For saleVirtual tour

$2,999,000

6 beds4,634 sq ft0.75 acres

11 Manning Cove RoadMalta, NY 12020

Homes, condos and townhomes · MLS 11981630 · Listed 46 days ago (Sep 14, 2026)

Saratoga Lake · Lake or reservoir · Direct parcel frontage · Waterfront details

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For sale: Listed and available according to the MyStateMLS feed.

About this property

Location Location Location!!! Exceptional Saratoga Lake waterfront home situated along a private road in one of the lake's most desirable locations. Offering approximately 4,634 square feet, this spacious property features six bedrooms, four full bathrooms, and 100 feet of deeded lake frontage with a private dock. Enjoy beautiful water views and direct access to boating, swimming, fishing, and year-round recreation. Generous living and entertaining spaces provide plenty of room for family and guests. Conveniently located just minutes from Saratoga Springs, dining, shopping, entertainment, and the Saratoga Race Course. A rare opportunity to experience the very best of Saratoga Lake living!

Description provided by the listing brokerage.

MLS-reported waterfront

Waterfront details

The listing represents the offered parcel itself as adjoining the water. This is what the listing reports, not a survey or a title finding.

Relationship to the water
Direct parcel frontage
Water body
Saratoga Lake (as reported)Name as reported by the listing (not matched to a mapped water body)
Frontage length
Not provided. Ask the listing agent.
Water access arrangement
Not provided. Ask the listing agent.
Docks, slips, lifts, moorings
Not provided. Ask the listing agent.
Dock depth
Not provided. Ask the listing agent.
Shoreline
Not provided. Ask the listing agent.
Seasonal or tidal conditions
Not provided. Ask the listing agent.
Boating limits (bridges, depth, open-water access)
Not provided. Ask the listing agent.
Why this is listed as waterfront
  • WaterfrontYN “Yes”: The listing is marked waterfront.
  • WaterfrontFeatures “Lake Front”: Includes a "… Front" value describing frontage.
  • PropertyTypeDetail “house”: Property form used to read the frontage relationship.

Classified from fields in the MyStateMLS listing data. It has not been independently verified, and it is not a survey, title examination or legal determination of shoreline or access rights. Rules version 2026-10-29.1. How we classify waterfront

Something wrong with this classification? Report a waterfront classification issue. Questions about frontage, docks or access are best answered by Darlene Zeh of Miranda Real Estate Group Inc.

Facts

List price
$2,999,000
Status
For sale
Property type
House
Bedrooms
6
Full baths
4
Interior area
4,634 sq ft
Lot size
0.75 acres (32,670 sq ft)
Year built
1999
Garage spaces
2
County
Saratoga County
MLS number
11981630
Annual property tax
$41,592

Facts are reported by the listing brokerage. Items not listed were not provided; that does not mean the property lacks them.

Features

Interior

  • Walk-In Closet(s)

Appliances

  • Washer
  • Range
  • Microwave
  • Refrigerator
  • Dryer
  • Dishwasher

Flooring

  • Tile
  • Hardwood

Heating

  • Forced Air
  • Propane

Parking

  • Driveway

Construction

  • Vinyl Siding
  • Shake Siding

Roof

  • Asphalt

Sewer

  • Other

Lot

  • Cul-De-Sac

Virtual tours

Location

The pin is the listing's reported coordinates and may be approximate. It is not a parcel boundary or shoreline, and no flood, wetland or hazard conclusion should be drawn from it. See more listings in Malta.

Price and status history

    Changes observed by Waterfront Homes in MyStateMLS data since Oct 29, 2026. This is not a public-record sales history; MyStateMLS does not publish sold prices.

    Estimate a monthly payment

    $599,800
    Illustrative. Replace with a quote from your lender.
    From the listing. Taxes can change after a sale.
    Get a quote; rates vary widely by location.
    Manufactured homes on a leased lot.
    Applied only while the loan is over 80% of the price. Illustrative.

    Estimated monthly payment

    $19,506 per month

    Principal and interest$15,165
    Property tax$3,466
    Homeowners insurance$875
    Loan amount$2,399,200
    Total interest over the term$3,060,047

    An estimate for comparison only, not a loan offer or approval. Actual rates, taxes, insurance, PMI and fees depend on your lender, credit, location and loan program.

    Questions to ask before you buy

    Questions worth investigating for any waterfront property. They are not claims that this property has a problem or meets any condition.

    1. Who owns the shoreline and the land under the water, and are there easements or public-access rights along it?Ownership can stop at a high-water line, a survey line or a seawall. A title search and survey answer this, not the listing.
    2. Is a dock, slip, lift or mooring included, and do the rights transfer to you?Docks can be shared, leased, assigned by an association or held under a permit that does not automatically transfer.
    3. What permits exist for the dock, seawall or other shoreline structures, and what would new work require?Shoreline work is often regulated by local, state and federal agencies.
    4. How much does the water level change by season, by tide or by reservoir management?Depth at a dock in one season can differ a lot in another.
    5. What does flood insurance cost for this property, and what does the current flood map show?Get a quote from an insurer or agent. A flood zone is not a premium, and no zone does not mean no risk.
    6. What maintenance does the shoreline need (seawall, bulkhead, riprap, erosion), and what has been done recently?Shoreline structures are expensive to repair; ask for records and inspection reports.
    7. How are water, sewer or septic, and power provided?Waterfront septic systems and wells can have extra rules and inspections.
    8. How do you reach the property by road year-round, and who maintains that road?Some waterfront roads are private, seasonal or shared.
    9. What local rules apply: rentals, docks, boat lifts, fences, tree removal, setbacks?Rules come from the town, county, state, lake authority or association and vary widely.

    Printable due-diligence checklist · Ownership budget planner · FEMA Flood Map Service Center (official flood maps; look up the address yourself)

    Guides and next steps

    Listing courtesy of Miranda Real Estate Group Inc. Listing agent: Darlene Zeh. Listings provided by MyStateMLS.

    Listing last updated by the brokerage Sep 19, 2026, 12:50 PM UTC. Waterfront Homes last received MyStateMLS data Oct 30, 2026, 9:01 PM UTC. Information is deemed reliable but not guaranteed; verify all details with the listing agent.