For saleReduced $29,000 from $399,000

$370,000

5 beds2,518 sq ft5.12 acres

409 N Wilson StreetAinsworth, NE 69210

Homes, condos and townhomes · MLS 11458086 · Listed 583 days ago (Mar 25, 2025)

Bone Creek · Creek or stream · Waterfront, relationship not specified · Waterfront details

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For sale: Listed and available according to the MyStateMLS feed.

About this property

Harkening to grander days, this gorgeous 1910 Victorian home on over 5 acres will capture your heart! As you approach the home the beautiful front porch welcomes with pillars and the promise of something very special inside. Owner pride and love absolutely shine both inside and out. Natural light streams through every room of this home and your eyes are drawn to the beauty of every charming little detail. You feel the warmth of the fireplace, and the bay window full of cushions make you smile as you take in the beautiful open floor plan dining/living room. The thoughtfully designed kitchen offers custom cupboards with lots of little extras and a perfect breakfast area that opens onto an enclosed back patio. A large back porch greats you as you enter from the attached 2 car garage or the backyard. And a half bath is conveniently located just off the entry. The main floor offers an ensuite bedroom with full bath. On the 2nd floor, 4 beautiful bedrooms are located off of a large central hall with a darling seating area, as well as a full bathroom. 2 of the bedrooms offer bathroom-ettes. The home has a nice unfinished basement for storage and utilities, as well as a separate storm shelter. The home is situated on an expansive yard with wandering trails, and a separate well for all of your watering needs. Heading out back you have over 5 acres of land with Bone Creek trickling through, offering the perfect place to roam, keep some animals, and even play in the creek! There is also a separate single car garage, a barn building, and a shelter building! This home was formerly a bed & breakfast and is a perfect place to live your dreams. Come take a look and see if this gorgeous place captures as much of your heart as it did mine!

Description provided by the listing brokerage.

MLS-reported waterfront

Waterfront details

The listing reports the property as waterfront but does not say how it meets the water. Ask the listing agent whether the parcel itself adjoins the shoreline.

Relationship to the water
Waterfront, relationship not specified
Water type
Creek or stream
Water body
Bone Creek (as reported)Name as reported by the listing (not matched to a mapped water body)
Frontage length
Not provided. Ask the listing agent.
Water access arrangement
Not provided. Ask the listing agent.
Docks, slips, lifts, moorings
Not provided. Ask the listing agent.
Dock depth
Not provided. Ask the listing agent.
Shoreline
Not provided. Ask the listing agent.
Seasonal or tidal conditions
Not provided. Ask the listing agent.
Boating limits (bridges, depth, open-water access)
Not provided. Ask the listing agent.
Why this is listed as waterfront
  • WaterfrontYN “Yes”: The listing is marked waterfront.
  • WaterfrontFeatures “Stream”: Describes the water without a frontage value.
  • PropertyTypeDetail “house”: Property form used to read the frontage relationship.

Classified from fields in the MyStateMLS listing data. It has not been independently verified, and it is not a survey, title examination or legal determination of shoreline or access rights. Rules version 2026-10-29.1. How we classify waterfront

Something wrong with this classification? Report a waterfront classification issue. Questions about frontage, docks or access are best answered by Kay Lynn Collins of Stracke Land & Realty.

Facts

List price
$370,000
Original list price
$399,000
Status
For sale
Property type
House
Bedrooms
5
Full baths
2
Half baths
3
Interior area
2,518 sq ft
Lot size
5.12 acres
Year built
1910
Stories
2
Garage spaces
2
County
Brown County
MLS number
11458086
Annual property tax
$669

Facts are reported by the listing brokerage. Items not listed were not provided; that does not mean the property lacks them.

Features

Interior

  • Master Downstairs

Appliances

  • Washer
  • Range
  • Microwave
  • Refrigerator
  • Dryer
  • Disposal
  • Dishwasher

Basement

  • Unfinished

Heating

  • Forced Air
  • Natural Gas

Roof

  • Asphalt

Water

  • Public (Water Source)

Sewer

  • Other

Location

The pin is the listing's reported coordinates and may be approximate. It is not a parcel boundary or shoreline, and no flood, wetland or hazard conclusion should be drawn from it. See more listings in Ainsworth.

Price and status history

  • Original list price reported by the brokerage: $399,000

Changes observed by Waterfront Homes in MyStateMLS data since Oct 29, 2026. This is not a public-record sales history; MyStateMLS does not publish sold prices.

Estimate a monthly payment

$74,000
Illustrative. Replace with a quote from your lender.
From the listing. Taxes can change after a sale.
Get a quote; rates vary widely by location.
Manufactured homes on a leased lot.
Applied only while the loan is over 80% of the price. Illustrative.

Estimated monthly payment

$2,035 per month

Principal and interest$1,871
Property tax$56
Homeowners insurance$108
Loan amount$296,000
Total interest over the term$377,532

An estimate for comparison only, not a loan offer or approval. Actual rates, taxes, insurance, PMI and fees depend on your lender, credit, location and loan program.

Questions to ask before you buy

Questions worth investigating for any waterfront property. They are not claims that this property has a problem or meets any condition.

  1. Who owns the shoreline and the land under the water, and are there easements or public-access rights along it?Ownership can stop at a high-water line, a survey line or a seawall. A title search and survey answer this, not the listing.
  2. Is a dock, slip, lift or mooring included, and do the rights transfer to you?Docks can be shared, leased, assigned by an association or held under a permit that does not automatically transfer.
  3. What permits exist for the dock, seawall or other shoreline structures, and what would new work require?Shoreline work is often regulated by local, state and federal agencies.
  4. How much does the water level change by season, by tide or by reservoir management?Depth at a dock in one season can differ a lot in another.
  5. What does flood insurance cost for this property, and what does the current flood map show?Get a quote from an insurer or agent. A flood zone is not a premium, and no zone does not mean no risk.
  6. What maintenance does the shoreline need (seawall, bulkhead, riprap, erosion), and what has been done recently?Shoreline structures are expensive to repair; ask for records and inspection reports.
  7. How are water, sewer or septic, and power provided?Waterfront septic systems and wells can have extra rules and inspections.
  8. How do you reach the property by road year-round, and who maintains that road?Some waterfront roads are private, seasonal or shared.
  9. What local rules apply: rentals, docks, boat lifts, fences, tree removal, setbacks?Rules come from the town, county, state, lake authority or association and vary widely.

Printable due-diligence checklist · Ownership budget planner · FEMA Flood Map Service Center (official flood maps; look up the address yourself)

Guides and next steps

Listing courtesy of Stracke Land & Realty. Listing agent: Kay Lynn Collins. Listings provided by MyStateMLS.

Listing last updated by the brokerage Sep 8, 2026, 4:42 AM UTC. Waterfront Homes last received MyStateMLS data Oct 29, 2026, 9:31 PM UTC. Information is deemed reliable but not guaranteed; verify all details with the listing agent.