$540,000
94825 Overseas Hwy 116Key Largo, FL 33037
Land and lots · MLS 11777691 · Listed 165 days ago (May 18, 2026)
Ocean or gulf · Direct parcel frontage · Waterfront details
For sale: Listed and available according to the MyStateMLS feed.
About this land
Build your dream home in paradise on this oversized corner lot in the heart of Key Largo. Ideally positioned next to the community clubhouse and tennis courts and directly across from the ocean, this prime homesite offers beautiful ocean views and an unbeatable location within a family-friendly community. One of the larger lots in the neighborhood, this property provides added space and flexibility for your custom island retreat. This rare offering includes approved plans and permits - ready to build immediately, saving valuable time and expense in the Florida Keys building process. Enjoy the perfect blend of coastal living, recreation, and convenience in one of Key Largo's most desirable communities. Whether you're planning a full-time residence, vacation getaway, or investment property, this exceptional lot offers the opportunity to create the Keys lifestyle you've been dreaming of.
Description provided by the listing brokerage.
MLS-reported waterfront
Waterfront details
The listing represents the offered parcel itself as adjoining the water. This is what the listing reports, not a survey or a title finding.
- Relationship to the water
- Direct parcel frontage
- Water type
- Ocean or gulf
- Water body
- Not provided. Ask the listing agent.
- Frontage length
- Not provided. Ask the listing agent.
- Water access arrangement
- Not provided. Ask the listing agent.
- Docks, slips, lifts, moorings
- Dock reported
- Dock depth
- Not provided. Ask the listing agent.
- Shoreline
- Not provided. Ask the listing agent.
- Seasonal or tidal conditions
- Not provided. Ask the listing agent.
- Boating limits (bridges, depth, open-water access)
- Not provided. Ask the listing agent.
The listing reports a dock. It does not say whether the dock is private, shared or transferable, or what boats it fits.
Why this is listed as waterfront
WaterfrontYN“Yes”: The listing is marked waterfront.WaterfrontFeatures“Ocean Front”: Includes a "… Front" value describing frontage.PropertyTypeDetail“land”: Property form used to read the frontage relationship.
Classified from fields in the MyStateMLS listing data. It has not been independently verified, and it is not a survey, title examination or legal determination of shoreline or access rights. Rules version 2026-10-29.1. How we classify waterfront
Something wrong with this classification? Report a waterfront classification issue. Questions about frontage, docks or access are best answered by Florida Realty of Miami Corp.
Facts
- List price
- $540,000
- Status
- For sale
- Property type
- Land and lots
- Lot size
- 0.04 acres (1,818 sq ft)
- County
- Monroe County
- MLS number
- 11777691
- Annual property tax (2025)
- $1,817
Facts are reported by the listing brokerage. Items not listed were not provided; that does not mean the property lacks them.
Features
Exterior
- Dock
Lot
- Corner Lot
Virtual tours
Location
The pin is the listing's reported coordinates and may be approximate. It is not a parcel boundary or shoreline, and no flood, wetland or hazard conclusion should be drawn from it. See more listings in Key Largo.
Price and status history
Changes observed by Waterfront Homes in MyStateMLS data since Oct 29, 2026. This is not a public-record sales history; MyStateMLS does not publish sold prices.
Estimate a monthly payment
Estimated monthly payment
$3,040 per month
An estimate for comparison only, not a loan offer or approval. Actual rates, taxes, insurance, PMI and fees depend on your lender, credit, location and loan program.
Questions to ask before you buy
Questions worth investigating for any waterfront property. They are not claims that this property has a problem or meets any condition.
- Who owns the shoreline and the land under the water, and are there easements or public-access rights along it?Ownership can stop at a high-water line, a survey line or a seawall. A title search and survey answer this, not the listing.
- Is a dock, slip, lift or mooring included, and do the rights transfer to you?Docks can be shared, leased, assigned by an association or held under a permit that does not automatically transfer.
- What permits exist for the dock, seawall or other shoreline structures, and what would new work require?Shoreline work is often regulated by local, state and federal agencies.
- How much does the water level change by season, by tide or by reservoir management?Depth at a dock in one season can differ a lot in another.
- What does flood insurance cost for this property, and what does the current flood map show?Get a quote from an insurer or agent. A flood zone is not a premium, and no zone does not mean no risk.
- What maintenance does the shoreline need (seawall, bulkhead, riprap, erosion), and what has been done recently?Shoreline structures are expensive to repair; ask for records and inspection reports.
- How are water, sewer or septic, and power provided?Waterfront septic systems and wells can have extra rules and inspections.
- How do you reach the property by road year-round, and who maintains that road?Some waterfront roads are private, seasonal or shared.
- What local rules apply: rentals, docks, boat lifts, fences, tree removal, setbacks?Rules come from the town, county, state, lake authority or association and vary widely.
Printable due-diligence checklist · Ownership budget planner · FEMA Flood Map Service Center (official flood maps; look up the address yourself)
Guides and next steps
Listing courtesy of Florida Realty of Miami Corp. Listings provided by MyStateMLS.
Listing last updated by the brokerage May 20, 2026, 11:51 AM UTC. Waterfront Homes last received MyStateMLS data Oct 29, 2026, 10:31 PM UTC. Information is deemed reliable but not guaranteed; verify all details with the listing agent.