Under contract

$1,850,000

4 beds0.17 acres

54 Bay WalkFair Harbor, NY 11706

Homes, condos and townhomes · MLS 11863368 · Listed 122 days ago (Jun 30, 2026)

Great South Bay · Bay, harbor, inlet or sound · Waterfront, relationship not specified · Waterfront details

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Under contract: The seller has accepted an offer with conditions. Some sellers still accept backup offers.

About this property

Rarely does a property offer the perfect combination of waterfront living, generous outdoor space, and valuable commercial zoning in the heart of Fair Harbor. Situated on a prime bayfront location, 54 Bay Walk presents a unique opportunity to enjoy the best of Fire Island while benefiting from the flexibility and potential of a commercially zoned property. This spacious residence features four bedrooms, two and a half baths, providing ample room for family, guests, and remote work. The thoughtfully designed layout offers bright, inviting living spaces that capture refreshing bay breezes and beautiful water views. Adding to the property's unique appeal is a separate commercial office space that is thoughtfully partitioned from the main residence. This dedicated professional space offers exceptional flexibility for business operations, client meetings, remote work, or entrepreneurial ventures, all while maintaining privacy from the home's living areas. Combined with the property's valuable commercial zoning and prime bayfront location, this office presents a rare opportunity to seamlessly blend business and coastal living in the heart of Fair Harbor. Whether you're seeking a private waterfront retreat, an investment opportunity, or a property that can capitalize on its unique commercial zoning, 54 Bay Walk is a truly exceptional offering in one of Fire Island's most desirable communities. Experience bayfront living with endless possibilities at 54 Bay Walk, Fair Harbor.

Description provided by the listing brokerage.

MLS-reported waterfront

Waterfront details

The listing reports the property as waterfront but does not say how it meets the water. Ask the listing agent whether the parcel itself adjoins the shoreline.

Relationship to the water
Waterfront, relationship not specified
Water body
Great South BayListing names this water body (matched to our registry)
Frontage length
Not provided. Ask the listing agent.
Water access arrangement
Not provided. Ask the listing agent.
Docks, slips, lifts, moorings
Not provided. Ask the listing agent.
Dock depth
Not provided. Ask the listing agent.
Shoreline
Not provided. Ask the listing agent.
Seasonal or tidal conditions
Not provided. Ask the listing agent.
Boating limits (bridges, depth, open-water access)
Not provided. Ask the listing agent.
Why this is listed as waterfront
  • WaterfrontYN “Yes”: The listing is marked waterfront.
  • WaterfrontFeatures “Bay”: Describes the water without a frontage value.
  • PropertyTypeDetail “residential”: Property form used to read the frontage relationship.

Classified from fields in the MyStateMLS listing data. It has not been independently verified, and it is not a survey, title examination or legal determination of shoreline or access rights. Rules version 2026-10-29.1. How we classify waterfront

Something wrong with this classification? Report a waterfront classification issue. Questions about frontage, docks or access are best answered by Luke Belford of FIRE ISLAND LIVING INC.

Facts

List price
$1,850,000
Status
Under contract
Property type
Homes, condos and townhomes
Bedrooms
4
Full baths
2
Half baths
1
Lot size
0.17 acres
Stories
2
County
Suffolk County
MLS number
11863368
Annual property tax
$10,001

Facts are reported by the listing brokerage. Items not listed were not provided; that does not mean the property lacks them.

Features

Appliances

  • Washer
  • Range
  • Microwave
  • Water Heater
  • Refrigerator
  • Dryer

Flooring

  • Hardwood
  • Carpet

Heating

  • Electric

Construction

  • Wood Siding

Roof

  • Asphalt

Water

  • Public (Water Source)

Sewer

  • Septic Tank

Location

The pin is the listing's reported coordinates and may be approximate. It is not a parcel boundary or shoreline, and no flood, wetland or hazard conclusion should be drawn from it. See more listings in Fair Harbor.

Price and status history

    Changes observed by Waterfront Homes in MyStateMLS data since Oct 29, 2026. This is not a public-record sales history; MyStateMLS does not publish sold prices.

    Estimate a monthly payment

    $370,000
    Illustrative. Replace with a quote from your lender.
    From the listing. Taxes can change after a sale.
    Get a quote; rates vary widely by location.
    Manufactured homes on a leased lot.
    Applied only while the loan is over 80% of the price. Illustrative.

    Estimated monthly payment

    $10,730 per month

    Principal and interest$9,355
    Property tax$833
    Homeowners insurance$542
    Loan amount$1,480,000
    Total interest over the term$1,887,658

    An estimate for comparison only, not a loan offer or approval. Actual rates, taxes, insurance, PMI and fees depend on your lender, credit, location and loan program.

    Questions to ask before you buy

    Questions worth investigating for any waterfront property. They are not claims that this property has a problem or meets any condition.

    1. Who owns the shoreline and the land under the water, and are there easements or public-access rights along it?Ownership can stop at a high-water line, a survey line or a seawall. A title search and survey answer this, not the listing.
    2. Is a dock, slip, lift or mooring included, and do the rights transfer to you?Docks can be shared, leased, assigned by an association or held under a permit that does not automatically transfer.
    3. What permits exist for the dock, seawall or other shoreline structures, and what would new work require?Shoreline work is often regulated by local, state and federal agencies.
    4. How much does the water level change by season, by tide or by reservoir management?Depth at a dock in one season can differ a lot in another.
    5. What does flood insurance cost for this property, and what does the current flood map show?Get a quote from an insurer or agent. A flood zone is not a premium, and no zone does not mean no risk.
    6. What maintenance does the shoreline need (seawall, bulkhead, riprap, erosion), and what has been done recently?Shoreline structures are expensive to repair; ask for records and inspection reports.
    7. How are water, sewer or septic, and power provided?Waterfront septic systems and wells can have extra rules and inspections.
    8. How do you reach the property by road year-round, and who maintains that road?Some waterfront roads are private, seasonal or shared.
    9. What local rules apply: rentals, docks, boat lifts, fences, tree removal, setbacks?Rules come from the town, county, state, lake authority or association and vary widely.

    Printable due-diligence checklist · Ownership budget planner · FEMA Flood Map Service Center (official flood maps; look up the address yourself)

    Guides and next steps

    Listing courtesy of FIRE ISLAND LIVING INC. Listing agent: Luke Belford. Listings provided by MyStateMLS.

    Listing last updated by the brokerage Sep 21, 2026, 12:41 AM UTC. Waterfront Homes last received MyStateMLS data Oct 30, 2026, 9:32 PM UTC. Information is deemed reliable but not guaranteed; verify all details with the listing agent.