$269,999
791 White Top RdBluff City, TN 37618
Homes, condos and townhomes · MLS 11897830 · Listed 99 days ago (Jul 22, 2026)
Creek or stream · Waterfront, relationship not specified · Waterfront details
For sale: Listed and available according to the MyStateMLS feed.
About this property
Buy This Home, We'll Buy Yours -- and you may not need a down payment. Special financing available, including rate buydowns and zero-down programs, for those who qualify. Up to 1% of the purchase price is available toward a rate buydown to lower your monthly payment. --------------- This is a Certified Pre-Owned Home -- and that changes everything. A CPO home comes with a 12-month Home Warranty AND our 24-month Satisfaction Guarantee: love this home, or we will buy it back or sell it for free. You won't find that anywhere else. CPO benefits available with this home: - Full Choice Ultimate Home Warranty coverage available, negotiated and purchased at closing - EXCLUSIVE BUY BACK GUARANTEE for up to 24 months -- up to a $16,000 value - $100 credit toward your inspection when using our preferred inspectors - $2,500 buyer credit for qualifying buyers using AnnieMac Home Mortgage, paid by AnnieMac - Free appraisal for qualifying buyers using AnnieMac Home Mortgage, paid by AnnieMac --------------- AWESOME 3 BR/2 BA home on 5.44 unrestricted acres with a deep creek located less than one mile from Bristol Motor Speedway! All kitchen appliances convey to buyer! This well-maintained home features: a roof less than 5 years old, HVAC less than 1 year old, and a brand new back deck. Additional features include: a split bedroom floor plan and a cozy gas fireplace. Outside enjoy a covered front porch, two back decks, and a workshop/outbuilding. Enjoy all of this with NO HOA dues and a great location near shopping and restaurants! Call us today to schedule your private showing, and beat out all of the other buyers, before it's too late! --------------- EVERY DAY OPEN HOUSE -- call today for available times! --------------- More Options Just for You! If this home isn't exactly what you're looking for, additional properties may be available, including new construction. And if you're worried about owning two homes at once -- buy this home and we will buy yours. Ask your agent for a free report on how this exclusive offer works. --------------- Any and all of these programs are for qualifying buyers using our preferred lender and must be included in the buyer's offer. Listing agent and seller must agree on price and possession date.
Description provided by the listing brokerage.
MLS-reported waterfront
Waterfront details
The listing reports the property as waterfront but does not say how it meets the water. Ask the listing agent whether the parcel itself adjoins the shoreline.
- Relationship to the water
- Waterfront, relationship not specified
- Water type
- Creek or stream
- Water body
- Not provided. Ask the listing agent.
- Frontage length
- Not provided. Ask the listing agent.
- Water access arrangement
- Not provided. Ask the listing agent.
- Docks, slips, lifts, moorings
- Not provided. Ask the listing agent.
- Dock depth
- Not provided. Ask the listing agent.
- Shoreline
- Not provided. Ask the listing agent.
- Seasonal or tidal conditions
- Not provided. Ask the listing agent.
- Boating limits (bridges, depth, open-water access)
- Not provided. Ask the listing agent.
Why this is listed as waterfront
WaterfrontYN“Yes”: The listing is marked waterfront.WaterfrontFeatures“Creek”: Describes the water without a frontage value.PropertyTypeDetail“residential”: Property form used to read the frontage relationship.
Classified from fields in the MyStateMLS listing data. It has not been independently verified, and it is not a survey, title examination or legal determination of shoreline or access rights. Rules version 2026-10-29.1. How we classify waterfront
Something wrong with this classification? Report a waterfront classification issue. Questions about frontage, docks or access are best answered by Tannor Giles of Your Home Sold Guaranteed Realty TN.
Facts
- List price
- $269,999
- Original list price
- $299,999
- Status
- For sale
- Property type
- Homes, condos and townhomes (Ranch)
- Bedrooms
- 3
- Full baths
- 2
- Interior area
- 1,100 sq ft
- Lot size
- 5.44 acres (236,965 sq ft)
- Year built
- 2010
- Stories
- 1
- County
- Sullivan County
- MLS number
- 11897830
- Annual property tax (2025)
- $706
Facts are reported by the listing brokerage. Items not listed were not provided; that does not mean the property lacks them.
Features
Interior
- Master Downstairs
Appliances
- Range
- Water Heater
- Refrigerator
- Dishwasher
Flooring
- Laminate
Heating
- Heat Pump
- Electric
Construction
- Vinyl Siding
Water
- Public (Water Source)
Sewer
- Septic Tank
Location
The pin is the listing's reported coordinates and may be approximate. It is not a parcel boundary or shoreline, and no flood, wetland or hazard conclusion should be drawn from it. See more listings in Bluff City.
Price and status history
- Original list price reported by the brokerage: $299,999
Changes observed by Waterfront Homes in MyStateMLS data since Oct 29, 2026. This is not a public-record sales history; MyStateMLS does not publish sold prices.
Estimate a monthly payment
Estimated monthly payment
$1,503 per month
An estimate for comparison only, not a loan offer or approval. Actual rates, taxes, insurance, PMI and fees depend on your lender, credit, location and loan program.
Questions to ask before you buy
Questions worth investigating for any waterfront property. They are not claims that this property has a problem or meets any condition.
- Who owns the shoreline and the land under the water, and are there easements or public-access rights along it?Ownership can stop at a high-water line, a survey line or a seawall. A title search and survey answer this, not the listing.
- Is a dock, slip, lift or mooring included, and do the rights transfer to you?Docks can be shared, leased, assigned by an association or held under a permit that does not automatically transfer.
- What permits exist for the dock, seawall or other shoreline structures, and what would new work require?Shoreline work is often regulated by local, state and federal agencies.
- How much does the water level change by season, by tide or by reservoir management?Depth at a dock in one season can differ a lot in another.
- What does flood insurance cost for this property, and what does the current flood map show?Get a quote from an insurer or agent. A flood zone is not a premium, and no zone does not mean no risk.
- What maintenance does the shoreline need (seawall, bulkhead, riprap, erosion), and what has been done recently?Shoreline structures are expensive to repair; ask for records and inspection reports.
- How are water, sewer or septic, and power provided?Waterfront septic systems and wells can have extra rules and inspections.
- How do you reach the property by road year-round, and who maintains that road?Some waterfront roads are private, seasonal or shared.
- What local rules apply: rentals, docks, boat lifts, fences, tree removal, setbacks?Rules come from the town, county, state, lake authority or association and vary widely.
Printable due-diligence checklist · Ownership budget planner · FEMA Flood Map Service Center (official flood maps; look up the address yourself)
Guides and next steps
Listing courtesy of Your Home Sold Guaranteed Realty TN. Listing agent: Tannor Giles. Listings provided by MyStateMLS.
Listing last updated by the brokerage Sep 17, 2026, 11:26 AM UTC. Waterfront Homes last received MyStateMLS data Oct 29, 2026, 8:01 PM UTC. Information is deemed reliable but not guaranteed; verify all details with the listing agent.