$999,990
4657 Hickory Tree RoadSt Cloud, FL 34772
Homes, condos and townhomes · MLS 11947274 · Listed 86 days ago (Aug 5, 2026)
Pond · Waterfront, relationship not specified · Waterfront details
For sale: Listed and available according to the MyStateMLS feed.
About this property
A ONE OF A KIND CUSTOM ESTATE, BUILT LIKE NO OTHER. Sitting on 2.72 PRIVATE ACRES w/ NO HOA, this custom Colonial was built by a now retired developer for HIS OWN FAMILY, exceeding many modern building codes w/ a level of craftsmanship you simply cannot find anymore. MASSIVE Doric columns & timeless Chicago Brick create a BREATHTAKING entrance. Step inside to a 2 STORY FOYER w/ a radius staircase, SOLID walnut, oak, & mahogany trim, CUSTOM crown molding throughout, pocket sliding doors, 2 fireplaces, granite & marble counters, & IMMENSE closets. The main home offers 4 beds/3.5 baths, w/ all bdrms & laundry (w/ sink) upstairs, plus a private office/den w/ its own fireplace. Outside, enjoy a covered lanai w/ summer kitchen overlooking a screened pool & spa. BRAND NEW SINCE LAST ON MARKET... a stunning IN LAW SUITE w/ its own private entrance, private pool access, walk in closet, full bath, & kitchenette, bringing this home to 5 BEDROOMS TOTAL. Peace of mind included... ROOF & AC BOTH UPDATED/NEW IN 2022, keeping major systems young. Fully TILED garage. Washer, dryer, fixed cameras, in law suite fridge & microwave, ALL STAY w/ the home, plus a private well already equipped w/ water filtration. Homes of this caliber and character do not come around twice. Schedule your showing today.
Description provided by the listing brokerage.
MLS-reported waterfront
Waterfront details
The listing reports the property as waterfront but does not say how it meets the water. Ask the listing agent whether the parcel itself adjoins the shoreline.
- Relationship to the water
- Waterfront, relationship not specified
- Water type
- Pond
- Water body
- Not provided. Ask the listing agent.
- Frontage length
- Not provided. Ask the listing agent.
- Water access arrangement
- Not provided. Ask the listing agent.
- Docks, slips, lifts, moorings
- Not provided. Ask the listing agent.
- Dock depth
- Not provided. Ask the listing agent.
- Shoreline
- Not provided. Ask the listing agent.
- Seasonal or tidal conditions
- Not provided. Ask the listing agent.
- Boating limits (bridges, depth, open-water access)
- Not provided. Ask the listing agent.
Why this is listed as waterfront
WaterfrontYN“Yes”: The listing is marked waterfront.WaterfrontFeatures“Pond”: Describes the water without a frontage value.PropertyTypeDetail“house”: Property form used to read the frontage relationship.
Classified from fields in the MyStateMLS listing data. It has not been independently verified, and it is not a survey, title examination or legal determination of shoreline or access rights. Rules version 2026-10-29.1. How we classify waterfront
Something wrong with this classification? Report a waterfront classification issue. Questions about frontage, docks or access are best answered by Nicole Perpillant of La Rosa Realty Llc.
Facts
- List price
- $999,990
- Original list price
- $1,050,000
- Status
- For sale
- Property type
- House
- Bedrooms
- 5
- Full baths
- 3
- Half baths
- 1
- Interior area
- 3,868 sq ft
- Lot size
- 2.73 acres (118,919 sq ft)
- Year built
- 1993
- Stories
- 2
- Garage spaces
- 3
- County
- Osceola County
- MLS number
- 11947274
- Annual property tax (2025)
- $10,780
Facts are reported by the listing brokerage. Items not listed were not provided; that does not mean the property lacks them.
Features
Interior
- Walk-In Closet(s)
Appliances
- Washer
- Microwave
- Water Heater
- Refrigerator
- Dryer
- Dishwasher
Flooring
- Tile
- Carpet
Parking
- Driveway
Water
- Well
Sewer
- Septic Tank
Virtual tours
Location
The pin is the listing's reported coordinates and may be approximate. It is not a parcel boundary or shoreline, and no flood, wetland or hazard conclusion should be drawn from it. See more listings in St Cloud.
Price and status history
- Original list price reported by the brokerage: $1,050,000
Changes observed by Waterfront Homes in MyStateMLS data since Oct 29, 2026. This is not a public-record sales history; MyStateMLS does not publish sold prices.
Estimate a monthly payment
Estimated monthly payment
$6,246 per month
An estimate for comparison only, not a loan offer or approval. Actual rates, taxes, insurance, PMI and fees depend on your lender, credit, location and loan program.
Questions to ask before you buy
Questions worth investigating for any waterfront property. They are not claims that this property has a problem or meets any condition.
- Who owns the shoreline and the land under the water, and are there easements or public-access rights along it?Ownership can stop at a high-water line, a survey line or a seawall. A title search and survey answer this, not the listing.
- Is a dock, slip, lift or mooring included, and do the rights transfer to you?Docks can be shared, leased, assigned by an association or held under a permit that does not automatically transfer.
- What permits exist for the dock, seawall or other shoreline structures, and what would new work require?Shoreline work is often regulated by local, state and federal agencies.
- How much does the water level change by season, by tide or by reservoir management?Depth at a dock in one season can differ a lot in another.
- What does flood insurance cost for this property, and what does the current flood map show?Get a quote from an insurer or agent. A flood zone is not a premium, and no zone does not mean no risk.
- What maintenance does the shoreline need (seawall, bulkhead, riprap, erosion), and what has been done recently?Shoreline structures are expensive to repair; ask for records and inspection reports.
- How are water, sewer or septic, and power provided?Waterfront septic systems and wells can have extra rules and inspections.
- How do you reach the property by road year-round, and who maintains that road?Some waterfront roads are private, seasonal or shared.
- What local rules apply: rentals, docks, boat lifts, fences, tree removal, setbacks?Rules come from the town, county, state, lake authority or association and vary widely.
Printable due-diligence checklist · Ownership budget planner · FEMA Flood Map Service Center (official flood maps; look up the address yourself)
Guides and next steps
Listing courtesy of La Rosa Realty Llc. Listing agent: Nicole Perpillant. Listings provided by MyStateMLS.
Listing last updated by the brokerage Sep 16, 2026, 12:50 PM UTC. Waterfront Homes last received MyStateMLS data Oct 30, 2026, 3:43 PM UTC. Information is deemed reliable but not guaranteed; verify all details with the listing agent.