For sale

$599,900

3 beds2,170 sq ft0.31 acres

117 Lake Francis DrLake Placid, FL 33852

Homes, condos and townhomes · MLS 11801508 · Listed 147 days ago (Jun 5, 2026)

Lake Francis · Lake or reservoir · Waterfront, relationship not specified · Waterfront details

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For sale: Listed and available according to the MyStateMLS feed.

About this property

Welcome to your fully furnished waterfront retreat in the heart of Lake Placid. This spacious 3-bedroom, 3-bathroom home offers approximately 1,926 square feet of living area and 2,170 total square feet, thoughtfully designed for comfortable lakefront living, entertaining, and enjoying the Florida lifestyle. Nestled along the shores of Lake Francis, an approximately 539-acre freshwater "sandy ridge bottom" lake known for boating, fishing, kayaking, and breathtaking sunrise and sunset views, this property offers approximately 75 feet of direct lake frontage and an exceptional outdoor living experience. The private dock and covered boathouse provide convenient access to the water, making it easy to launch your boat, enjoy a day of fishing, or simply relax lakeside while taking in the peaceful views. Whether you're an avid angler, boating enthusiast, or someone who appreciates the tranquility of waterfront living, this property delivers the ideal setting. The beautifully maintained property is shaded by majestic mature oak trees that create a picturesque Old Florida setting and provide welcome shade throughout the year. The sprawling oaks enhance the home's curb appeal while creating a peaceful, park-like atmosphere along the waterfront. Imagine relaxing beneath the canopy of these beautiful trees, enjoying the lake breeze, entertaining family and friends, or watching the sunrise reflect across the water. Inside, you'll find spacious living areas filled with natural light, a functional floor plan, and plenty of room for family and guests. The generous layout offers flexibility for full-time living, a seasonal retreat, or a vacation rental investment. Being sold fully furnished, this home is truly move-in ready, allowing you to begin enjoying lake life immediately. Additional features include masonry construction, concrete exterior walls, vinyl siding, metal roofing, central air conditioning, a covered carport, and ample storage space. Located in the charming community of Lake Placid, known as the "Town of Murals," residents enjoy a relaxed small-town atmosphere with access to more than 27 freshwater lakes, golf courses, local dining, shopping, and year-round outdoor recreation. This is a rare opportunity to own a turnkey waterfront property with a private dock, covered boathouse, mature oak trees, and stunning lake views-everything you need to experience the best of Florida lakefront living. Wake up to spectacular sunrises, spend your days on the water, and unwind each evening with beautiful sunset reflections across Lake Francis.

Description provided by the listing brokerage.

MLS-reported waterfront

Waterfront details

The listing reports the property as waterfront but does not say how it meets the water. Ask the listing agent whether the parcel itself adjoins the shoreline.

Relationship to the water
Waterfront, relationship not specified
Water body
Lake Francis (as reported)Name as reported by the listing (not matched to a mapped water body)
Frontage length
Not provided. Ask the listing agent.
Water access arrangement
Not provided. Ask the listing agent.
Docks, slips, lifts, moorings
Dock reported
Dock depth
Not provided. Ask the listing agent.
Shoreline
Not provided. Ask the listing agent.
Seasonal or tidal conditions
Not provided. Ask the listing agent.
Boating limits (bridges, depth, open-water access)
Not provided. Ask the listing agent.

The listing reports a dock. It does not say whether the dock is private, shared or transferable, or what boats it fits.

Why this is listed as waterfront
  • WaterfrontYN “Yes”: The listing is marked waterfront.
  • WaterfrontFeatures “Lake Front”: Includes a "… Front" value describing frontage.
  • PropertyTypeDetail “house-attached”: Property form used to read the frontage relationship.
  • PropertyTypeDetail “house-attached”: Attached homes can sit on a shared site, so frontage is not assumed to belong to the unit.

