$389,000

142 Locust LnRichfield Springs, NY 13439

Homes, condos and townhomes · MLS 11691852 · Listed 199 days ago (Apr 14, 2026)

Canadarago · Lake or reservoir · Waterfront, relationship not specified · Waterfront details

Under contract: The seller has accepted an offer with conditions. Some sellers still accept backup offers.

About this property

If you have been waiting for a lake property that truly feels easy, this is the one. Set along one of the most desirable stretches of Canadarago Lake, this updated waterfront retreat offers privacy, comfort, and the kind of setting people hold onto for generations. With 100 feet of private frontage and deep, clear water, your days can be spent swimming, boating, and enjoying the lake exactly the way it is meant to be enjoyed. The new rolling dock makes getting on the water effortless, while the deck creates the perfect space to relax or entertain with a view that never gets old. Inside, the home is warm and welcoming with an easy, open layout that brings the outdoors in through large sliding glass doors. The work has already been done for you, with major improvements including a newer roof, heating system, well, septic, and a beautifully renovated bathroom, so you can focus on enjoying the property rather than maintaining it. With high speed internet available, it also offers the flexibility to work remotely while surrounded by nature. Whether you are looking for a peaceful getaway, a turnkey second home, or a smart investment in a highly sought after lake location, this property offers a rare opportunity to step right into lake life and start making memories from day one.

Description provided by the listing brokerage.

Facts

List price

$389,000

Status

Under contract

Property type

Homes, condos and townhomes (Ranch)

Bedrooms

2

Full baths

1

Interior area

704 sq ft

Lot size

0.36 acres

Year built

1984

County

Otsego County

MLS number

11691852

Annual property tax (2026)

$4,942

Facts are reported by the listing brokerage. Items not listed were not provided; that does not mean the property lacks them.

Features

Location

The pin is the listing's reported coordinates and may be approximate. It is not a parcel boundary or shoreline, and no flood, wetland or hazard conclusion should be drawn from it. See more listings in Richfield Springs.

Price and status history

Changes observed by Waterfront Homes in MyStateMLS data since Oct 29, 2026. This is not a public-record sales history; MyStateMLS does not publish sold prices.

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Questions to ask before you buy

Questions worth investigating for any waterfront property. They are not claims that this property has a problem or meets any condition.

1. Who owns the shoreline and the land under the water, and are there easements or public-access rights along it?Ownership can stop at a high-water line, a survey line or a seawall. A title search and survey answer this, not the listing.
2. Is a dock, slip, lift or mooring included, and do the rights transfer to you?Docks can be shared, leased, assigned by an association or held under a permit that does not automatically transfer.
3. What permits exist for the dock, seawall or other shoreline structures, and what would new work require?Shoreline work is often regulated by local, state and federal agencies.
4. How much does the water level change by season, by tide or by reservoir management?Depth at a dock in one season can differ a lot in another.
5. What does flood insurance cost for this property, and what does the current flood map show?Get a quote from an insurer or agent. A flood zone is not a premium, and no zone does not mean no risk.
6. What maintenance does the shoreline need (seawall, bulkhead, riprap, erosion), and what has been done recently?Shoreline structures are expensive to repair; ask for records and inspection reports.
7. How are water, sewer or septic, and power provided?Waterfront septic systems and wells can have extra rules and inspections.
8. How do you reach the property by road year-round, and who maintains that road?Some waterfront roads are private, seasonal or shared.
9. What local rules apply: rentals, docks, boat lifts, fences, tree removal, setbacks?Rules come from the town, county, state, lake authority or association and vary widely.

Printable due-diligence checklist · Ownership budget planner · FEMA Flood Map Service Center (official flood maps; look up the address yourself)

Guides and next steps

• Waterfront homes in New York
• More lake or reservoir listings in New York
• What counts as waterfront

Listing courtesy of Keller Williams Upstate NY Properties. Listing agent: Linda Flynn. Listings provided by MyStateMLS.

Listing last updated by the brokerage Aug 19, 2026, 2:10 PM UTC. Waterfront Homes last received MyStateMLS data Oct 30, 2026, 6:32 PM UTC. Information is deemed reliable but not guaranteed; verify all details with the listing agent.