For saleReduced $36,000 from $285,000Leased lotVirtual tour

$249,000

3 beds1,664 sq ft

4378 Manatee LoopPunta Gorda, FL 33980

Manufactured and mobile homes · MLS 11939993 · Listed 78 days ago (Aug 13, 2026)

Charlotte Harbor · Bay, harbor, inlet or sound · Shared waterfront site · Waterfront details

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For sale: Listed and available according to the MyStateMLS feed.

About this property

PRICE CORRECTION: Built in 2022, this 3-bedroom, 2-bath home with 1,664 sq. ft. is located in Harbor View on the Bay and offers an open, split-bedroom floor plan with the space, storage, and finishes buyers are looking for. This home is on a permanent foundation! Inside, you'll find luxury vinyl plank flooring and finished drywall throughout. The kitchen is a Chef's Dream, with a large island, granite countertops, pot drawers, convection cooktop with European-style range hood, built-in wall oven and microwave, and a large bank of pantry cabinets that adds excellent storage. The primary bedroom is separated from the guest bedrooms for added privacy. Both bathrooms have granite countertops, and the spacious laundry room includes a sink and cabinetry, making everyday chores a little easier. The home also features a care-free metal roof and hurricane-impact windows for added peace of mind. Outside, there is side-by-side covered parking that can park 5 cars, a storage shed (with insulated roof panels), and a large front porch with a water view-a great place to enjoy the breeze and watch the water. Harbor View on the Bay is a 55+ leased-land waterfront community on Charlotte Harbor with a resort-style pool, fitness area, pickleball, micro golf, dog park, fishing pier, kayaks, fire pit, multiple tikis, and a clubhouse with shuffleboard and poker tables. The community is known for its active social calendar, with tons of community activities supported by a budget of over $2,000 per month paid by the community owner. You won't find any other community with the newer resort-style amenities and activities in Charlotte County. If you're looking for a newer home with a comfortable floor plan, quality finishes, plenty of storage, and an active waterfront community, this one checks a lot of boxes. FINANCING AVAILABLE FOR THOSE THAT QUALIFY.

Description provided by the listing brokerage.

MLS-reported waterfront

Waterfront details

The home is part of a condominium, cooperative or community whose shared site is reported as waterfront. Shoreline and docks are typically common or community property, not owned by the individual unit.

Relationship to the water
Shared waterfront site
Water body
Charlotte Harbor (as reported)Name as reported by the listing (not matched to a mapped water body)
Frontage length
Not provided. Ask the listing agent.
Water access arrangement
Not provided. Ask the listing agent.
Docks, slips, lifts, moorings
Not provided. Ask the listing agent.
Dock depth
Not provided. Ask the listing agent.
Shoreline
Not provided. Ask the listing agent.
Seasonal or tidal conditions
Not provided. Ask the listing agent.
Boating limits (bridges, depth, open-water access)
Not provided. Ask the listing agent.
Why this is listed as waterfront
  • WaterfrontYN “Yes”: The listing is marked waterfront.
  • WaterfrontFeatures “Harbor”: Describes the water without a frontage value.
  • PropertyTypeDetail “mob-man”: Property form used to read the frontage relationship.
  • LandLeaseYN “Yes”: The home is on a leased lot in a community; the land is not part of the sale.

Classified from fields in the MyStateMLS listing data. It has not been independently verified, and it is not a survey, title examination or legal determination of shoreline or access rights. Rules version 2026-10-29.1. How we classify waterfront

Something wrong with this classification? Report a waterfront classification issue. Questions about frontage, docks or access are best answered by Amy Mendez of RE/MAX Palm Realty MHS.

Facts

List price
$249,000
Original list price
$285,000
Status
For sale
Property type
Manufactured home
Bedrooms
3
Full baths
2
Interior area
1,664 sq ft
Year built
2022
Stories
1
County
Charlotte County
MLS number
11939993
Annual property tax (2026)
$2,016

Facts are reported by the listing brokerage. Items not listed were not provided; that does not mean the property lacks them.

Manufactured home details

Year manufactured
2022
Land
Leased lot (land not included)
Land lease amount
$1,090 (period not specified by the source)

Lot rent is separate from any HOA fee and is set by the community. Ask the listing agent for the current lease terms and what the rent includes.

