facts

List price
$45,000
Status
For sale
Property type
Land and lots
Lot size
0.64 acres
County
Monroe County
MLS number
11654667

Facts are reported by the listing brokerage. Items not listed were not provided; that does not mean the property lacks them.

Land details

Water source
Public (WaterSource)

Features

Water

  • Public (Water Source)

Location

The pin is the listing's reported coordinates and may be approximate. It is not a parcel boundary or shoreline, and no flood, wetland or hazard conclusion should be drawn from it. See more listings in Tompkinsville.

Price and status history

    Changes observed by Waterfront Homes in MyStateMLS data since Oct 29, 2026. This is not a public-record sales history; MyStateMLS does not publish sold prices.

    Estimate a monthly payment

    $9,000
    Illustrative. Replace with a quote from your lender.
    Estimate. Check the county assessor for the actual amount.
    Get a quote; rates vary widely by location.
    Manufactured homes on a leased lot.
    Applied only while the loan is over 80% of the price. Illustrative.

    Estimated monthly payment

    $278 per month

    Principal and interest$228
    Property tax$38
    Homeowners insurance$13
    Loan amount$36,000
    Total interest over the term$45,916

    An estimate for comparison only, not a loan offer or approval. Actual rates, taxes, insurance, PMI and fees depend on your lender, credit, location and loan program.

    Similar waterfront listings nearby

    Waterfront listings of the same property type and water type in Tompkinsville, priced within 25% of this listing ($33,750 to $56,250), newest first. Each one passes the same waterfront rules. See all matches

    Photo 1 of 22, land at 40 The Bend Of The Cumberland, Tompkinsville, KY 42167
    For sale

    $50,000

    6.5 acres

    Cumberland RiverRiverDirect parcel frontage

    40 The Bend Of The CumberlandTompkinsville, KY 42167

    Land and lots · MLS 11655719

    Listing courtesy of McIver Realty Group · MyStateMLS

    Photo 1 of 23, land at 38 The Bend Of The Cumberland, Tompkinsville, KY 42167
    For sale

    $35,000

    1.81 acres

    Cumberland RiverRiverDirect parcel frontage

    38 The Bend Of The CumberlandTompkinsville, KY 42167

    Land and lots · MLS 11655706

    Listing courtesy of McIver Realty Group · MyStateMLS

    Questions to ask before you buy

    Questions worth investigating for any waterfront property. They are not claims that this property has a problem or meets any condition.

    1. Who owns the shoreline and the land under the water, and are there easements or public-access rights along it?Ownership can stop at a high-water line, a survey line or a seawall. A title search and survey answer this, not the listing.
    2. Is a dock, slip, lift or mooring included, and do the rights transfer to you?Docks can be shared, leased, assigned by an association or held under a permit that does not automatically transfer.
    3. What permits exist for the dock, seawall or other shoreline structures, and what would new work require?Shoreline work is often regulated by local, state and federal agencies.
    4. How much does the water level change by season, by tide or by reservoir management?Depth at a dock in one season can differ a lot in another.
    5. What does flood insurance cost for this property, and what does the current flood map show?Get a quote from an insurer or agent. A flood zone is not a premium, and no zone does not mean no risk.
    6. What maintenance does the shoreline need (seawall, bulkhead, riprap, erosion), and what has been done recently?Shoreline structures are expensive to repair; ask for records and inspection reports.
    7. How are water, sewer or septic, and power provided?Waterfront septic systems and wells can have extra rules and inspections.
    8. How do you reach the property by road year-round, and who maintains that road?Some waterfront roads are private, seasonal or shared.
    9. What local rules apply: rentals, docks, boat lifts, fences, tree removal, setbacks?Rules come from the town, county, state, lake authority or association and vary widely.

    Printable due-diligence checklist · Ownership budget planner · FEMA Flood Map Service Center (official flood maps; look up the address yourself)

    Guides and next steps

    Listing courtesy of McIver Realty Group. Listing agent: Sherri J Butler. Listings provided by MyStateMLS.

    Listing last updated by the brokerage Jul 3, 2026, 4:09 PM UTC. Waterfront Homes last received MyStateMLS data Oct 29, 2026, 10:01 PM UTC. Information is deemed reliable but not guaranteed; verify all details with the listing agent.