Classified from fields in the MyStateMLS listing data. It has not been independently verified, and it is not a survey, title examination or legal determination of shoreline or access rights. Rules version 2026-10-29.1. How we classify waterfront

Something wrong with this classification? Report a waterfront classification issue. Questions about frontage, docks or access are best answered by Elena Silva, P.A. of The Pipal Group.

Facts

List price
$599,900
Status
For sale
Property type
Attached home
Bedrooms
3
Full baths
3
Interior area
2,170 sq ft
Lot size
0.31 acres
Year built
1969
County
Highlands County
MLS number
11801508
Annual property tax
$4,634

Facts are reported by the listing brokerage. Items not listed were not provided; that does not mean the property lacks them.

Features

Interior

  • Walk-In Closet(s)
  • Entrance Foyer
  • Master Downstairs

Exterior

  • Dock

Appliances

  • Washer
  • Range
  • Microwave
  • Water Heater
  • Refrigerator
  • Dryer
  • Dishwasher

Flooring

  • Carpet

Heating

  • Electric

Parking

  • Carport

Construction

  • Vinyl Siding

Roof

  • Metal

Water

  • Public (Water Source)

Sewer

  • Septic Tank

Location

The pin is the listing's reported coordinates and may be approximate. It is not a parcel boundary or shoreline, and no flood, wetland or hazard conclusion should be drawn from it. See more listings in Lake Placid.

Price and status history

    Changes observed by Waterfront Homes in MyStateMLS data since Oct 29, 2026. This is not a public-record sales history; MyStateMLS does not publish sold prices.

    Estimate a monthly payment

    $119,980
    Illustrative. Replace with a quote from your lender.
    From the listing. Taxes can change after a sale.
    Get a quote; rates vary widely by location.
    Manufactured homes on a leased lot.
    Applied only while the loan is over 80% of the price. Illustrative.

    Estimated monthly payment

    $3,595 per month

    Principal and interest$3,033
    Property tax$386
    Homeowners insurance$175
    Loan amount$479,920
    Total interest over the term$612,112

    An estimate for comparison only, not a loan offer or approval. Actual rates, taxes, insurance, PMI and fees depend on your lender, credit, location and loan program.

    Questions to ask before you buy

    Questions worth investigating for any waterfront property. They are not claims that this property has a problem or meets any condition.

    1. Who owns the shoreline and the land under the water, and are there easements or public-access rights along it?Ownership can stop at a high-water line, a survey line or a seawall. A title search and survey answer this, not the listing.
    2. Is a dock, slip, lift or mooring included, and do the rights transfer to you?Docks can be shared, leased, assigned by an association or held under a permit that does not automatically transfer.
    3. What permits exist for the dock, seawall or other shoreline structures, and what would new work require?Shoreline work is often regulated by local, state and federal agencies.
    4. How much does the water level change by season, by tide or by reservoir management?Depth at a dock in one season can differ a lot in another.
    5. What does flood insurance cost for this property, and what does the current flood map show?Get a quote from an insurer or agent. A flood zone is not a premium, and no zone does not mean no risk.
    6. What maintenance does the shoreline need (seawall, bulkhead, riprap, erosion), and what has been done recently?Shoreline structures are expensive to repair; ask for records and inspection reports.
    7. How are water, sewer or septic, and power provided?Waterfront septic systems and wells can have extra rules and inspections.
    8. How do you reach the property by road year-round, and who maintains that road?Some waterfront roads are private, seasonal or shared.
    9. What local rules apply: rentals, docks, boat lifts, fences, tree removal, setbacks?Rules come from the town, county, state, lake authority or association and vary widely.

    Printable due-diligence checklist · Ownership budget planner · FEMA Flood Map Service Center (official flood maps; look up the address yourself)

    Guides and next steps

    Listing courtesy of The Pipal Group. Listing agent: Elena Silva, P.A.. Listings provided by MyStateMLS.

    Listing last updated by the brokerage Sep 7, 2026, 8:15 PM UTC. Waterfront Homes last received MyStateMLS data Oct 30, 2026, 6:01 PM UTC. Information is deemed reliable but not guaranteed; verify all details with the listing agent.