$849,900
107 Gardenia DrNinety Six, SC 29666
Homes, condos and townhomes · MLS 12004126 · Listed 34 days ago (Sep 25, 2026)
Lake Greenwood · Lake or reservoir · Waterfront, relationship not specified · Waterfront details
For sale: Listed and available according to the MyStateMLS feed.
About this property
LAKE GREENWOOD LIVING IN GATED SUMMER POINTE! From the moment you open the front door , the lake is the first thing you see-setting the tone for a home designed around the views and the Lake Greenwood lifestyle.24-Hour Open House Call us today for open house times! Exclusive Benefits Just for You: Enjoy peace of mind with our 12-month Home Warranty, close on time guarantee, and a 24-month Satisfaction Guarantee: Love this home, or we will buy it back or sell it for free! First responders and military members-ask about our appreciation discount! More options, Just for You: If this home isn't quite what you're looking for, we have access to unlisted, off-market properties, distress sales, new construction, and company-owned homes that you won't find online. Don't get stuck owning two homes-Buy This Home, I Will Buy Yours! Ready to discuss this incredible opportunity? Call or text the listing agent on how this exclusive offer works. With sightlines drawing your eye straight through the open living spaces toward the water, you'll be reminded every day why you chose to live at the lake. Offering approximately 2,271 sq. ft. of finished living space PLUS approximately 1,400 sq. ft. of unfinished upstairs space, this 3-bedroom, 3-bath home provides incredible flexibility for creating additional bedrooms, a bonus room, home office, media room, hobby space or whatever fits your lifestyle. The main level features an inviting open-concept design with beautiful wood floors and an abundance of windows bringing the Lake Greenwood setting right into the home. The spacious kitchen offers generous cabinetry, a large center island with seating and plenty of workspace, while the adjoining living areas make entertaining family and friends easy. The main-level primary suite is positioned to take advantage of the lake views and features a spacious, handicap-accessible bath with a large walk-in tiled shower and plenty of room for comfortable accessibility. Two additional bedrooms and baths provide space for family and guests. One of the highlights of the home is the outdoor living. Step onto the covered and screened porch overlooking Lake Greenwood, or enjoy the adjoining open deck for grilling, entertaining and taking in the scenery. Down below, a walk-in crawl space includes a workshop area, offering valuable storage and workspace that is rarely found in a lake home. At the shoreline, enjoy a covered boat lift, seawall and steps providing direct access to the water-everything you need to make the most of days on Lake Greenwood with beautiful sunset views. And the lifestyle extends beyond your own backyard. Summer Pointe is a gated Lake Greenwood community offering an impressive collection of amenities, including a swimming pool and pool house, two scenic gazebos, tennis court, pickleball court, half-court basketball, community boat ramp, boat storage area and Village Green with firepit. Whether you're searching for a full-time lakefront residence or a place where family and friends can gather for years to come, this home offers the space, views and Lake Greenwood lifestyle you've been waiting for. Come for the home. Stay for the view. Live for the lake.
Description provided by the listing brokerage.
MLS-reported waterfront
Waterfront details
The listing reports the property as waterfront but does not say how it meets the water. Ask the listing agent whether the parcel itself adjoins the shoreline.
- Relationship to the water
- Waterfront, relationship not specified
- Water type
- Lake or reservoir
- Water body
- Lake GreenwoodListing names this water body (matched to our registry)
- Frontage length
- Not provided. Ask the listing agent.
- Water access arrangement
- Not provided. Ask the listing agent.
- Docks, slips, lifts, moorings
- Not provided. Ask the listing agent.
- Dock depth
- Not provided. Ask the listing agent.
- Shoreline
- Not provided. Ask the listing agent.
- Seasonal or tidal conditions
- Not provided. Ask the listing agent.
- Boating limits (bridges, depth, open-water access)
- Not provided. Ask the listing agent.
