$549,000

725 Cr 1420 NCarmi, IL 62821

Homes, condos and townhomes · MLS 12011703 · Listed 28 days ago (Oct 2, 2026)

Lake or reservoir · Direct parcel frontage · Waterfront details

For sale: Listed and available according to the MyStateMLS feed.

About this property

LAKEFRONT LIVING WITH PERFECT SUNSETS, SPACE, STYLE & EXCEPTIONAL AMENITIES! Welcome to this impressive lake property in the desirable Colony West neighborhood, offering over 3,200 square feet of living space plus an incredible 40' x 48' pole barn. This spacious four-bedroom, two-and-a-half-bath home offers a thoughtfully designed floor plan with plenty of room for everyday living, entertaining, and relaxing. The main-level primary suite features two walk-in closets, while the main floor also offers a dedicated office, formal dining room, and a spacious great room with fireplace that flows seamlessly into the open kitchen. Fresh interior paint adds a bright, updated feel throughout, and abundant storage makes organization a breeze. Upstairs, you'll find a large bonus room and an additional family room, providing flexible space for a home theater, recreation area, guests, or whatever fits your lifestyle. Also located on this floor are three additional bedrooms and one full bath. Step outside and enjoy the lake views from the large rear deck, and 29-foot round above-ground pool. Gather around the fire pit, relax by the water, or take advantage of the property's impressive boating amenities, including two boat docks and a private boat ramp. Spacious front porch also offers additional room for entertaining. The detached 40' x 48' pole barn is a standout feature, complete with heating and air conditioning, a full kitchen, and a full bathroom-perfect for entertaining, hobbies, a workshop, recreational vehicles, or additional guest space. Loft creates even more storage. 10 foot door allows for all kinds of vehicles. A 10' x 20' lean-to with lake views adds even more versatile storage or gathering space. Professionally landscaped grounds create beautiful curb appeal, featuring thoughtfully maintained areas on all sides of the home that enhance the property's outdoor spaces. Not only is this home beautiful, but also efficient. Solar panel package with a 24 year fully transferable warranty is also included. Warranty covers all parts of the system as well as any possible damages to the roof of the building. This package contains 42 panels that serve the home and 16 panels that serve the shop. Each has its own meter. With a two-car garage, extensive storage, multiple living areas, lake views, and exceptional outdoor amenities, this property offers a rare combination of comfort, functionality, and waterfront recreation. Come experience everything this remarkable lake property has to offer!

Description provided by the listing brokerage.

Facts

List price

$549,000

Status

For sale

Property type

House

Bedrooms

5

Full baths

2

Half baths

1

Interior area

3,271 sq ft

Lot size

1.33 acres

Year built

2012

Stories

2

Garage spaces

2

County

White County

MLS number

12011703

Annual property tax (2025)

$5,578

Facts are reported by the listing brokerage. Items not listed were not provided; that does not mean the property lacks them.

Features

Location

The pin is the listing's reported coordinates and may be approximate. It is not a parcel boundary or shoreline, and no flood, wetland or hazard conclusion should be drawn from it. See more listings in Carmi.

Price and status history

Changes observed by Waterfront Homes in MyStateMLS data since Oct 29, 2026. This is not a public-record sales history; MyStateMLS does not publish sold prices.

Estimate a monthly payment

Questions to ask before you buy

Questions worth investigating for any waterfront property. They are not claims that this property has a problem or meets any condition.

1. Who owns the shoreline and the land under the water, and are there easements or public-access rights along it?Ownership can stop at a high-water line, a survey line or a seawall. A title search and survey answer this, not the listing.
2. Is a dock, slip, lift or mooring included, and do the rights transfer to you?Docks can be shared, leased, assigned by an association or held under a permit that does not automatically transfer.
3. What permits exist for the dock, seawall or other shoreline structures, and what would new work require?Shoreline work is often regulated by local, state and federal agencies.
4. How much does the water level change by season, by tide or by reservoir management?Depth at a dock in one season can differ a lot in another.
5. What does flood insurance cost for this property, and what does the current flood map show?Get a quote from an insurer or agent. A flood zone is not a premium, and no zone does not mean no risk.
6. What maintenance does the shoreline need (seawall, bulkhead, riprap, erosion), and what has been done recently?Shoreline structures are expensive to repair; ask for records and inspection reports.
7. How are water, sewer or septic, and power provided?Waterfront septic systems and wells can have extra rules and inspections.
8. How do you reach the property by road year-round, and who maintains that road?Some waterfront roads are private, seasonal or shared.
9. What local rules apply: rentals, docks, boat lifts, fences, tree removal, setbacks?Rules come from the town, county, state, lake authority or association and vary widely.

Printable due-diligence checklist · Ownership budget planner · FEMA Flood Map Service Center (official flood maps; look up the address yourself)

Guides and next steps

• Waterfront homes in Illinois
• More lake or reservoir listings in Illinois
• What counts as waterfront

Listing courtesy of NFE Realty LLC. Listing agent: Nikki Edwards. Listings provided by MyStateMLS.

Listing last updated by the brokerage Oct 13, 2026, 12:26 AM UTC. Waterfront Homes last received MyStateMLS data Oct 29, 2026, 10:31 PM UTC. Information is deemed reliable but not guaranteed; verify all details with the listing agent.