$299,900
895 Bay Creek DrVonore, TN 37885
Land and lots · MLS 11943335 · Listed 64 days ago (Aug 27, 2026)
River · Lake or reservoir · Bay, harbor, inlet or sound · Direct parcel frontage · Waterfront details
For sale: Listed and available according to the MyStateMLS feed.
About this land
AWESOME 3.36 level acres overlooking Little Tennessee River and Tellico Lake with gorgeous mountain views! Septic permit for 3 BR and professional retaining wall convey to buyer! Property offers paved road frontage and a new well installed! This cleared, level lot is build-ready and offers fantastic building sites! Enjoy water access with dock privileges and additional deeded dock rights purchasable from TVA! Enjoy all of this with an HOA that is not currently active! Call us today to lock down this incredible piece of land before another buyer beats you to it! --------------- Planning to build? The hardest part usually isn't the lot -- it's being stuck owning a home while you do it. Buy this property and we will buy yours, so you can build on your timeline instead of a buyer's. - Land financing available through AnnieMac Home Mortgage for qualifying buyers -- ask your agent - Available utility, septic, access, and county zoning information on this parcel provided on request - Free Land Buyer's Report -- what to verify before you buy a lot in East Tennessee. Ask your agent. - Have a home to sell? Ask your agent about our trade-in and written guaranteed-sale programs - Walk it anytime -- call today to arrange a private tour of the property --------------- Any and all of these programs are for qualifying buyers using our preferred lender and must be included in the buyer's offer. Listing agent and seller must agree on price and possession date.
Description provided by the listing brokerage.
MLS-reported waterfront
Waterfront details
The listing represents the offered parcel itself as adjoining the water. This is what the listing reports, not a survey or a title finding.
- Relationship to the water
- Direct parcel frontage
- Water type
- River, Lake or reservoir, Bay, harbor, inlet or sound
- Water body
- Not provided. Ask the listing agent.
- Frontage length
- Not provided. Ask the listing agent.
- Water access arrangement
- Not provided. Ask the listing agent.
- Docks, slips, lifts, moorings
- Not provided. Ask the listing agent.
- Dock depth
- Not provided. Ask the listing agent.
- Shoreline
- Not provided. Ask the listing agent.
- Seasonal or tidal conditions
- Not provided. Ask the listing agent.
- Boating limits (bridges, depth, open-water access)
- Not provided. Ask the listing agent.
Why this is listed as waterfront
WaterfrontYN“Yes”: The listing is marked waterfront.WaterfrontFeatures“River Front, Lake Front, Harbor, Bay”: Includes a "… Front" value describing frontage.PropertyTypeDetail“land”: Property form used to read the frontage relationship.
Classified from fields in the MyStateMLS listing data. It has not been independently verified, and it is not a survey, title examination or legal determination of shoreline or access rights. Rules version 2026-10-29.1. How we classify waterfront
Something wrong with this classification? Report a waterfront classification issue. Questions about frontage, docks or access are best answered by Tannor Giles of Your Home Sold Guaranteed Realty TN.
Facts
- List price
- $299,900
- Original list price
- $299,999
- Status
- For sale
- Property type
- Land and lots
- Lot size
- 3.36 acres
- County
- Loudon County
- MLS number
- 11943335
- Annual property tax (2025)
- $469
Facts are reported by the listing brokerage. Items not listed were not provided; that does not mean the property lacks them.
Features
Parking
- Driveway
Sewer
- Septic Tank
Location
The pin is the listing's reported coordinates and may be approximate. It is not a parcel boundary or shoreline, and no flood, wetland or hazard conclusion should be drawn from it. See more listings in Vonore.
Price and status history
- Original list price reported by the brokerage: $299,999
Changes observed by Waterfront Homes in MyStateMLS data since Oct 29, 2026. This is not a public-record sales history; MyStateMLS does not publish sold prices.
Estimate a monthly payment
Estimated monthly payment
$1,643 per month
An estimate for comparison only, not a loan offer or approval. Actual rates, taxes, insurance, PMI and fees depend on your lender, credit, location and loan program.
Questions to ask before you buy
Questions worth investigating for any waterfront property. They are not claims that this property has a problem or meets any condition.
- Who owns the shoreline and the land under the water, and are there easements or public-access rights along it?Ownership can stop at a high-water line, a survey line or a seawall. A title search and survey answer this, not the listing.
- Is a dock, slip, lift or mooring included, and do the rights transfer to you?Docks can be shared, leased, assigned by an association or held under a permit that does not automatically transfer.
- What permits exist for the dock, seawall or other shoreline structures, and what would new work require?Shoreline work is often regulated by local, state and federal agencies.
- How much does the water level change by season, by tide or by reservoir management?Depth at a dock in one season can differ a lot in another.
- What does flood insurance cost for this property, and what does the current flood map show?Get a quote from an insurer or agent. A flood zone is not a premium, and no zone does not mean no risk.
- What maintenance does the shoreline need (seawall, bulkhead, riprap, erosion), and what has been done recently?Shoreline structures are expensive to repair; ask for records and inspection reports.
- How are water, sewer or septic, and power provided?Waterfront septic systems and wells can have extra rules and inspections.
- How do you reach the property by road year-round, and who maintains that road?Some waterfront roads are private, seasonal or shared.
- What local rules apply: rentals, docks, boat lifts, fences, tree removal, setbacks?Rules come from the town, county, state, lake authority or association and vary widely.
Printable due-diligence checklist · Ownership budget planner · FEMA Flood Map Service Center (official flood maps; look up the address yourself)
Guides and next steps
Listing courtesy of Your Home Sold Guaranteed Realty TN. Listing agent: Tannor Giles. Listings provided by MyStateMLS.
Listing last updated by the brokerage Sep 24, 2026, 10:58 AM UTC. Waterfront Homes last received MyStateMLS data Oct 30, 2026, 4:02 PM UTC. Information is deemed reliable but not guaranteed; verify all details with the listing agent.