For sale

$325,000

2 beds20 acres

2307 County Road 3416Byars, OK 74831

Homes, condos and townhomes · MLS 11882777 · Listed 112 days ago (Jul 12, 2026)

Pond · Waterfront, relationship not specified · Waterfront details

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For sale: Listed and available according to the MyStateMLS feed.

About this property

Tucked in the peaceful Oklahoma countryside yet just a short drive from Shawnee and Ada, this charming home offering OWNER FINANCING on 20 acres offers the perfect blend of quiet country living with convenient access to restaurants, shopping, schools, theaters, and everyday amenities. Whether you're looking for a homestead or hobby farm, this property provides the ideal setup. The land features a scenic mix of partially wooded acreage and open pasture, perfect for livestock, recreation, and outdoor living. Mature pecan, walnut, and oak trees provide shade, while a small pond adds to the peaceful setting. An impressive 1,500-square-foot red barn (30x50) with large drive-through doors offers space for equipment, livestock, a workshop, RVs, or storage. The property features productive Verdigris and sandy loam soils for gardening, grazing, and agriculture. Fully fenced and cross-fenced, it also includes a metal workshop, goat shelter, storage barn, chicken coop, covered parking, and a below-ground storm shelter. The charming farmhouse features 2 bedrooms and 2 bathrooms with a warm, inviting floor plan. A cozy wood-burning fireplace creates the perfect gathering space, while the kitchen offers abundant cabinetry and storage. Large windows fill the home with natural light and showcase picturesque views of the surrounding acreage. Nature lovers will appreciate the peaceful setting and abundant wildlife. Whether you enjoy homesteading, farming, or simply the serenity of rural living with nearby town conveniences, this unique Oklahoma property offers endless possibilities. OWNER FINANCING AVAILABLE!!

Description provided by the listing brokerage.

MLS-reported waterfront

Waterfront details

The listing reports the property as waterfront but does not say how it meets the water. Ask the listing agent whether the parcel itself adjoins the shoreline.

Relationship to the water
Waterfront, relationship not specified
Water type
Pond
Water body
Not provided. Ask the listing agent.
Frontage length
Not provided. Ask the listing agent.
Water access arrangement
Not provided. Ask the listing agent.
Docks, slips, lifts, moorings
Not provided. Ask the listing agent.
Dock depth
Not provided. Ask the listing agent.
Shoreline
Not provided. Ask the listing agent.
Seasonal or tidal conditions
Not provided. Ask the listing agent.
Boating limits (bridges, depth, open-water access)
Not provided. Ask the listing agent.
Why this is listed as waterfront
  • WaterfrontYN “Yes”: The listing is marked waterfront.
  • WaterfrontFeatures “Pond”: Describes the water without a frontage value.
  • PropertyTypeDetail “house”: Property form used to read the frontage relationship.

Classified from fields in the MyStateMLS listing data. It has not been independently verified, and it is not a survey, title examination or legal determination of shoreline or access rights. Rules version 2026-10-29.1. How we classify waterfront

Something wrong with this classification? Report a waterfront classification issue. Questions about frontage, docks or access are best answered by Elizabeth Jones of Cardenas & Associates Realty.

Facts

List price
$325,000
Status
For sale
Property type
House
Bedrooms
2
Full baths
2
Lot size
20 acres
Year built
1945
County
Pontotoc County
MLS number
11882777
Annual property tax (2025)
$1,018

Facts are reported by the listing brokerage. Items not listed were not provided; that does not mean the property lacks them.

Features

Interior

  • Entrance Foyer

Appliances

  • Range

Flooring

  • Vinyl
  • Hardwood

Heating

  • Other
  • Gas

Roof

  • Metal

Location

The pin is the listing's reported coordinates and may be approximate. It is not a parcel boundary or shoreline, and no flood, wetland or hazard conclusion should be drawn from it. See more listings in Byars.

Price and status history

    Changes observed by Waterfront Homes in MyStateMLS data since Oct 29, 2026. This is not a public-record sales history; MyStateMLS does not publish sold prices.

    Estimate a monthly payment

    $65,000
    Illustrative. Replace with a quote from your lender.
    From the listing (tax year 2025). Taxes can change after a sale.
    Get a quote; rates vary widely by location.
    Manufactured homes on a leased lot.
    Applied only while the loan is over 80% of the price. Illustrative.

    Estimated monthly payment

    $1,824 per month

    Principal and interest$1,643
    Property tax$85
    Homeowners insurance$96
    Loan amount$260,000
    Total interest over the term$331,616

    An estimate for comparison only, not a loan offer or approval. Actual rates, taxes, insurance, PMI and fees depend on your lender, credit, location and loan program.

    Questions to ask before you buy

    Questions worth investigating for any waterfront property. They are not claims that this property has a problem or meets any condition.

    1. Who owns the shoreline and the land under the water, and are there easements or public-access rights along it?Ownership can stop at a high-water line, a survey line or a seawall. A title search and survey answer this, not the listing.
    2. Is a dock, slip, lift or mooring included, and do the rights transfer to you?Docks can be shared, leased, assigned by an association or held under a permit that does not automatically transfer.
    3. What permits exist for the dock, seawall or other shoreline structures, and what would new work require?Shoreline work is often regulated by local, state and federal agencies.
    4. How much does the water level change by season, by tide or by reservoir management?Depth at a dock in one season can differ a lot in another.
    5. What does flood insurance cost for this property, and what does the current flood map show?Get a quote from an insurer or agent. A flood zone is not a premium, and no zone does not mean no risk.
    6. What maintenance does the shoreline need (seawall, bulkhead, riprap, erosion), and what has been done recently?Shoreline structures are expensive to repair; ask for records and inspection reports.
    7. How are water, sewer or septic, and power provided?Waterfront septic systems and wells can have extra rules and inspections.
    8. How do you reach the property by road year-round, and who maintains that road?Some waterfront roads are private, seasonal or shared.
    9. What local rules apply: rentals, docks, boat lifts, fences, tree removal, setbacks?Rules come from the town, county, state, lake authority or association and vary widely.

    Printable due-diligence checklist · Ownership budget planner · FEMA Flood Map Service Center (official flood maps; look up the address yourself)

    Guides and next steps

    Listing courtesy of Cardenas & Associates Realty. Listing agent: Elizabeth Jones. Listings provided by MyStateMLS.

    Listing last updated by the brokerage Sep 28, 2026, 4:32 PM UTC. Waterfront Homes last received MyStateMLS data Nov 1, 2026, 3:01 AM UTC. Information is deemed reliable but not guaranteed; verify all details with the listing agent.