$3,750,000
15590 State Hwy 243Saco, MT 59261
Farms and ranches · MLS 11791146 · Listed 225 days ago (Mar 19, 2026)
Milk River · River · Direct parcel frontage · Waterfront details
For sale: Listed and available according to the MyStateMLS feed.
About this property
Now on the market north of Saco, this exceptional 522± acre property offers a rare opportunity to own productive Montana land in the scenic and highly sought-after Milk River Valley. Combining agricultural productivity, abundant wildlife habitat, and the quiet beauty of Northeast Montana, this property captures everything buyers continue to seek across Montana's Hi-Line region. The Milk River Valley is widely recognized for its productive farm ground, strong agricultural heritage, and outstanding recreational opportunities. This area near Saco is known for quality crop production, expansive views, excellent hunting habitat, and the peaceful rural lifestyle that defines Montana country living. Deer, upland birds, and waterfowl are frequently seen throughout the valley, adding to the property's recreational appeal and long-term value. The property also features a 2,016± square foot farmhouse, providing an ideal setup for agricultural use, a full-time residence, recreational retreat, or investment opportunity. With a combination of usable acreage, improvements, and a premier location along the Milk River Valley, this property offers versatility for a variety of buyers. Properties with this kind of acreage, agricultural potential, and location north of Saco rarely become available. Whether you are looking to expand your operation, invest in Montana farmland, or enjoy the beauty and privacy of the Hi-Line, this Milk River Valley property deserves a closer look.
Description provided by the listing brokerage.
MLS-reported waterfront
Waterfront details
The listing represents the offered parcel itself as adjoining the water. This is what the listing reports, not a survey or a title finding.
- Relationship to the water
- Direct parcel frontage
- Water type
- River
- Water body
- Milk River (as reported)Name as reported by the listing (not matched to a mapped water body)
- Frontage length
- Not provided. Ask the listing agent.
- Water access arrangement
- Not provided. Ask the listing agent.
- Docks, slips, lifts, moorings
- Not provided. Ask the listing agent.
- Dock depth
- Not provided. Ask the listing agent.
- Shoreline
- Not provided. Ask the listing agent.
- Seasonal or tidal conditions
- Not provided. Ask the listing agent.
- Boating limits (bridges, depth, open-water access)
- Not provided. Ask the listing agent.
Why this is listed as waterfront
WaterfrontYN“Yes”: The listing is marked waterfront.WaterfrontFeatures“River Front”: Includes a "… Front" value describing frontage.PropertyTypeDetail“farm-estate”: Property form used to read the frontage relationship.
Classified from fields in the MyStateMLS listing data. It has not been independently verified, and it is not a survey, title examination or legal determination of shoreline or access rights. Rules version 2026-10-29.1. How we classify waterfront
Something wrong with this classification? Report a waterfront classification issue. Questions about frontage, docks or access are best answered by Shane Anderson of United Country Northwest Realty & Auction.
Facts
- List price
- $3,750,000
- Status
- For sale
- Property type
- Farm or estate (Farm)
- Bedrooms
- 2
- Full baths
- 1
- Interior area
- 2,016 sq ft
- Lot size
- 522 acres
- County
- Phillips County
- MLS number
- 11791146
Facts are reported by the listing brokerage. Items not listed were not provided; that does not mean the property lacks them.
Location
The pin is the listing's reported coordinates and may be approximate. It is not a parcel boundary or shoreline, and no flood, wetland or hazard conclusion should be drawn from it. See more listings in Saco.
Price and status history
Changes observed by Waterfront Homes in MyStateMLS data since Oct 29, 2026. This is not a public-record sales history; MyStateMLS does not publish sold prices.
Estimate a monthly payment
Estimated monthly payment
$23,183 per month
An estimate for comparison only, not a loan offer or approval. Actual rates, taxes, insurance, PMI and fees depend on your lender, credit, location and loan program.
Questions to ask before you buy
Questions worth investigating for any waterfront property. They are not claims that this property has a problem or meets any condition.
- Who owns the shoreline and the land under the water, and are there easements or public-access rights along it?Ownership can stop at a high-water line, a survey line or a seawall. A title search and survey answer this, not the listing.
- Is a dock, slip, lift or mooring included, and do the rights transfer to you?Docks can be shared, leased, assigned by an association or held under a permit that does not automatically transfer.
- What permits exist for the dock, seawall or other shoreline structures, and what would new work require?Shoreline work is often regulated by local, state and federal agencies.
- How much does the water level change by season, by tide or by reservoir management?Depth at a dock in one season can differ a lot in another.
- What does flood insurance cost for this property, and what does the current flood map show?Get a quote from an insurer or agent. A flood zone is not a premium, and no zone does not mean no risk.
- What maintenance does the shoreline need (seawall, bulkhead, riprap, erosion), and what has been done recently?Shoreline structures are expensive to repair; ask for records and inspection reports.
- How are water, sewer or septic, and power provided?Waterfront septic systems and wells can have extra rules and inspections.
- How do you reach the property by road year-round, and who maintains that road?Some waterfront roads are private, seasonal or shared.
- What local rules apply: rentals, docks, boat lifts, fences, tree removal, setbacks?Rules come from the town, county, state, lake authority or association and vary widely.
Printable due-diligence checklist · Ownership budget planner · FEMA Flood Map Service Center (official flood maps; look up the address yourself)
Guides and next steps
Listing courtesy of United Country Northwest Realty & Auction. Listing agent: Shane Anderson. Listings provided by MyStateMLS.
Listing last updated by the brokerage May 26, 2026, 5:04 PM UTC. Waterfront Homes last received MyStateMLS data Oct 30, 2026, 4:31 PM UTC. Information is deemed reliable but not guaranteed; verify all details with the listing agent.