For saleVirtual tour

$249,000

3 beds1,539 sq ft3.59 acres

154 Old Kentucky Stock RdCrossville, TN 38571

Homes, condos and townhomes · MLS 12028795 · Listed 14 days ago (Oct 15, 2026)

Pond · Waterfront, relationship not specified · Waterfront details

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For sale: Listed and available according to the MyStateMLS feed.

About this property

Cabin on 3.59 Acres with Privacy, Pond & Heated Greenhouse-Just Minutes to Town! Enjoy country living with room to garden, relax, and make this cabin your own! Situated on 3.59 acres of nice, level land, this property offers privacy just 5 miles from I-40 and approximately 10 minutes to town. Priced below the recent appraisal, this home needs some TLC but has plenty of features to appreciate inside and out. PROPERTY & OUTDOOR FEATURES: • Metal roof and covered wraparound porch on three sides • Pond with a dock • Level land with space for gardening and outdoor activities • Circle driveway and stone sidewalk • Heated greenhouse with a commercial-grade mist fan--a gardener's dream! • Natural gas available • Split HVAC system with a Trane furnace in the crawlspace; outdoor unit replaced in 2020 with warranty remaining LIVING ROOM & KITCHEN: • Spacious living room with newer flooring • Vaulted ceiling with an exposed-beam look • Stone fireplace with a wood-burning stove • Eat-in kitchen with some newer base cabinets • Stainless steel gas range • Butcher-block-look laminate countertops • Newer LVT kitchen flooring BEDROOMS, BATHS & LAUNDRY: • Primary bedroom with private double-door access to the covered porch • Primary bath with a tub/shower combination and newer LVT flooring • Two guest bedrooms • Guest bath with a nicely sized vanity, tub/shower combination with subway tile surround, and LVT flooring • Nicely sized laundry room with space for extra storage PLEASE NOTE: • Natural gas is available • Priced below the recent appraisal • Property needs some TLC and is being sold as-is • Recently completed home inspection and appraisal are available • Cash or conventional financing only; not eligible for government-backed financing * Buyer to verify all information and measurements before making an informed offer*

Description provided by the listing brokerage.

MLS-reported waterfront

Waterfront details

The listing reports the property as waterfront but does not say how it meets the water. Ask the listing agent whether the parcel itself adjoins the shoreline.

Relationship to the water
Waterfront, relationship not specified
Water type
Pond
Water body
Not provided. Ask the listing agent.
Frontage length
Not provided. Ask the listing agent.
Water access arrangement
Not provided. Ask the listing agent.
Docks, slips, lifts, moorings
Dock reported
Dock depth
Not provided. Ask the listing agent.
Shoreline
Not provided. Ask the listing agent.
Seasonal or tidal conditions
Not provided. Ask the listing agent.
Boating limits (bridges, depth, open-water access)
Not provided. Ask the listing agent.

The listing reports a dock. It does not say whether the dock is private, shared or transferable, or what boats it fits.

Why this is listed as waterfront
  • WaterfrontYN “Yes”: The listing is marked waterfront.
  • WaterfrontFeatures “Pond”: Describes the water without a frontage value.
  • PropertyTypeDetail “house”: Property form used to read the frontage relationship.

Classified from fields in the MyStateMLS listing data. It has not been independently verified, and it is not a survey, title examination or legal determination of shoreline or access rights. Rules version 2026-10-29.1. How we classify waterfront

Something wrong with this classification? Report a waterfront classification issue. Questions about frontage, docks or access are best answered by Tina Isham of Isham Jones Realty.

Facts

List price
$249,000
Status
For sale
Property type
House (Cabin)
Bedrooms
3
Full baths
2
Interior area
1,539 sq ft
Lot size
3.59 acres
Year built
1987
Stories
1
County
Cumberland County
MLS number
12028795
Annual property tax (2025)
$560

Facts are reported by the listing brokerage. Items not listed were not provided; that does not mean the property lacks them.

Features

Interior

  • Entrance Foyer
  • Master Downstairs

Exterior

  • Dock

Appliances

  • Stainless Steel Appliance(s)
  • Range

Flooring

  • Vinyl
  • Laminate

Heating

  • Other
  • Zoned
  • Forced Air
  • Propane
  • Electric

Parking

  • Driveway

Construction

  • Wood Siding
  • Log Siding

Roof

  • Metal

Water

  • Public (Water Source)

Sewer

  • Septic Tank

Virtual tours

Location

The pin is the listing's reported coordinates and may be approximate. It is not a parcel boundary or shoreline, and no flood, wetland or hazard conclusion should be drawn from it. See more listings in Crossville.

Price and status history

    Changes observed by Waterfront Homes in MyStateMLS data since Oct 29, 2026. This is not a public-record sales history; MyStateMLS does not publish sold prices.

    Estimate a monthly payment

    $49,800
    Illustrative. Replace with a quote from your lender.
    From the listing (tax year 2025). Taxes can change after a sale.
    Get a quote; rates vary widely by location.
    Manufactured homes on a leased lot.
    Applied only while the loan is over 80% of the price. Illustrative.

    Estimated monthly payment

    $1,377 per month

    Principal and interest$1,259
    Property tax$47
    Homeowners insurance$71
    Loan amount$199,200
    Total interest over the term$254,069

    An estimate for comparison only, not a loan offer or approval. Actual rates, taxes, insurance, PMI and fees depend on your lender, credit, location and loan program.

    Questions to ask before you buy

    Questions worth investigating for any waterfront property. They are not claims that this property has a problem or meets any condition.

    1. Who owns the shoreline and the land under the water, and are there easements or public-access rights along it?Ownership can stop at a high-water line, a survey line or a seawall. A title search and survey answer this, not the listing.
    2. Is a dock, slip, lift or mooring included, and do the rights transfer to you?Docks can be shared, leased, assigned by an association or held under a permit that does not automatically transfer.
    3. What permits exist for the dock, seawall or other shoreline structures, and what would new work require?Shoreline work is often regulated by local, state and federal agencies.
    4. How much does the water level change by season, by tide or by reservoir management?Depth at a dock in one season can differ a lot in another.
    5. What does flood insurance cost for this property, and what does the current flood map show?Get a quote from an insurer or agent. A flood zone is not a premium, and no zone does not mean no risk.
    6. What maintenance does the shoreline need (seawall, bulkhead, riprap, erosion), and what has been done recently?Shoreline structures are expensive to repair; ask for records and inspection reports.
    7. How are water, sewer or septic, and power provided?Waterfront septic systems and wells can have extra rules and inspections.
    8. How do you reach the property by road year-round, and who maintains that road?Some waterfront roads are private, seasonal or shared.
    9. What local rules apply: rentals, docks, boat lifts, fences, tree removal, setbacks?Rules come from the town, county, state, lake authority or association and vary widely.

    Printable due-diligence checklist · Ownership budget planner · FEMA Flood Map Service Center (official flood maps; look up the address yourself)

    Guides and next steps

    Listing courtesy of Isham Jones Realty. Listing agent: Tina Isham. Listings provided by MyStateMLS.

    Listing last updated by the brokerage Oct 15, 2026, 10:04 PM UTC. Waterfront Homes last received MyStateMLS data Oct 29, 2026, 9:01 PM UTC. Information is deemed reliable but not guaranteed; verify all details with the listing agent.