Why this is listed as waterfront
WaterfrontYN“Yes”: The listing is marked waterfront.WaterfrontFeatures“Lake Front”: Includes a "… Front" value describing frontage.PropertyTypeDetail“residential”: Property form used to read the frontage relationship.
Classified from fields in the MyStateMLS listing data. It has not been independently verified, and it is not a survey, title examination or legal determination of shoreline or access rights. Rules version 2026-10-29.1. How we classify waterfront
Something wrong with this classification? Report a waterfront classification issue. Questions about frontage, docks or access are best answered by Benjamin 'Kellar' Lawrence of Your Home Sold Guaranteed Realty.
Facts
- List price
- $849,900
- Status
- For sale
- Property type
- Homes, condos and townhomes
- Bedrooms
- 3
- Full baths
- 3
- Interior area
- 2,271 sq ft
- Lot size
- 0.46 acres
- Year built
- 2017
- Garage spaces
- 2
- County
- Greenwood County
- HOA / association fee
- $167 monthly
- MLS number
- 12004126
- Annual property tax (2025)
- $2,427
Facts are reported by the listing brokerage. Items not listed were not provided; that does not mean the property lacks them.
Features
Interior
- Walk-In Closet(s)
- Master Downstairs
Appliances
- Range
- Microwave
- Water Heater
- Disposal
- Dishwasher
Flooring
- Tile
- Hardwood
Heating
- Heat Pump
- Electric
Location
The pin is the listing's reported coordinates and may be approximate. It is not a parcel boundary or shoreline, and no flood, wetland or hazard conclusion should be drawn from it. See more listings in Ninety Six.
Price and status history
Changes observed by Waterfront Homes in MyStateMLS data since Oct 29, 2026. This is not a public-record sales history; MyStateMLS does not publish sold prices.
Estimate a monthly payment
Estimated monthly payment
$4,913 per month
An estimate for comparison only, not a loan offer or approval. Actual rates, taxes, insurance, PMI and fees depend on your lender, credit, location and loan program.
Questions to ask before you buy
Questions worth investigating for any waterfront property. They are not claims that this property has a problem or meets any condition.
- Who owns the shoreline and the land under the water, and are there easements or public-access rights along it?Ownership can stop at a high-water line, a survey line or a seawall. A title search and survey answer this, not the listing.
- Is a dock, slip, lift or mooring included, and do the rights transfer to you?Docks can be shared, leased, assigned by an association or held under a permit that does not automatically transfer.
- What permits exist for the dock, seawall or other shoreline structures, and what would new work require?Shoreline work is often regulated by local, state and federal agencies.
- How much does the water level change by season, by tide or by reservoir management?Depth at a dock in one season can differ a lot in another.
- What does flood insurance cost for this property, and what does the current flood map show?Get a quote from an insurer or agent. A flood zone is not a premium, and no zone does not mean no risk.
- What maintenance does the shoreline need (seawall, bulkhead, riprap, erosion), and what has been done recently?Shoreline structures are expensive to repair; ask for records and inspection reports.
- How are water, sewer or septic, and power provided?Waterfront septic systems and wells can have extra rules and inspections.
- How do you reach the property by road year-round, and who maintains that road?Some waterfront roads are private, seasonal or shared.
- What local rules apply: rentals, docks, boat lifts, fences, tree removal, setbacks?Rules come from the town, county, state, lake authority or association and vary widely.
Printable due-diligence checklist · Ownership budget planner · FEMA Flood Map Service Center (official flood maps; look up the address yourself)
Guides and next steps
Listing courtesy of Your Home Sold Guaranteed Realty. Listing agent: Benjamin 'Kellar' Lawrence. Listings provided by MyStateMLS.
Listing last updated by the brokerage Sep 28, 2026, 5:42 PM UTC. Waterfront Homes last received MyStateMLS data Oct 29, 2026, 8:31 PM UTC. Information is deemed reliable but not guaranteed; verify all details with the listing agent.