For saleReduced $50,100 from $875,000Virtual tour

$824,900

5 beds4,223 sq ft21 acres

27026 Hoot Owl DriveMerrifield, MN 56465

Homes, condos and townhomes · MLS 11742071 · Listed 169 days ago (May 13, 2026)

Upper Mission Lake · Lake or reservoir · Direct parcel frontage · Waterfront details

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For sale: Listed and available according to the MyStateMLS feed.

About this property

Looking for a lakefront setting where your boat, trailer and RVs have a year-round place to stay, too? It's all right here on Upper Mission Lake, along with a lot more than one would ever expect, including an expansive house on 4.23 acres, plus another additional 15.8 acres, complete with a multi-bay service shop, towering overhead doors, fenced gardens and more. It's the perfect setup for a car or boat collector, or a home-based mechanic or detailing business. Venture through the scenic, winding woods to what is aptly named Hoot Owl Point. A multi-bay service garage includes five separate service bays. And the sprawling home leaves no shortage of space for family and guests. Keep cool and entertained in the sprawling basement that includes a pool table and jukebox. The main level features a great living room with high-vaulted ceiling and convenient access to the kitchen. Three separate fireplaces ensure everyone will be warm in the winter, and a three-season porch lined with windows offers backyard and garden views with plenty of space for morning breakfast or afternoon reading while the sun beams in. A fully natural shoreline with native shrubs and lilies keeps the wildlife on display while a neighboring easement ensures that new homeowners have their own dock and easy lake access. Bring everything you have and more. There's plenty of room at Hoot Owl Point!

Description provided by the listing brokerage.

MLS-reported waterfront

Waterfront details

The listing represents the offered parcel itself as adjoining the water. This is what the listing reports, not a survey or a title finding.

Relationship to the water
Direct parcel frontage
Water body
Upper Mission Lake (as reported)Name as reported by the listing (not matched to a mapped water body)
Frontage length
"360" (unit not stated)
Water access arrangement
Not provided. Ask the listing agent.
Docks, slips, lifts, moorings
Not provided. Ask the listing agent.
Dock depth
"36" as reported
Shoreline
Not provided. Ask the listing agent.
Seasonal or tidal conditions
Not provided. Ask the listing agent.
Boating limits (bridges, depth, open-water access)
Not provided. Ask the listing agent.

A reported dock does not establish private, transferable or boat-specific rights. The source gives no measurement location, date or datum for the depth, so it cannot be compared with a boat’s draft.

Why this is listed as waterfront
  • WaterfrontYN “Yes”: The listing is marked waterfront.
  • WaterfrontFeatures “Lake Front”: Includes a "… Front" value describing frontage.
  • PropertyTypeDetail “house”: Property form used to read the frontage relationship.

Classified from fields in the MyStateMLS listing data. It has not been independently verified, and it is not a survey, title examination or legal determination of shoreline or access rights. Rules version 2026-10-29.1. How we classify waterfront

Something wrong with this classification? Report a waterfront classification issue. Questions about frontage, docks or access are best answered by Daniel Schueller of Your Home Sold Guaranteed Realty Exclusive.

Facts

List price
$824,900
Original list price
$875,000
Status
For sale
Property type
House
Bedrooms
5
Full baths
2
Half baths
1
Interior area
4,223 sq ft
Lot size
21 acres
Year built
1966
Stories
2
Garage spaces
2
County
Crow Wing County
MLS number
11742071
Annual property tax (2026)
$5,758

Facts are reported by the listing brokerage. Items not listed were not provided; that does not mean the property lacks them.

Features

Interior

  • Walk-In Closet(s)

Appliances

  • Washer
  • Range
  • Microwave
  • Refrigerator
  • Dryer
  • Dishwasher

Basement

  • Finished

Heating

  • Forced Air
  • Natural Gas
  • Electric

Parking

  • Carport
  • Driveway

Roof

  • Asphalt

Water

  • Well

Sewer

  • Septic Tank

Virtual tours

Location

The pin is the listing's reported coordinates and may be approximate. It is not a parcel boundary or shoreline, and no flood, wetland or hazard conclusion should be drawn from it. See more listings in Merrifield.

Price and status history

  • Original list price reported by the brokerage: $875,000

Changes observed by Waterfront Homes in MyStateMLS data since Oct 29, 2026. This is not a public-record sales history; MyStateMLS does not publish sold prices.

Estimate a monthly payment

$164,980
Illustrative. Replace with a quote from your lender.
From the listing (tax year 2026). Taxes can change after a sale.
Get a quote; rates vary widely by location.
Manufactured homes on a leased lot.
Applied only while the loan is over 80% of the price. Illustrative.

Estimated monthly payment

$4,893 per month

Principal and interest$4,171
Property tax$480
Homeowners insurance$242
Loan amount$659,920
Total interest over the term$841,692

An estimate for comparison only, not a loan offer or approval. Actual rates, taxes, insurance, PMI and fees depend on your lender, credit, location and loan program.

Questions to ask before you buy

Questions worth investigating for any waterfront property. They are not claims that this property has a problem or meets any condition.

  1. Who owns the shoreline and the land under the water, and are there easements or public-access rights along it?Ownership can stop at a high-water line, a survey line or a seawall. A title search and survey answer this, not the listing.
  2. Is a dock, slip, lift or mooring included, and do the rights transfer to you?Docks can be shared, leased, assigned by an association or held under a permit that does not automatically transfer.
  3. What permits exist for the dock, seawall or other shoreline structures, and what would new work require?Shoreline work is often regulated by local, state and federal agencies.
  4. How much does the water level change by season, by tide or by reservoir management?Depth at a dock in one season can differ a lot in another.
  5. What does flood insurance cost for this property, and what does the current flood map show?Get a quote from an insurer or agent. A flood zone is not a premium, and no zone does not mean no risk.
  6. What maintenance does the shoreline need (seawall, bulkhead, riprap, erosion), and what has been done recently?Shoreline structures are expensive to repair; ask for records and inspection reports.
  7. How are water, sewer or septic, and power provided?Waterfront septic systems and wells can have extra rules and inspections.
  8. How do you reach the property by road year-round, and who maintains that road?Some waterfront roads are private, seasonal or shared.
  9. What local rules apply: rentals, docks, boat lifts, fences, tree removal, setbacks?Rules come from the town, county, state, lake authority or association and vary widely.

Printable due-diligence checklist · Ownership budget planner · FEMA Flood Map Service Center (official flood maps; look up the address yourself)

Guides and next steps

Listing courtesy of Your Home Sold Guaranteed Realty Exclusive. Listing agent: Daniel Schueller. Listings provided by MyStateMLS.

Listing last updated by the brokerage Sep 16, 2026, 1:30 PM UTC. Waterfront Homes last received MyStateMLS data Oct 29, 2026, 8:31 PM UTC. Information is deemed reliable but not guaranteed; verify all details with the listing agent.