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For saleReduced $35,000 from $460,000

$425,000

3 beds1,743 sq ft0.55 acres

109 Flora Ln #1Zwolle, LA 71486

Homes, condos and townhomes · MLS 11605059 · Listed 353 days ago (Nov 11, 2025)

Toledo Bend Reservoir · Lake or reservoir · Bay, harbor, inlet or sound · Waterfront, relationship not specified · Waterfront details

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For sale: Listed and available according to the MyStateMLS feed.

About this property

This is a must see property!! 1743+/- sq ft of living area, built in 2018, with energy efficiency and low maintenance in mind! Cement board and stacked stone exterior, on demand propane hot water heater, whole home generator, blown insulation, architectural shingle roof and large level lot make this home special. There is still water in the cove at 167.6 msl! The 3 bedroom, 2 1/2 bath split floor plan has a nice open concept for living lake life. Sit and relax on the covered back porch and enjoy the quiet serene views of the lake. The kitchen is well appointed with stainless appliances, custom built stained cabinetry, 5 burner continuous grate propane cooktop and a granite island with prep sink and eating bar. The cooktop backsplash was cutom created and adds a touch of Louisiana to the atmosphere! Book your showing to see this special gem! Shown by Appointment only.

Description provided by the listing brokerage.

MLS-reported waterfront

Waterfront details

The listing reports the property as waterfront but does not say how it meets the water. Ask the listing agent whether the parcel itself adjoins the shoreline.

Relationship to the water
Waterfront, relationship not specified
Water body
Toledo Bend ReservoirListing names this water body (matched to our registry)
Frontage length
86 ft (reported as "86'")
Water access arrangement
Not provided. Ask the listing agent.
Docks, slips, lifts, moorings
Not provided. Ask the listing agent.
Dock depth
Not provided. Ask the listing agent.
Shoreline
Not provided. Ask the listing agent.
Seasonal or tidal conditions
Not provided. Ask the listing agent.
Boating limits (bridges, depth, open-water access)
Not provided. Ask the listing agent.
Why this is listed as waterfront
  • WaterfrontYN “Yes”: The listing is marked waterfront.
  • WaterfrontFeatures “Lake Front, Inlet Front, Waterfront”: Includes a "… Front" value describing frontage.
  • PropertyTypeDetail “residential”: Property form used to read the frontage relationship.

Classified from fields in the MyStateMLS listing data. It has not been independently verified, and it is not a survey, title examination or legal determination of shoreline or access rights. Rules version 2026-10-29.1. How we classify waterfront

Something wrong with this classification? Report a waterfront classification issue. Questions about frontage, docks or access are best answered by Dayna Yeldell of First Choice Real Estate Services.

Facts

List price
$425,000
Original list price
$460,000
Status
For sale
Property type
Homes, condos and townhomes
Bedrooms
3
Full baths
2
Half baths
1
Interior area
1,743 sq ft
Lot size
0.55 acres
Year built
2018
Stories
1
Garage spaces
2
County
Sabine Parish
MLS number
11605059
Annual property tax
$1,130

Facts are reported by the listing brokerage. Items not listed were not provided; that does not mean the property lacks them.

Features

Interior

  • Walk-In Closet(s)
  • Entrance Foyer
  • Master Downstairs

Exterior

  • Generator

Appliances

  • Stainless Steel Appliance(s)
  • Range
  • Microwave
  • Refrigerator
  • Dishwasher

Flooring

  • Tile

Heating

  • Forced Air
  • Gas

Parking

  • Driveway

Construction

  • Stone
  • Cement Siding

Roof

  • Asphalt

Water

  • Public (Water Source)

Sewer

  • Septic Tank

Location

The pin is the listing's reported coordinates and may be approximate. It is not a parcel boundary or shoreline, and no flood, wetland or hazard conclusion should be drawn from it. See more listings in Zwolle.

Price and status history

  • Original list price reported by the brokerage: $460,000

Changes observed by Waterfront Homes in MyStateMLS data since Oct 29, 2026. This is not a public-record sales history; MyStateMLS does not publish sold prices.

Estimate a monthly payment

$85,000
Illustrative. Replace with a quote from your lender.
From the listing. Taxes can change after a sale.
Get a quote; rates vary widely by location.
Manufactured homes on a leased lot.
Applied only while the loan is over 80% of the price. Illustrative.

Estimated monthly payment

$2,368 per month

Principal and interest$2,149
Property tax$94
Homeowners insurance$125
Loan amount$340,000
Total interest over the term$433,651

An estimate for comparison only, not a loan offer or approval. Actual rates, taxes, insurance, PMI and fees depend on your lender, credit, location and loan program.

Similar waterfront listings nearby

Waterfront listings of the same property type and water type in Zwolle, priced within 25% of this listing ($318,750 to $531,250), newest first. Each one passes the same waterfront rules. See all matches

Photo 1 of 45, home at 835 Jeff Davis Drive #18, Zwolle, LA 71486
For saleReduced $30,000Dock reported

$419,000

3 beds3,310 sq ft

Toledo Bend ReservoirLake or reservoirDirect parcel frontage

835 Jeff Davis Drive #18Zwolle, LA 71486

House · MLS 11968364

Listing courtesy of Bo Dowden & Associates Real Estate · MyStateMLS

Questions to ask before you buy

Questions worth investigating for any waterfront property. They are not claims that this property has a problem or meets any condition.

  1. Who owns the shoreline and the land under the water, and are there easements or public-access rights along it?Ownership can stop at a high-water line, a survey line or a seawall. A title search and survey answer this, not the listing.
  2. Is a dock, slip, lift or mooring included, and do the rights transfer to you?Docks can be shared, leased, assigned by an association or held under a permit that does not automatically transfer.
  3. What permits exist for the dock, seawall or other shoreline structures, and what would new work require?Shoreline work is often regulated by local, state and federal agencies.
  4. How much does the water level change by season, by tide or by reservoir management?Depth at a dock in one season can differ a lot in another.
  5. What does flood insurance cost for this property, and what does the current flood map show?Get a quote from an insurer or agent. A flood zone is not a premium, and no zone does not mean no risk.
  6. What maintenance does the shoreline need (seawall, bulkhead, riprap, erosion), and what has been done recently?Shoreline structures are expensive to repair; ask for records and inspection reports.
  7. How are water, sewer or septic, and power provided?Waterfront septic systems and wells can have extra rules and inspections.
  8. How do you reach the property by road year-round, and who maintains that road?Some waterfront roads are private, seasonal or shared.
  9. What local rules apply: rentals, docks, boat lifts, fences, tree removal, setbacks?Rules come from the town, county, state, lake authority or association and vary widely.

Printable due-diligence checklist · Ownership budget planner · FEMA Flood Map Service Center (official flood maps; look up the address yourself)

Guides and next steps

Listing courtesy of First Choice Real Estate Services. Listing agent: Dayna Yeldell. Listings provided by MyStateMLS.

Listing last updated by the brokerage Jul 15, 2026, 12:54 AM UTC. Waterfront Homes last received MyStateMLS data Oct 30, 2026, 4:31 PM UTC. Information is deemed reliable but not guaranteed; verify all details with the listing agent.