Features

Interior

  • Walk-In Closet(s)
  • Master Downstairs

Exterior

  • Pickleball

Appliances

  • Stainless Steel Appliance(s)
  • Range
  • Microwave
  • Water Heater
  • Refrigerator
  • Disposal
  • Dishwasher

Heating

  • Forced Air
  • Electric

Parking

  • Carport
  • Driveway

Construction

  • Hardi Plank Type

Roof

  • Metal

Water

  • Public (Water Source)

Sewer

  • Public Sewer

Lot

  • Sprinklers In Front

Virtual tours

Location

The pin is the listing's reported coordinates and may be approximate. It is not a parcel boundary or shoreline, and no flood, wetland or hazard conclusion should be drawn from it. See more listings in Punta Gorda.

Price and status history

  • Original list price reported by the brokerage: $285,000

Changes observed by Waterfront Homes in MyStateMLS data since Oct 29, 2026. This is not a public-record sales history; MyStateMLS does not publish sold prices.

Estimate a monthly payment

$49,800
Illustrative. Replace with a quote from your lender.
From the listing (tax year 2026). Taxes can change after a sale.
Get a quote; rates vary widely by location.
Manufactured homes on a leased lot.
Applied only while the loan is over 80% of the price. Illustrative.

Estimated monthly payment

$1,498 per month

Principal and interest$1,259
Property tax$168
Homeowners insurance$71
Loan amount$199,200
Total interest over the term$254,069

An estimate for comparison only, not a loan offer or approval. Actual rates, taxes, insurance, PMI and fees depend on your lender, credit, location and loan program.

Similar waterfront listings nearby

Waterfront listings of the same property type and water type in Punta Gorda, priced within 25% of this listing ($186,750 to $311,250), newest first. Each one passes the same waterfront rules. See all matches

Photo 1 of 48, manufactured home at 3127 Bayside Pkwy, Punta Gorda, FL 33982
For saleDock reported

$274,900

3 beds1,344 sq ft

Ocean or gulf · Bay, harbor, inlet or sound · CanalDirect parcel frontage

3127 Bayside PkwyPunta Gorda, FL 33982

Manufactured home · MLS 11781211

Listing courtesy of CENTURY 21 SUNBELT REALTY · MyStateMLS

Questions to ask before you buy

Questions worth investigating for any waterfront property. They are not claims that this property has a problem or meets any condition.

  1. Who owns the shoreline and the land under the water, and are there easements or public-access rights along it?Ownership can stop at a high-water line, a survey line or a seawall. A title search and survey answer this, not the listing.
  2. Is a dock, slip, lift or mooring included, and do the rights transfer to you?Docks can be shared, leased, assigned by an association or held under a permit that does not automatically transfer.
  3. What permits exist for the dock, seawall or other shoreline structures, and what would new work require?Shoreline work is often regulated by local, state and federal agencies.
  4. How much does the water level change by season, by tide or by reservoir management?Depth at a dock in one season can differ a lot in another.
  5. What does flood insurance cost for this property, and what does the current flood map show?Get a quote from an insurer or agent. A flood zone is not a premium, and no zone does not mean no risk.
  6. What maintenance does the shoreline need (seawall, bulkhead, riprap, erosion), and what has been done recently?Shoreline structures are expensive to repair; ask for records and inspection reports.
  7. How are water, sewer or septic, and power provided?Waterfront septic systems and wells can have extra rules and inspections.
  8. How do you reach the property by road year-round, and who maintains that road?Some waterfront roads are private, seasonal or shared.
  9. What local rules apply: rentals, docks, boat lifts, fences, tree removal, setbacks?Rules come from the town, county, state, lake authority or association and vary widely.

Printable due-diligence checklist · Ownership budget planner · FEMA Flood Map Service Center (official flood maps; look up the address yourself)

Guides and next steps

Listing courtesy of RE/MAX Palm Realty MHS. Listing agent: Amy Mendez. Listings provided by MyStateMLS.

Listing last updated by the brokerage Sep 11, 2026, 5:42 PM UTC. Waterfront Homes last received MyStateMLS data Oct 30, 2026, 5:01 PM UTC. Information is deemed reliable but not guaranteed; verify all details with the listing agent.